| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| RPS BENEFITS INC3 | 5251 W 116TH PLACE STE 300 LEAWOOD, KS 66211 | BLUE CROSS & BLUE SHIELD OF KANSAS | $24K | — | $24K | 2.25% |
| RPS BENEFITS INC3 | 5251 W 116TH PL STE 300 LEAWOOD, KS 66211 | AMERITAS LIFE INSURANCE CORP | $8K | — | $8K | 10.00% |
| RPS BENEFITS INC3 | 5251 W 116TH PLACE STE 300 LEAWOOD, KS 66211 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $4K | — | $4K | 20.00% |
| RPS BENEFITS INC3 | 5251 W 116TH PLACE STE 300 LEAWOOD, KS 66211 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 15.00% |
| RPS BENEFITS INC3 | 5251 W 116TH PLACE STE 300 LEAWOOD, KS 66211 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | — | $3K | 20.00% |
| DON DOHERTY3 | 710 W 8TH ST FORT SCOTT, KS 667012454 | ALLSTATE | $9 | — | $9 | 0.94% |
| ALAN PAPE3 | 115 E PLATT ST MAQUOKETA, IA 52060 | ALLSTATE | $6 | — | $6 | 0.63% |
| DANE PAPE3 | 115 E PLATT ST MAQUOKETA, IA 52060 | ALLSTATE | $5 | — | $5 | 0.52% |
| COLE PAPE3 | 115 E PLATT ST MAQUOKETA, IA 52060 | ALLSTATE | $4 | — | $4 | 0.42% |
| RHONDA S PAPE3 | 115 E PLATT ST MAQUOKETA, IA 52060 | ALLSTATE | $2 | — | $2 | 0.21% |
| JEREMY BOWMAN3 Filed as: JEREMY LOYAL BOWMAN | 710 W 8TH ST, SUITE 206 FORT SCOTT, KS 66701 | ALLSTATE | $2 | — | $2 | 0.21% |
| GARY MCINTOSH3 Filed as: GARY G MCINTOSH | P.O. BOX 631 IOLA, KS 66749 | ALLSTATE | $1 | — | $1 | 0.10% |
| DON DOHERTY3 | 710 W 8TH ST, SUITE 206 FORT SCOTT, KS 667012454 | ALLSTATE | $6 | — | $6 | 1.11% |
| DANE PAPE3 | 115 E PLATT ST MAQUOKETA, IA 52060 | ALLSTATE | $4 | — | $4 | 0.74% |
| GARY MCINTOSH3 Filed as: GARY G MCINTOSH | P.O. BOX 631 IOLA, KS 66749 | ALLSTATE | $2 | — | $2 | 0.37% |
| RHONDA S PAPE3 | 115 E PLATT ST MAQUOKETA, IA 52060 | ALLSTATE | $1 | — | $1 | 0.19% |
| JESSE A WING3 | 115 E PLATT MAQUOKETA, IA 52060 | ALLSTATE | $1 | — | $1 | 0.19% |
| ROGER HARDIN3 | 578 237TH AVENUE DELMAR, IA 52037 | ALLSTATE | $1 | — | $1 | 0.19% |
| DON DOHERTY3 | 710 W 8TH ST, SUITE 206 FORT SCOTT, KS 667012454 | ALLSTATE | $5 | — | $5 | 1.04% |
| ALAN PAPE3 | 115 E PLATT ST MAQUOKETA, IA 52060 | ALLSTATE | $2 | — | $2 | 0.42% |
| ROGER HARDIN3 | 578 237TH AVE DELMAR, IA 52037 | ALLSTATE | $1 | — | $1 | 0.21% |
| DANE PAPE3 | 115 E PLATT ST MAQUOKETA, IA 52060 | ALLSTATE | $1 | — | $1 | 0.21% |
| RHONDA S PAPE3 | 115 E PLATT ST MAQUOKETA, IA 52060 | ALLSTATE | $1 | — | $1 | 0.21% |
| COLE PAPE3 Filed as: COLE M PAPE | 115 E PLATT ST MAQUOKETA, IA 52060 | ALLSTATE | $1 | — | $1 | 0.21% |
| KEITH OLBERDING, INC3 Filed as: KEITH C OLBERDING | 323 MAIN STREET SENECA, KS 66538 | ALLSTATE | $1 | — | $1 | 0.21% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 177 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 177 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS & BLUE SHIELD OF KANSAS | 276 | $1.1M |
| Dental(2 contracts, 2 carriers) | BLUE CROSS & BLUE SHIELD OF KANSAS | 276 | $1.2M |
| Vision | AMERITAS LIFE INSURANCE CORP | 128 | $83K |
| Life insurance(4 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 34 | $16K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 26 | $16K |
| Prescription drug | BLUE CROSS & BLUE SHIELD OF KANSAS | 276 | $1.1M |
| Other(3 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 44 | $33K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 276 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.