| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AUXIANT | 2450 RIMROCK RD MADISON, WI 53713 | AUXIANT - SWISS RE | — | $108K | $108K | 27.98% |
| RPS BENEFITS INC Filed as: RPS BENEFITS BY DESIGN | 5251 W 116TH PL 300 LEAWOOD, KS 66211 | AUXIANT - SWISS RE | $27K | — | $27K | 7.10% |
| RPS BENEFITS INC3 Filed as: RPS BENEFITS BY DESIGN INC | 5251 W 116TH PL STE 300 LEAWOOD, KS 66211 | AMERITAS LIFE INSURANCE CORP | $10K | — | $10K | 10.00% |
| RHONDA S PAPE3 | 115 E PLATT ST MAQUOKETA, IA 52060 | TRANSAMERICA LIFE INSURANCE COMPANY | $5K | — | $5K | 6.23% |
| DONALD A DOHERTY3 | 710 WEST 8TH, STE 206 FORT SCOTT, KS 66701 | TRANSAMERICA LIFE INSURANCE COMPANY | $5K | — | $5K | 6.13% |
| DANE PAPE3 Filed as: DANE A PAPE | 115 E PLATT ST MAQUOKETA, IA 52060 | TRANSAMERICA LIFE INSURANCE COMPANY | $2K | — | $2K | 2.65% |
| COLE PAPE3 | 115 E PLATT ST MAQUOKETA, IA 52060 | TRANSAMERICA LIFE INSURANCE COMPANY | $2K | — | $2K | 2.44% |
| JEREMY BOWMAN3 | 1110 BURKE ST. FORT SCOTT, KS 66701 | TRANSAMERICA LIFE INSURANCE COMPANY | $1K | — | $1K | 1.61% |
| CLAYTON FARRELL3 | 4323 COUNTRY BRIDGE RD LAKELAND, TN 38002 | TRANSAMERICA LIFE INSURANCE COMPANY | $56 | — | $56 | 0.07% |
| ALAN PAPE3 Filed as: ALAN M PAPE | 1150 E PLATT ST. MAQUOKETA, IA 52060 | TRANSAMERICA LIFE INSURANCE COMPANY | $34 | — | $34 | 0.04% |
| ENROLLMENT FIRST INC3 | 237 GORE RD SW KNOXVILLE, TX 37919 | TRANSAMERICA LIFE INSURANCE COMPANY | $31 | — | $31 | 0.04% |
| RHONDA S PAPE3 Filed as: RHONDA PAPE | PO BOX 838 MAQUOKETA, IA 52060 | PROSPERITY LIFE GROUP | $2K | — | $2K | 4.54% |
| DONALD A DOHERTY3 Filed as: DONALD DOHERTY | 1704 HICKORY LN FORT SCOTT, KS 66701 | PROSPERITY LIFE GROUP | $2K | — | $2K | 3.82% |
| JEREMY BOWMAN | 1110 BURKE FORT SCOTT, KS 66701 | PROSPERITY LIFE GROUP | $690 | — | $690 | 1.43% |
| DANE PAPE3 | 115 E PLATT ST MAQUOKETA, IA 52060 | PROSPERITY LIFE GROUP | $506 | — | $506 | 1.05% |
| COLE PAPE | 115 E PLATT ST MAQUOKETA, IA 52060 | PROSPERITY LIFE GROUP | $506 | — | $506 | 1.05% |
| RPS BENEFITS INC3 Filed as: RPS BENEFITS BY DESIGN INC | 5251 W 116TH PLACE STE 300 LEAWOOD, KS 66211 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $4K | — | $4K | 20.00% |
| RPS BENEFITS INC3 Filed as: RPS BENEFITS BY DESIGN INC. | 5251 W 116TH PLACE STE 300 LEAWOOD, KS 66211 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | — | $3K | 15.00% |
| RPS BENEFITS INC3 Filed as: RPS BENEFITS BY DESIGN INC | 5251 W 116TH PLACE STE 300 LEAWOOD, KS 66211 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | — | $3K | 20.00% |
| RHONDA S PAPE Filed as: RHONDA PAPE | 115 E PLATT ST MAQUOKETA, IA 52060 | BANKERS FIDELITY LIFE INSURANCE COMPANY | $1K | — | $1K | 19.84% |
| DONALD A DOHERTY | 710 W 8TH ST FORT SCOTT, KS 66701 | BANKERS FIDELITY LIFE INSURANCE COMPANY | $754 | — | $754 | 12.86% |
| DON DOHERTY3 | 710 W 8TH ST. SUITE 206 FORT SCOTT, KS 66701 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $6 | — | $6 | 1.25% |
| ALAN PAPE3 | 115 E PLATT ST MAQUOKETA, IA 52060 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2 | — | $2 | 0.42% |
| RHONA PAPE3 | 115 E PLATT ST MAQUOKETA, IA 52060 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1 | — | $1 | 0.21% |
| KEITH OLBERDING, INC3 Filed as: KEITH C OLBERDING | 323 MAIN STREET SENECA, KS 66538 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1 | — | $1 | 0.21% |
| COLE PAPE3 Filed as: COLE M PAPE | 115 E PLATT ST MAQUOKETA, IA 52060 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1 | — | $1 | 0.21% |
| ROGER HARDIN3 | 578 237TH AVE DELMAR, IA 52037 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1 | — | $1 | 0.21% |
| DANE PAPE3 | 115 E PLATT ST MAQUOKETA, IA 52060 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1 | — | $1 | 0.21% |
| ALLAN SPIEHS3 Filed as: ALLAN SPEIHS | 2840 S 70TH SUIT 7-331 LINCOLN, NE 68506 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1 | — | $1 | 0.21% |
| GARY MCINTOSH3 | PO BOX 631 IOLA, KS 66749 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1 | — | $1 | 0.21% |
| DON DOHERTY3 | 710 W 8TH ST, SUITE 206 FORT SCOTT, KS 66701 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $5 | — | $5 | 1.05% |
| DANE PAPE3 | 115 EAST PLATT MAQUOKETA, IA 52060 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $4 | — | $4 | 0.84% |
| GARY MCINTOSH3 Filed as: GARY G MCINTOSH | PO BOX 631 IOLA, KS 66749 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1 | — | $1 | 0.21% |
| ALAN PAPE3 | 115 E PLATT ST MAQUOKETA, IA 52060 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1 | — | $1 | 0.21% |
| JESSE A WING3 Filed as: JESSE WING | 115 E PLATT ST MAQUOKETA, IA 52060 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1 | — | $1 | 0.21% |
| RHONDA S PAPE3 Filed as: RHONDA PAPE | 115 E PLATT ST MAQUOKETA, IA 52060 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1 | — | $1 | 0.21% |
| ROGER HARDIN3 | 578 237TH AVE DELMAR, IA 66749 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1 | — | $1 | 0.21% |
| DON DOHERTY3 | 710 W 8TH ST. FORT SCOTT, KS 66701 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $3 | — | $3 | 0.69% |
| DANE PAPE3 | 115 E PLATT ST. MAQUOKETA, IA 52060 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2 | — | $2 | 0.46% |
| ALAN PAPE3 | 115 E PLATT ST. MAQUOKETA, IA 52060 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2 | — | $2 | 0.46% |
| COLE PAPE3 | 115 E PLATT ST. MAQUOKETA, IA 52060 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2 | — | $2 | 0.46% |
| JEREMY BOWMAN3 | 1110 BURKE ST. FORT SCOTT, KS 66701 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2 | — | $2 | 0.46% |
| RHONDA S PAPE3 Filed as: RHONDA PAPE | 115 E PLATT ST MAQUOKETA, IA 52060 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1 | — | $1 | 0.23% |
| GARY MCINTOSH3 | PO BOX 631 IOLA, KS 66749 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1 | — | $1 | 0.23% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 195 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 195 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AUXIANT - SWISS RE | 182 | $385K |
| Dental | AMERITAS LIFE INSURANCE CORP | 316 | $97K |
| Vision | AMERITAS LIFE INSURANCE CORP | 316 | $97K |
| Life insurance(5 contracts, 3 carriers) | TRANSAMERICA LIFE INSURANCE COMPANY | 179 | $104K |
| Short-term disability(2 contracts, 2 carriers) | TRANSAMERICA LIFE INSURANCE COMPANY | 179 | $102K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 15 | $17K |
| Stop-loss / reinsurancereinsurance | AUXIANT - SWISS RE | 182 | $385K |
| Other(4 contracts, 4 carriers) | TRANSAMERICA LIFE INSURANCE COMPANY | 179 | $155K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 316 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.