| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| IMA, INC.3 Filed as: IMA | 6 CONCOURSE PKY #2750 ATLANTA, GA 30328 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $45K | $0 | $45K | 10.00% |
| IMA, INC.3 Filed as: IMA | PO BOX 2992 WICHITA, KS 67201 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $6K | $6K | 1.30% |
| IMA, INC.3 Filed as: IMA | 430 E E DOUGLAS GROUP INC WICHITA, KS 67202 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $139 | $139 | 0.03% |
| IMA, INC.3 Filed as: IMA | 6 CONCOURSE PKY #2750 ATLANTA, GA 30328 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $37K | $0 | $37K | 10.00% |
| IMA, INC.3 Filed as: IMA | PO BOX 2992 WICHITA, KS 67201 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $5K | $5K | 1.38% |
| IMA, INC.3 Filed as: IMA | 430 E E DOUGLAS GROUP INC WICHITA, KS 67202 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $278 | $278 | 0.07% |
| IMA, INC.3 Filed as: IMA INC | 430 E E DOUGLAS GROUP INC WICHITA, KS 67202 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $27K | $139 | $27K | 25.13% |
| THE BENEFIT COMPANY INC3 Filed as: THE BENEFIT COMPANY LLC | 6 CONCOURSE PKY #2750 ATLANTA, GA 30328 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $9K | $0 | $9K | 8.51% |
| IMA, INC.3 Filed as: IMA INC | PO BOX 2992 WICHITA, KS 672012992 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $9K | $9K | 8.21% |
| IMA, INC.3 Filed as: IMA INC | 430 E E DOUGLAS GROUP INC WICHITA, KS 67202 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $18K | $139 | $19K | 25.19% |
| THE BENEFIT COMPANY INC3 Filed as: THE BENEFIT COMPANY LLC | 2750 SIX CONCOURSE PKWY ATLANTA, GA 30328 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $6K | $0 | $6K | 8.69% |
| IMA, INC.3 Filed as: IMA INC | PO BOX 2992 WICHITA, KS 672012992 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $6K | $6K | 8.38% |
| IMA, INC.3 Filed as: IMA INC | 430 E E DOUGLAS GROUP INC WICHITA, LA 67202 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $16K | $139 | $17K | 25.21% |
| THE BENEFIT COMPANY INC3 Filed as: THE BENEFIT COMPANY LLC | 6 CONCOURSE PKY #2750 ATLANTA, GA 30328 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $6K | $0 | $6K | 8.40% |
| IMA, INC.3 Filed as: IMA INC | PO BOX 2992 WICHITA, KS 672012992 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $5K | $5K | 8.13% |
| IMA, INC.3 Filed as: IMA, INC | STE 2750 SIX CONCOURSE PKWY ATLANTA, GA 30328 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $5K | $1K | $6K | 10.27% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC ATLANTA | PO BOX 741738 ATLANTA, GA 303741738 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $4K | $0 | $4K | 7.30% |
| REUBEN WARNER ASSOCIATES, INC.3 Filed as: THE L WARNER COMPANY INC | 9690 DEERECO RD STE 650 TIMONIUM, MD 21093 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $342 | $683 | $1K | 1.70% |
| THOMAS OWENS4 | PO BOX 781431 WICHITA, KS 672781431 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $5K | $0 | $5K | 16.40% |
| ATEAM CONSULTANTS LLC4 | 723 OAK MOUNTAIN RD NW KENNESAW, GA 301525204 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $350 | $0 | $350 | 1.21% |
| IMA, INC.4 Filed as: IMA INC | 2750 SIX CONCOURSE PKWY ATLANTA, GA 30328 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $308 | $0 | $308 | 1.07% |
| IMA, INC.3 Filed as: IMA, INC | STE 2750 SIX CONCOURSE PKWY ATLANTA, GA 30328 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $8K | $2K | $9K | 73.61% |
| ZIMMERMAN, MICHAEL J3 | STE 200 8711 PENROSE LN LENEXA, KS 66219 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $0 | $2K | $2K | 12.62% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,483 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 9 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,492 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision(2 contracts) | EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO | 1,514 | $81K |
| Life insurance | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 1,483 | $374K |
| Short-term disability(2 contracts) | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | 28 | $73K |
| Long-term disability | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 1,427 | $450K |
| Other(6 contracts, 3 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 1,850 | $684K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,850 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.