| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| IMA, INC.3 | P.O. BOX 2992 WICHITA, KS 67201 | DELTA DENTAL OF KANSAS, INC. | $5K | — | $5K | 6.87% |
| KEVIN D INGWERSON3 | 208 S PUTTER DR ANDOVER, KS 67002 | AFLAC | $463 | — | $463 | 3.36% |
| IMA, INC.3 | PO BOX 2992 WICHITA, KS 67201 | AFLAC | $443 | — | $443 | 3.21% |
| JULIAN DUARTE3 | 412 N MYRTLE ST EUREKA, KS 67202 | AFLAC | $263 | — | $263 | 1.91% |
| CALEB GILMOUR3 Filed as: CALEB J GILMOUR | 515 S MAIN ST, STE 105 WICHITA, KS 67202 | AFLAC | $222 | — | $222 | 1.61% |
| BRIAN M LEITZEL3 | 7920 W KELLOGG DR, STE 102 WICHITA, KS 67209 | AFLAC | $126 | — | $126 | 0.91% |
| NICOLE E ROONEY3 | 515 S MAIN ST, STE 105 WICHITA, KS 67202 | AFLAC | $87 | — | $87 | 0.63% |
| TERESA BURNETT3 | 1112 E JAMES ST DERBY, KS 67037 | AFLAC | $67 | — | $67 | 0.49% |
| SAIDA K SOSA3 | 4511 S FLORA CT WICHITA, KS 67215 | AFLAC | $45 | — | $45 | 0.33% |
| GAIL A COE3 | 4600 FARMSTEAD CT BEL AIRE, KS 67208 | AFLAC | $40 | — | $40 | 0.29% |
| MARC LUTHER HOMAN3 | 11828 W CENTRAL AVE, STE 100 WICHITA, KS 67212 | AFLAC | $34 | — | $34 | 0.25% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INSURANCE | 245 N WACO ST STE 412 WICHITA, KS 67202 | AFLAC | $30 | — | $30 | 0.22% |
| SPENCER H STELLJES3 | 228 N QUENTIN ST WICHITA, KS 67208 | AFLAC | $24 | — | $24 | 0.17% |
| ELIZABETH RIOS3 | PO BOX 75101 WICHITA, KS 67275 | AFLAC | $23 | — | $23 | 0.17% |
| MARK ALAN BRYANT3 | PO BOX 12902 WICHITA, KS 67277 | AFLAC | $22 | — | $22 | 0.16% |
| WILLINGHAM INC3 Filed as: WILLINGHAM, INC. | 35354 MISSION BELLEVIEW RD LOUIBURG, KS 66053 | AFLAC | $15 | — | $15 | 0.11% |
| NATHAN L HARRISON3 | 2 CITYPLACE DR, STE 30 CREVE COEUR, MO 63141 | AFLAC | $9 | — | $9 | 0.07% |
| LYNN E MOLLER3 | 4527 ENGLISH HOLLY DR FAIRFAX, VA 22030 | AFLAC | $9 | — | $9 | 0.07% |
| PATRICIA ZOELLER3 | PO BOX 181 KINGMAN, KS 67068 | AFLAC | $8 | — | $8 | 0.06% |
| SCOTT D SWIMMER3 | 4553 W 138TH TER LEAWOOD, KS 66224 | AFLAC | $4 | — | $4 | 0.03% |
| TERRY S DECKER3 | 123401 EW 6 RD TRUPIN, OK 73950 | AFLAC | $2 | — | $2 | 0.01% |
| KENNETH D MORRIS JR3 | 5410 PLYMOUTH DR LAWRENCE, KS 66049 | AFLAC | $1 | — | $1 | 0.01% |
| JONI S WOBORNY BUNKER3 | 4601 LICHEN LN MANHATTAN, KS 66503 | AFLAC | $1 | — | $1 | 0.01% |
| IMA, INC.3 | 9393 W 110TH STREET, SUITE 600 OVERLAND PARK, KS 66210 | ADVANCE INSURANCE COMPANY OF KANSAS | $1K | — | $1K | 12.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 210 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 210 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(2 contracts) | DELTA DENTAL OF KANSAS, INC. | 159 | $71K |
| Life insurance | ADVANCE INSURANCE COMPANY OF KANSAS | 210 | $11K |
| Short-term disability | AFLAC | 17 | $14K |
| Other(3 contracts, 3 carriers) | AFLAC | 210 | $28K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 210 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.