| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS GULF COAST INS | 600 JEFFERSON ST. STE 200 LAFAYETTE, LA 70501 | BLUE CROSS BLUE SHIELD OF LOUISIANA | $29K | — | $29K | 1.04% |
| GREGORY BENEFITS & CONSULTING LLC3 Filed as: GREGORY AUTHEMENT | 325 AUDUBON BLVD LAFAYETTE, LA 70503 | BLUE CROSS BLUE SHIELD OF LOUISIANA | $15K | — | $15K | 0.53% |
| PAUL'S AGENCY LLC3 Filed as: PAUL'S AGENCY, LLC | P. O. BOX 1680 MORGAN CITY, LA 70380 | BLUE CROSS BLUE SHIELD OF LOUISIANA | $0 | $1K | $1K | 0.04% |
| PAUL'S AGENCY LLC3 | P. O. BOX 1680 MORGAN CITY, LA 70381 | PRUDENTIAL | $14K | — | $14K | 16.47% |
| IMG5 | 2960 NORTH MERIDIAN STREET INDIANAPOLIS, IN 46208 | PRUDENTIAL | — | $20 | $20 | 0.02% |
| PAUL'S AGENCY LLC3 | 1200 GREENWOOD PLACE MORGAN CITY, LA 70380 | AMERITAS LIFE INSURANCE CORP. | $3K | — | $3K | 6.37% |
| AUTHEMENT, GREGORY, PAUL3 | 325 AUDUBON BLVDBLVD STE 300 LAFAYETTE, LA 70503 | AMERITAS LIFE INSURANCE CORP. | $2K | — | $2K | 3.63% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE SERVICE | 40 E ALAMAR AVENUE SANTA BARBARA, CA 931053400 | AMERITAS LIFE INSURANCE CORP. | — | $644 | $644 | 1.35% |
| ASSUREDPARTNERS3 Filed as: DWIGHT ANDRUS INS AGENCY INC | P. O. BOX 60970 LAFAYETTE, LA 70596 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3K | $842 | $4K | 13.61% |
| JOEY MIGUES3 | 103 BALTUSROL DR BROUSSARD, LA 70518 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $982 | $561 | $2K | 5.86% |
| SCOTT J CHAMBERS3 | 609 EMMELINE STREET NEW IBERIA, LA 70560 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $818 | $192 | $1K | 3.84% |
| GROUP VOLUNTARY BENEFITS LLC3 | 29103 CHURCH OF GOD RD SPRINGFIELD, LA 70462 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $437 | $109 | $546 | 2.08% |
| JOEY MIGUES3 Filed as: JOEY THOMAS MIGUES | 103 BALTUSROL DRIVE BROUSSARD, LA 70518 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $236 | $65 | $301 | 1.14% |
| JODIE C MIGUES3 | 103 BALTUSROL DR BROUSSARD, LA 70518 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $295 | — | $295 | 1.12% |
| BETTY ROMERO3 | 100 LOREN AVENUE NEW IBERIA, LA 70563 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $197 | $65 | $262 | 1.00% |
| JS YOUNG AND ASSOCIATES3 Filed as: JS YOUNG & ASSOCIATES | 1040 CYPRESS CROSSING DR MADISONVILLE, LA 70447 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $215 | — | $215 | 0.82% |
| REBECCA N SONGY3 Filed as: REBECCA SONGY | 6900 MEMPHIS STREET NEW ORLEANS, LA 70124 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $107 | $49 | $156 | 0.59% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | 6100 S YALE AVE STE 1900 TULSA, OK 74136 | THE STANDARD | $1K | $719 | $2K | 17.71% |
| BLAKE CHARLES ADAMS3 | 200 CREEKWOOD DRIVE LAFAYETTE, LA 70503 | AFLAC | $26 | — | $26 | 3.76% |
| KEITH WILLIAM BELLE3 | 302 LA RUE FRANCE STE 100 LAFAYETTE, LA 70508 | AFLAC | $13 | — | $13 | 1.88% |
| 2LAZE FREMIN3 | P. O. BOX 53871 LAFAYETTE, LA 70505 | AFLAC | $2 | — | $2 | 0.29% |
| TERRY JAMES LAPORTE3 | 1007 HUGH DRIVE ST. MARTINVILLE, LA 70582 | AFLAC | $1 | — | $1 | 0.14% |
| ADRIAN S JOHNSON3 | 289 MONTROSE PL BOSSIER CITY, LA 71111 | AFLAC | $1 | — | $1 | 0.14% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 137 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 137 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF LOUISIANA | 137 | $2.8M |
| Dental | AMERITAS LIFE INSURANCE CORP. | 129 | $48K |
| Vision(2 contracts, 2 carriers) | AMERITAS LIFE INSURANCE CORP. | 129 | $58K |
| Life insurance | PRUDENTIAL | 131 | $84K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF LOUISIANA | 137 | $2.8M |
| Stop-loss / reinsurancereinsurance | BLUE CROSS BLUE SHIELD OF LOUISIANA | 137 | $2.8M |
| Other(3 contracts, 3 carriers) | PRUDENTIAL | 131 | $111K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 137 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.