| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| IMA, INC.3 | P.O. BOX 2992 WICHITA, KS 67201 | DELTA DENTAL OF KANSAS, INC. | $4K | — | $4K | 5.86% |
| IMA, INC.3 | PO BOX 2992 WICHITA, KS 67201 | AFLAC | $2K | — | $2K | 8.44% |
| KEVIN D INGWERSON3 | 208 S PUTTER DR ANDOVER, KS 67002 | AFLAC | $1K | — | $1K | 6.41% |
| NICOLE E ROONEY3 | 515 S MAIN ST, STE 105 WICHITA, KS 67202 | AFLAC | $797 | — | $797 | 4.39% |
| CALEB GILMOUR3 Filed as: CALEB J GILMOUR | 515 S MAIN ST, STE 105 WICHITA, KS 67202 | AFLAC | $541 | — | $541 | 2.98% |
| JULIAN DUARTE3 | 412 N MYRTLE ST EUREKA, KS 67202 | AFLAC | $541 | — | $541 | 2.98% |
| BRIAN M LEITZEL3 | 7920 W KELLOGG DR, STE 102 WICHITA, KS 67209 | AFLAC | $134 | — | $134 | 0.74% |
| SAIDA K SOSA3 | 4511 S FLORA CT WICHITA, KS 67215 | AFLAC | $48 | — | $48 | 0.26% |
| GAIL A COE3 | 4600 FARMSTEAD CT BEL AIRE, KS 67208 | AFLAC | $40 | — | $40 | 0.22% |
| MARC LUTHER HOMAN3 | 11828 W CENTRAL AVE, STE 100 WICHITA, KS 67212 | AFLAC | $34 | — | $34 | 0.19% |
| ELIZABETH RIOS3 | PO BOX 75101 WICHITA, KS 67275 | AFLAC | $33 | — | $33 | 0.18% |
| SPENCER H STELLJES3 | 228 N QUENTIN ST WICHITA, KS 67208 | AFLAC | $24 | — | $24 | 0.13% |
| MARK ALAN BRYANT3 | PO BOX 12902 WICHITA, KS 67277 | AFLAC | $23 | — | $23 | 0.13% |
| WILLINGHAM INC3 Filed as: WILLINGHAM, INC. | 35354 MISSION BELLEVIEW RD LOUIBURG, KS 66053 | AFLAC | $15 | — | $15 | 0.08% |
| NATHAN L HARRISON3 | 2 CITYPLACE DR, STE 30 CREVE COEUR, MO 63141 | AFLAC | $9 | — | $9 | 0.05% |
| LYNN E MOLLER3 | 4527 ENGLISH HOLLY DR FAIRFAX, VA 22030 | AFLAC | $9 | — | $9 | 0.05% |
| PATRICIA ZOELLER3 | PO BOX 181 KINGMAN, KS 67068 | AFLAC | $8 | — | $8 | 0.04% |
| SCOTT D SWIMMER3 | 4553 W 138TH TER LEAWOOD, KS 66224 | AFLAC | $4 | — | $4 | 0.02% |
| TERRY S DECKER3 | RR 2 BOX 22 TRUPIN, OK 73950 | AFLAC | $2 | — | $2 | 0.01% |
| KENNETH D MORRIS JR3 | 5410 PLYMOUTH DR LAWRENCE, KS 66049 | AFLAC | $1 | — | $1 | 0.01% |
| JONI S WOBORNY BUNKER3 | 4601 LICHEN LN MANHATTAN, KS 66503 | AFLAC | $1 | — | $1 | 0.01% |
| IMA, INC.3 | 9393 W 110TH STREET, SUITE 600 OVERLAND PARK, KS 66210 | ADVANCE INSURANCE COMPANY OF KANSAS | $1K | — | $1K | 11.04% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 208 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 209 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(2 contracts) | DELTA DENTAL OF KANSAS, INC. | 158 | $62K |
| Life insurance | ADVANCE INSURANCE COMPANY OF KANSAS | 208 | $11K |
| Short-term disability | AFLAC | 21 | $18K |
| Other(3 contracts, 3 carriers) | AFLAC | 208 | $32K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 208 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.