Welfare broker

PAUL'S AGENCY LLC

Mailing address (most recent filing)

P.O. BOX 1680

MORGAN CITY, LA 70381

Total comp: $262K
Commissions: $240K
Fees: $23K
Filings: 9
Sponsors: 9

Carrier mix

Where PAUL'S AGENCY LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITED HEALTHCARE INSURANCE COMPANY33.3%
RELIANCE STANDARD LIFE INSURANCE COMPANY33.3%
BLUE CROSS OF CALIFORNIA33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITED HEALTHCARE INSURANCE COMPANY	1	$2.1M	33.3%
RELIANCE STANDARD LIFE INSURANCE COMPANY	1	$74K	33.3%
BLUE CROSS OF CALIFORNIA	1	$1.3M	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
TX	2	$2.1M	0.0%	11.14x
LA	1	$1.3M	0.1%	42.37x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of PAUL'S AGENCY LLC's plans by broker comp / premium ratio. Median 6.46% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of PAUL'S AGENCY LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where PAUL'S AGENCY LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
ROGUE INDUSTRIAL GROUP, LLC ROGUE INDUSTRIAL GROUP, LLC, HEALTH PLAN	TX	$2.1M	$84K	UNITED HEALTHCARE INSURANCE COMPANY
GULFSTREAM SERVICES, INC. GULFSTREAM SERVICES, INC. - HEALTH & WELFARE PLAN	LA	$1.3M	$82K	BLUE CROSS AND BLUE SHIELD OF LOUISIANA
ROGUE INDUSTRIAL GROUP, LLC ROGUE INDUSTRIAL GROUP, LLC - LIFE AND DIS. PLAN	TX	$74K	$15K	RELIANCE STANDARD INSURANCE CO. - LONG TERM DISABILITY

Carrier

Plans

Premium

UNITED HEALTHCARE INSURANCE COMPANY

$2.1M

33.3%

RELIANCE STANDARD LIFE INSURANCE COMPANY

$74K

33.3%

BLUE CROSS OF CALIFORNIA

$1.3M

33.3%

State

Plans

Premium

State share

Index

$2.1M

0.0%

11.14x

$1.3M

0.1%

42.37x

Sponsor

Loc

Premium

Comp

Carrier

ROGUE INDUSTRIAL GROUP, LLC

ROGUE INDUSTRIAL GROUP, LLC, HEALTH PLAN

$2.1M

$84K

UNITED HEALTHCARE INSURANCE COMPANY

GULFSTREAM SERVICES, INC.

GULFSTREAM SERVICES, INC. - HEALTH & WELFARE PLAN

$1.3M

$82K

BLUE CROSS AND BLUE SHIELD OF LOUISIANA

ROGUE INDUSTRIAL GROUP, LLC

ROGUE INDUSTRIAL GROUP, LLC - LIFE AND DIS. PLAN

$74K

$15K

RELIANCE STANDARD INSURANCE CO. - LONG TERM DISABILITY