No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| JOINT INDUSTRY BOARD EIN 13-0891035 NONE | Direct payment from the plan; Plan Administrator Service code 14 | — | $7.8M |
| MAGNACARE EIN 11-3410766 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $4.1M |
| CLICK SAFETY.COM, INC. EIN 94-3336523 NONE | Direct payment from the plan; Other services Service code 49 | — | $658K |
| MILLIMAN INC EIN 91-0675641 NONE | Actuarial; Direct payment from the plan Service code 11 | — | $375K |
| INSIGHT NORTH AMERICA LLC EIN 82-0983489 NONE | Investment management; Direct payment from the plan Service code 28 | — | $316K |
| WEISS, WEXLER & WORNOW EIN 13-3138347 NONE | Legal; Direct payment from the plan Service code 29 | — | $300K |
| AMERIPRISE FINANCIAL, INC/COLUMBIA EIN 13-3180631 NONE | Direct payment from the plan; Investment management Service code 28 | — | $170K |
| ALLIANT INSURANCE SERVICES, INC. EIN 33-0785439 NONE | Insurance services; Direct payment from the plan Service code 23 | — | $86K |
| JW SOFTWARE, INC. EIN 27-0078475 NONE | Other services; Direct payment from the plan Service code 49 | — | $61K |
| CARD QUEST EIN 80-0079626 NONE | Other services; Direct payment from the plan Service code 49 | — | $37K |
| WHITE & MCSPEDON, P.C. EIN 13-3747498 NONE | Legal; Direct payment from the plan Service code 29 | — | $31K |
| FORTIS SETTLEMENT EIN 45-5548112 NONE | Legal; Direct payment from the plan Service code 29 | 323 WILLIS AVENUE MINEOLA, NY 11501 | $21K |
| BLANK ROME LLP EIN 23-1311874 NONE | Legal; Direct payment from the plan Service code 29 | — | $14K |
| MANAN LLC EIN 26-4522132 NONE | Other services; Direct payment from the plan Service code 49 | — | $14K |
| ISO-CLAIMS PARTNERS, INC. EIN 20-5722557 NONE | Direct payment from the plan; Other services Service code 49 | — | $10K |
| SEGAL MARCO EIN 13-2646110 NONE | Direct payment from the plan; Investment management Service code 28 | — | $9K |
| ZYWAVE EIN 39-1810743 NONE | Other services; Direct payment from the plan Service code 49 | — | $8K |
| ALI CARE INC. EIN 13-3432221 NONE | Direct payment from the plan; Other services Service code 49 | — | $8K |
| COOPER FRIEDMAN/COOPER ELECTRIC CO. EIN 21-0728076 NONE | Direct payment from the plan; Other services Service code 49 | — | $8K |
| FORD CREDIT EIN 38-0549190 NONE | Direct payment from the plan; Other services Service code 49 | — | $7K |
| MONDAY.COM EIN 93-6028257 NONE | Other services; Direct payment from the plan Service code 49 | — | $7K |
| IMPALA PRESS, LTD. EIN 11-2209120 NONE | Other services; Direct payment from the plan Service code 49 | — | $6K |
| SIMPLIFY COMPLIANCE/BLR EIN 26-0753128 NONE | Direct payment from the plan; Other services Service code 49 | — | $6K |
| DEUTSCHE BANK EIN 13-6065488 NONE | Direct payment from the plan; Custodial (other than securities) Service code 18 | — | $5K |
| STATE STREET BANK & TRUST COMPANY EIN 04-1867445 NONE | Other fees; Investment management; Direct payment from the plan Service code 28 | — | $5K |
| PRIMARY ELECTRIC EIN 11-2135474 NONE | Other services; Direct payment from the plan Service code 49 | — | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 13,847 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 13,847 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Stop-loss / reinsurancereinsurance(4 contracts, 4 carriers) | SAFETY NATIONAL CASUALTY CORP | 13,847 | $1.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 13,847 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.