| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| IMA, INC.3 Filed as: IMA | 8200 E 32ND STREET NORTH NORTH WICHITA, KS 67226 | BLUE CROSS AND BLUE SHIELD OF KANSAS | $45K | — | $45K | 1.70% |
| IMA, INC.3 Filed as: IMA INC. | P.O. BOX 2992 WICHITA, KS 67201 | DELTA DENTAL OF KANSAS, INC. | $6K | — | $6K | 6.23% |
| IMA, INC.3 Filed as: IMA INC | P.O. BOX 2992 WICHITA, KS 67201 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $6K | $734 | $7K | 7.08% |
| IMA, INC.3 | PO BOX 2992 WICHITA, KS 67201 | DELTA DENTAL OF KANSAS, INC. | $4K | — | $4K | 6.11% |
| IMA, INC.3 Filed as: IMA INC | P.O. BOX 2992 WICHITA, KS 67201 | SURENCY LIFE AND HEALTH | $2K | — | $2K | 10.00% |
| IMA, INC.3 Filed as: IMA INC. | PO BOX 2992 WICHITA, KS 67201 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | $160 | $3K | 15.75% |
| SAIDA K SOSA3 | 4511 S FLORA CT WICHITA, KS 67215 | AFLAC | $355 | $45 | $400 | 3.08% |
| BRIAN M LEITZEL3 | 7920 W KELLOGG DR, STE 102 WICHITA, KS 67209 | AFLAC | $321 | — | $321 | 2.47% |
| IMA, INC.3 | PO BOX 2992 WICHITA, KS 67201 | AFLAC | $275 | — | $275 | 2.12% |
| CALEB GILMOUR3 Filed as: CALEB J GILMOUR | 515 S MAIN ST, STE 105 WICHITA, KS 67202 | AFLAC | $172 | $15 | $187 | 1.44% |
| NICOLE E ROONEY3 | 515 S MAIN ST, STE 105 WICHITA, KS 67202 | AFLAC | $49 | $11 | $60 | 0.46% |
| BARRY PARKS3 | 104 W GOFF RD VALLEY CENTER, KS 67147 | AFLAC | $46 | — | $46 | 0.35% |
| RYAN ROONEY3 Filed as: RYAN PATRICK ROONEY | 227 N PINE ST PO BOX 694 GODDARD, KS 67052 | AFLAC | $17 | $17 | $34 | 0.26% |
| KEVIN D INGWERSON3 | 208 S PUTTER DR ANDOVER, KS 67002 | AFLAC | $21 | — | $21 | 0.16% |
| JULIAN DUARTE3 | 412 N MYRTLE ST EUREKA, KS 67045 | AFLAC | $13 | $4 | $17 | 0.13% |
| MARK ALAN BRYANT3 | 9122 W BIRCH LN WICHITA, KS 67212 | AFLAC | $7 | — | $7 | 0.05% |
| IMA, INC.3 | PO BOX 2992 WICHITA, KS 67201 | SURENCY LIFE AND HEALTH | $1K | — | $1K | 10.00% |
| IMA, INC.3 | 430 E DOUGLAS AVE SUITE 400 WICHITA, KS 67202 | CONTINENTAL AMERICAN INSURANCE COMPANY | $472 | — | $472 | 5.95% |
| SAIDA K SOSA3 | 4511 S FLORA CT WICHITA, KS 67215 | CONTINENTAL AMERICAN INSURANCE COMPANY | $266 | — | $266 | 3.35% |
| CALEB GILMOUR3 Filed as: CALEB J GILMOUR | 515 S MAIN ST, STE 501 WICHITA, KS 67202 | CONTINENTAL AMERICAN INSURANCE COMPANY | $47 | — | $47 | 0.59% |
| BRIAN M LEITZEL3 | 7920 W KELLOGG DR, STE 102 WICHITA, KS 67209 | CONTINENTAL AMERICAN INSURANCE COMPANY | $45 | — | $45 | 0.57% |
| NICOLE E ROONEY3 | PO BOX 694 GOODARD, KS 67052 | CONTINENTAL AMERICAN INSURANCE COMPANY | $28 | — | $28 | 0.35% |
| BARRY PARKS3 | 104 W GOFF RD VALLEY CENTER, KS 67147 | CONTINENTAL AMERICAN INSURANCE COMPANY | $20 | — | $20 | 0.25% |
| MARK ALAN BRYANT3 Filed as: MARK A BRYANT | 9122 W BIRCH LN WICHITA, KS 67212 | CONTINENTAL AMERICAN INSURANCE COMPANY | $15 | — | $15 | 0.19% |
| KEVIN D INGWERSON3 | 208 S PUTTER DR ANDOVER, KS 67002 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4 | — | $4 | 0.05% |
| IMA, INC.3 Filed as: IMA INC | P.O. BOX 2992 WICHITA, KS 67201 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $945 | $47 | $992 | 15.74% |
| IMA, INC.3 Filed as: IMA INC. | PO BOX 2992 WICHITA, KS 67201 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $522 | $26 | $548 | 15.75% |
| BRIAN TEICHMANN3 | 5804 W 50TH AVE HUTCHINSON, KS 67502 | AFLAC | $50 | — | $50 | 2.56% |
| CURTIS D CROSSON3 | 10509 W SNOKOMO RD HUTCHINSON, KS 67502 | AFLAC | $29 | — | $29 | 1.48% |
| IMA, INC.3 | PO BOX 2992 WICHITA, KS 67201 | AFLAC | $24 | — | $24 | 1.23% |
| SAIDA K SOSA3 | 4511 S FLORA CT WICHITA, KS 67215 | AFLAC | $13 | $8 | $21 | 1.07% |
| BRAD J SCHUMACHER3 Filed as: BRAD J SCHMACHER | 2804 COUNTRY LN HAYS, KS 67601 | AFLAC | $19 | — | $19 | 0.97% |
| MICHAEL HOWELL3 | 1501 M ROCKY CREEK RD WICHITA, KS 67230 | AFLAC | $16 | — | $16 | 0.82% |
| NICOLE E ROONEY3 | 515 S MAIN ST, STE 105 WICHITA, KS 67202 | AFLAC | $11 | $2 | $13 | 0.66% |
| PERRY HENAULT3 | 4323 SW MISTY HARBOR DR TOPEKA, KS 66610 | AFLAC | $11 | — | $11 | 0.56% |
| NATHAN L HARRISON3 | 2 CITYPLACE DR, STE 30 CREVE COEUR, MA 63141 | AFLAC | $11 | — | $11 | 0.56% |
| CALEB GILMOUR3 Filed as: CALEB J GILMOUR | 515 S MAIN ST, STE 105 WICHITA, KS 67202 | AFLAC | $8 | $2 | $10 | 0.51% |
| BRIAN M LEITZEL3 | 7920 W KELLOGG DR, STE 102 WICHITA, KS 67209 | AFLAC | $7 | — | $7 | 0.36% |
| BARRY PARKS3 | 104 W GOFF RD VALLEY CENTER, KS 67147 | AFLAC | $3 | $3 | $6 | 0.31% |
| JON R OVERACRE3 | 10502 W 133RD TER APT 107 OVERLAND PARK, KS 66213 | AFLAC | $5 | — | $5 | 0.26% |
| IMA, INC.3 | PO BOX 2992 WICHITA, KS 67201 | AFLAC | $3 | — | $3 | 0.15% |
| JOHN A BACON3 | 30837 SPRING VALLEY RD PAOLA, KS 66071 | AFLAC | $2 | — | $2 | 0.10% |
| KENNETH D MORRIS JR3 | 5410 PLYMOUTH DR LAWRENCE, KS 66049 | AFLAC | $2 | — | $2 | 0.10% |
| IMA, INC.3 | PO BOX 2992 WICHITA, KS 67201 | AFLAC | $74 | — | $74 | 4.97% |
| SAIDA K SOSA3 | 4511 S FLORA CT WICHITA, KS 67215 | AFLAC | $70 | — | $70 | 4.70% |
| BRIAN M LEITZEL3 | 7920 W KELLOGG DR, STE 102 WICHITA, KS 67209 | AFLAC | $36 | — | $36 | 2.42% |
| CALEB GILMOUR3 Filed as: CALEB J GILMOUR | 515 S MAIN ST, STE 105 WICHITA, KS 67202 | AFLAC | $28 | — | $28 | 1.88% |
| NICOLE E ROONEY3 | 515 S MAIN ST, STE 105 WICHITA, KS 67202 | AFLAC | $17 | — | $17 | 1.14% |
| BARRY PARKS3 | 104 W GOFF RD VALLEY CENTER, KS 67147 | AFLAC | $4 | — | $4 | 0.27% |
| IMA, INC.3 Filed as: IMA INC. | P.O. BOX 2992 WICHITA, KS 67201 | DELTA DENTAL OF KANSAS, INC. | — | — | $0 | 0.00% |
| IMA, INC.3 Filed as: IMA INC. | P.O. BOX 2992 WICHITA, KS 67201 | DELTA DENTAL OF KANSAS, INC. | $12 | — | $12 | 4.90% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 294 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 296 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUE SHIELD OF KANSAS | 413 | $2.7M |
| Dental(4 contracts) | DELTA DENTAL OF KANSAS, INC. | 164 | $162K |
| Vision(3 contracts) | SURENCY LIFE AND HEALTH | 138 | $36K |
| Life insurance(4 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 293 | $129K |
| Short-term disability(3 contracts) | AFLAC | 30 | $16K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 293 | $98K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF KANSAS | 413 | $2.7M |
| Other(5 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 293 | $137K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 413 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.