No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| AMERICA'S CHOICE HEALTHPLANS, LLC EIN 20-0296224 NONE | Contract Administrator Service code 13 | 13111 NORTHWEST FREEWAY, STE. 510 HOUSTON, TX 77040 | $377K |
| CHAR LEE CORPORATION EIN 86-0799129 NONE | Other services Service code 49 | 193 INTERSTATE 45 SOUTH, STE D601 HUNTSVILLE, TX 77340 | $88K |
| PHCS EIN 04-3138814 NONE | Other services Service code 49 | 1100 WINTER STREET WALTHAM, MA 02451 | $81K |
| FIRST HEALTH GROUP CORP EIN 20-1736437 NONE | Other services Service code 49 | 23291 NETWORK PLACE CHICAGO, IL 60673 | $24K |
| KCOE ISOM, LLP EIN 94-2222122 NONE | Accounting (including auditing) Service code 10 | 6125 SKY POND DR., STE 200 LOVELAND, CO 805389374 | $18K |
| CHARD SNYDER & ASSOCIATES EIN 99-0000061 NONE | Contract Administrator Service code 13 | PO BOX 22247 NEW YORK, NY 100872247 | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,310 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 14 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 1,324 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Stop-loss / reinsurancereinsurance | LIBERTY INSURANCE UNDERWRITERS, INC. | 1,364 | $744K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,364 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.