| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| IMA, INC.3 | 430 EAST DOUGLAS AVENUE SUITE 400 WICHITA, KS 672023408 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $50K | $50K | 1.89% |
| IMA, INC.3 Filed as: IMA INC. | P.O. BOX 2992 WICHITA, KS 67201 | DELTA DENTAL OF KANSAS, INC. | $8K | — | $8K | 5.60% |
| IMA, INC.3 | 430 EAST DOUGLAS SUITE 400 WICHITA, KS 67202 | HARTFORD LIFE AND ACCIDENT | $8K | $3K | $10K | 11.70% |
| JAMES R NELLIGAN & ASSOCIATES LLC3 Filed as: JAMES R. NELLIGAN & ASSOCIATES, LLC | 1933 STATE ROUTE 35 SUITE 368 WALL, NJ 07719 | HARTFORD LIFE AND ACCIDENT | — | $5K | $5K | 5.61% |
| IMA, INC.3 Filed as: IMA INC | P.O. BOX 2992 WICHITA, KS 67201 | SURENCY LIFE AND HEALTH | $3K | — | $3K | 9.96% |
| IMA, INC.3 | 430 EAST DOUGLAS SUITE 400 WICHITA, KS 67202 | HARTFORD LIFE AND ACCIDENT | $3K | $466 | $3K | 15.51% |
| JAMES R NELLIGAN & ASSOCIATES LLC3 Filed as: JAMES R. NELLIGAN & ASSOCIATES, LLC | 1933 STATE ROUTE 35 SUITE 368 WALL, NJ 07119 | HARTFORD LIFE AND ACCIDENT | — | $1K | $1K | 4.96% |
| IMA, INC.3 | 430 EAST DOUGLAS SUITE 400 WICHITA, KS 67202 | HARTFORD LIFE AND ACCIDENT | $2K | $234 | $2K | 17.05% |
| JAMES R NELLIGAN & ASSOCIATES LLC3 Filed as: JAMES R. NELLIGAN & ASSOCIATES, LLC | 1933 STATE ROUTE 35 SUITE 368 WALL, NJ 07719 | HARTFORD LIFE AND ACCIDENT | — | $501 | $501 | 4.92% |
| IMA, INC.3 | 430 EAST DOUGLAS SUITE 400 WICHITA, KS 67202 | HARTFORD LIFE AND ACCIDENT | $766 | $172 | $938 | 18.75% |
| JAMES R NELLIGAN & ASSOCIATES LLC3 Filed as: JAMES R. NELLIGAN & ASSOCIATES, LLC | 1933 STATE ROUTE 35 SUITE 368 WALL, NJ 07719 | HARTFORD LIFE AND ACCIDENT | — | $255 | $255 | 5.10% |
| IMA, INC.3 | 430 EAST DOUGLAS SUITE 400 WICHITA, KS 67202 | HARTFORD LIFE AND ACCIDENT | $490 | $95 | $585 | 17.62% |
| JAMES R NELLIGAN & ASSOCIATES LLC3 Filed as: JAMES R. NELLIGAN & ASSOCIATES, LLC | 1933 STATE ROUTE 35 SUITE 368 WALL, NJ 07719 | HARTFORD LIFE AND ACCIDENT | — | $163 | $163 | 4.91% |
| IMA, INC.3 | 430 EAST DOUGLAS SUITE 400 WICHITA, KS 67202 | HARTFORD LIFE AND ACCIDENT | $351 | $70 | $421 | 17.52% |
| JAMES R NELLIGAN & ASSOCIATES LLC3 Filed as: JAMES R. NELLIGAN & ASSOCIATES, LLC | 1933 STATE ROUTE 35 SUITE 368 WALL, NJ 07719 | HARTFORD LIFE AND ACCIDENT | — | $117 | $117 | 4.87% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 283 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 283 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 225 | $2.6M |
| Dental | DELTA DENTAL OF KANSAS, INC. | 245 | $148K |
| Vision | SURENCY LIFE AND HEALTH | 207 | $35K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 527 | $86K |
| Short-term disability | HARTFORD LIFE AND ACCIDENT | 19 | $10K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 65 | $22K |
| Prescription drug | UNITEDHEALTHCARE INSURANCE COMPANY | 225 | $2.6M |
| Other(4 contracts) | HARTFORD LIFE AND ACCIDENT | 280 | $19K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 527 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.