| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| IMA, INC. | 8200 E. 32ND ST. NORTH WICHITA, KS 67226 | BLUE CROSS/BLUE SHIELD OF KANSAS | $53K | — | $53K | 1.94% |
| IMA, INC. | P.O. BOX 2992 WICHITA, KS 67202 | DELTA DENTAL OF KANSAS | $13K | — | $13K | 6.26% |
| IMA, INC. | P.O. BOX 2992 WICHITA, KS 67201 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $7K | $1K | $8K | 7.75% |
| IMA, INC. Filed as: IMA, INC | P.O. BOX 2992 WICHITA, KS 67201 | SURENCY LIFE AND HEALTH | $3K | — | $3K | 7.65% |
| IMA, INC. Filed as: IMA, INC | P.O. BOX 2992 WICHITA, KS 67201 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $6K | — | $6K | 18.41% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 472 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 472 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS/BLUE SHIELD OF KANSAS | 472 | $2.7M |
| Dental | DELTA DENTAL OF KANSAS | 294 | $208K |
| Vision | SURENCY LIFE AND HEALTH | 160 | $41K |
| Life insurance(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 367 | $138K |
| Prescription drug | BLUE CROSS/BLUE SHIELD OF KANSAS | 472 | $2.7M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 472 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.