| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| IMA, INC.3 | P.O. BOX 2992 WICHITA, KS 67201 | DELTA DENTAL OF KANSAS, INC. | $3K | — | $3K | 5.89% |
| KEVIN D INGWERSON3 | 208 S PUTTER DR ANDOVER, KS 67002 | AFLAC | $2K | $138 | $2K | 7.12% |
| IMA, INC.3 | PO BOX 2992 WICHITA, KS 67201 | AFLAC | $1K | — | $1K | 5.03% |
| BRIAN M LEITZEL3 | 7920 W KELLOGG DR, STE 102 WICHITA, KS 67209 | AFLAC | $858 | $63 | $921 | 3.27% |
| CALEB GILMOUR3 Filed as: CALEB J GILMOUR | 515 S MAIN ST, STE 105 WICHITA, KS 67202 | AFLAC | $695 | $55 | $750 | 2.66% |
| SAIDA K SOSA3 | 4511 S FLORA CT WICHITA, KS 67215 | AFLAC | $642 | $64 | $706 | 2.51% |
| ELIZABETH RIOS3 | PO BOX 75101 WICHITA, KS 67275 | AFLAC | $627 | $64 | $691 | 2.45% |
| TERESA BURNETT3 | 1112 E. JAMES ST. DERBY, KS 67037 | AFLAC | $162 | — | $162 | 0.58% |
| BRIAN M LEITZEL3 | 7920 W KELLOGG DR, STE 103 WICHITA, KS 67209 | AFLAC | $141 | — | $141 | 0.50% |
| MARK ALAN BRYANT3 | 9122 W BIRCH LN WICHITA, KS 67212 | AFLAC | $137 | — | $137 | 0.49% |
| MARC LUTHER HOMAN3 | 11828 W CENTRAL AVE, STE 100 WICHITA, KS 67212 | AFLAC | $82 | — | $82 | 0.29% |
| GAIL A COE3 | 4600 FARMSTEAD CT BEL AIRE, KS 67208 | AFLAC | $79 | — | $79 | 0.28% |
| SPENCER H STELLJES3 | 228 N QUENTIN ST WICHITA, KS 67208 | AFLAC | $61 | — | $61 | 0.22% |
| WILLINGHAM INC3 Filed as: WILLINGHAM, INC. | 35354 MISSION BELLEVIEW RD LOUIBURG, KS 66053 | AFLAC | $36 | — | $36 | 0.13% |
| PATRICIA ZOELLER3 | PO BOX 181 KINGMAN, KS 67068 | AFLAC | $17 | — | $17 | 0.06% |
| NATHAN L HARRISON3 | 2 CITYPLACE DR, STE 30 CREVE COEUR, MO 63141 | AFLAC | $17 | — | $17 | 0.06% |
| NICOLE E ROONEY3 | 515 S MAIN ST, STE 105 WICHITA, KS 67202 | AFLAC | $17 | — | $17 | 0.06% |
| LYNN E MOLLER3 | 4527 ENGLISH HOLLY DR FAIRFAX, VA 22030 | AFLAC | $15 | — | $15 | 0.05% |
| SCOTT D SWIMMER3 Filed as: SCOTT D WIMMER | 4553 W 138TH TER LEAWOOD, KS 66224 | AFLAC | $9 | — | $9 | 0.03% |
| TERRY S DECKER3 | RR 2 BOX 22 TRUPIN, OK 73950 | AFLAC | $5 | — | $5 | 0.02% |
| JUSTIN C CARSON3 | 7701 E KELLOGG DR, STE 680 WICHITA, KS 67207 | AFLAC | $3 | — | $3 | 0.01% |
| LYNN E MOLLER3 | 332 E 1ST ST N WICHITA, KS 67202 | AFLAC | $2 | — | $2 | 0.01% |
| KENNETH D MORRIS JR3 | 5410 PLYMOUTH DR LAWRENCE, KS 66049 | AFLAC | $1 | — | $1 | 0.00% |
| JONI S WOBORNY BUNKER3 | 4601 LICHEN LN MANHATTAN, KS 66503 | AFLAC | $1 | — | $1 | 0.00% |
| JOHN A BACON3 | 30837 SPRING VALLEY RD PAOLA, KS 66071 | AFLAC | $1 | — | $1 | 0.00% |
| IMA, INC.3 | 9393 W 110TH STREET, SUITE 600 OVERLAND PARK, KS 66210 | ADVANCE INSURANCE COMPANY OF KANSAS | $2K | — | $2K | 12.92% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 187 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 191 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(2 contracts) | DELTA DENTAL OF KANSAS, INC. | 132 | $56K |
| Life insurance | ADVANCE INSURANCE COMPANY OF KANSAS | 182 | $12K |
| Short-term disability | AFLAC | 26 | $28K |
| Other(3 contracts, 3 carriers) | AFLAC | 189 | $42K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 189 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.