| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SEAN K MILLER3 | 8621 E 21ST STE 150 WICHITA, KS 67206 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $5K | — | $5K | 5.15% |
| HAYS COMPANIES, INC.3 Filed as: HAYS COMPANIES INC | 7570 W 21ST STREET N #1038A WICHITA, KS 67205 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $289 | — | $289 | 0.33% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INS SERVICES INC | 7570 W 21ST STREET N #1038A WICHITA, KS 67205 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $71 | — | $71 | 0.08% |
| SEAN K MILLER3 | 8621 E 21ST STE 150 WICHITA, KS 67206 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 8.46% |
| HAYS COMPANIES, INC.3 Filed as: HAYS COMPANIES INC | 7570 W 21ST STREET N #1038A WICHITA, KS 67205 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 5.39% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INS SERVICES INC | 7570 W 21ST STREET N #1038A WICHITA, KS 67205 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $276 | — | $276 | 1.15% |
| PAUL J SHAEFER3 | 529 PARKWOOD DR ROSE HILL, KS 67133 | AFLAC | $1K | $7 | $1K | 5.12% |
| RACHEL SHAEFER3 Filed as: RACHEL M SCHAEFER | 529 PARKWOOD DR ROSE HILL, KS 67133 | AFLAC | $802 | — | $802 | 4.01% |
| SAIDA K SOSA3 Filed as: SAIDA SOSA | 4511 S FLORA CT 9911 E 21ST ST N, APT 1701, WICHITA WICHITA, KS 67215 | AFLAC | $665 | — | $665 | 3.33% |
| JOHN E WETIG3 | 103 S ROUPP ST HESSTON, KS 67062 | AFLAC | $497 | $71 | $568 | 2.84% |
| BRIAN M LEITZEL3 Filed as: BRIAN LEITZEL | 4201 SPRING DR CHENEY, KS 67025 | AFLAC | $303 | $33 | $336 | 1.68% |
| MICHAEL PLETT3 | 1616 AVENUE H ELLSWORTH, KS 67439 | AFLAC | $258 | — | $258 | 1.29% |
| GAIL COE3 | 4600 FARMSTEAD CT BEL AIRE, KS 67220 | AFLAC | $138 | — | $138 | 0.69% |
| CALEB GILMOUR3 | 515 S MAIN ST STE 105 WICHITA, KS 67202 | AFLAC | $136 | — | $136 | 0.68% |
| NICOLE E ROONEY3 Filed as: NICOLE ROONEY | 515 S MAIN ST STE 105 WICHITA, KS 67202 | AFLAC | $56 | — | $56 | 0.28% |
| GRADY JACK GILSON3 | 221 N VALLEY CREEK DR VALLEY CENTER, KS 67147 | AFLAC | $44 | $2 | $46 | 0.23% |
| SAMUAL MCFALL3 | 609 N BROADWAY AVE STE 200 WICHITA, KS 67214 | AFLAC | $35 | — | $35 | 0.18% |
| SCOTT D SWIMMER3 Filed as: SCOTT SWIMMER | 4553 W 138TH TER LEAWOOD, KS 66224 | AFLAC | $29 | — | $29 | 0.15% |
| JULIAN DUARTE3 | 412 N MYRTLE ST EUREKA, KS 66224 | AFLAC | $22 | — | $22 | 0.11% |
| NATHAN HARRISON3 | 5301 E VISTA RICA ST PARADISE VALLEY, AZ 85253 | AFLAC | $20 | — | $20 | 0.10% |
| WILLINGHAM INC3 | 35354 MISSION BELLEVIEW RD LOUISBURG, KS 66053 | AFLAC | $11 | — | $11 | 0.06% |
| TANNER R KING3 | 14820 E SIEFKES CT WICHITA, KS 67230 | AFLAC | $6 | — | $6 | 0.03% |
| TERRY S DECKER3 | 123401 EW 6 RD TURPIN, OK 73950 | AFLAC | $2 | — | $2 | 0.01% |
| SEAN K MILLER3 | 8621 E 21ST STE 150 WICHITA, KS 67206 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 9.37% |
| HAYS COMPANIES, INC.3 Filed as: HAYS COMPANIES INC. | 7570 W 21ST STREET N #1038A WICHITA, KS 67205 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $673 | — | $673 | 4.55% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INS SERVICES INC | 7570 W 21ST STREET N #1038A WICHITA, KS 67205 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $161 | — | $161 | 1.09% |
| SEAN K MILLER3 | 8621 E 21ST STE 150 WICHITA, KS 67206 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $575 | — | $575 | 7.54% |
| HAYS COMPANIES, INC.3 Filed as: HAYS COMPANIES INC | 7570 W 21ST STREET N #1038A WICHITA, KS 67205 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $305 | — | $305 | 4.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INS SERVICES INC | 7570 W 21ST STREET N #1038A WICHITA, KS 67205 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $69 | — | $69 | 0.90% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 138 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 138 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUE SHIELD OF KANSAS | 281 | $1.4M |
| Dental | BLUE CROSS AND BLUE SHIELD OF KANSAS | 281 | $1.4M |
| Life insurance(2 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 138 | $22K |
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 27 | $24K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 138 | $88K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF KANSAS | 281 | $1.4M |
| Other(3 contracts, 2 carriers) | AFLAC | 138 | $42K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 281 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.