No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUE CROSS BLUE SHIELD OF MICHIGAN EIN 38-2069753 NONE KNOWN | Recordkeeping and information management (computing, tabulating, data processing, etc.); Claims processing; Insurance services; Consulting (general); Direct payment from the plan; Contract Administrator; Other fees; Float revenue Service code 12 | — | $299K |
| HAMLIN CAPITAL MANAGEMENT, LLC EIN 52-2344187 NONE KNOWN | Direct payment from the plan; Investment management fees paid directly by plan; Soft dollars commissions; Investment management Service code 28 | — | $282K |
| REINHART PARTNERS, INC. EIN 39-1711628 NONE KNOWN | Direct payment from the plan; Soft dollars commissions; Investment management; Investment management fees paid directly by plan Service code 28 | — | $279K |
| CLARKSTON CAPITAL PARTNERS, LLC EIN 83-0473650 NONE KNOWN | Soft dollars commissions; Investment management fees paid directly by plan; Investment management; Direct payment from the plan Service code 28 | — | $252K |
| BENESYS, INC. EIN 38-2383171 NONE KNOWN | Direct payment from the plan; Plan Administrator; Copying and duplicating; Recordkeeping fees; Other fees; Contract Administrator; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 13 | — | $248K |
| EXPRESS SCRIPTS, INC. EIN 43-1420563 NONE KNOWN | Claims processing; Insurance services; Direct payment from the plan Service code 12 | — | $219K |
| MORGAN STANLEY SMITH BARNEY LLC EIN 20-8764829 NONE KNOWN | Other services; Other investment fees and expenses; Investment advisory (plan); Other fees; Direct payment from the plan Service code 27 | — | $177K |
| NORTHPOINTE CAPITAL, LLC EIN 23-3025935 NONE KNOWN | Investment management fees paid indirectly by plan; Securities brokerage commissions and fees; Investment management fees paid directly by plan; Investment management; Securities brokerage; Direct payment from the plan Service code 28 | — | $168K |
| MILLIMAN, INC. EIN 91-0675641 NONE KNOWN | Consulting (general); Direct payment from the plan; Actuarial Service code 11 | — | $132K |
| LOOMIS SAYLES & COMPANY L.P. EIN 04-3200030 NONE KNOWN | Soft dollars commissions; Investment management fees paid directly by plan; Investment management; Direct payment from the plan Service code 28 | — | $109K |
| SAGE ADVISORY SERVICES, LTD. CO. EIN 74-2798841 NONE KNOWN | Direct payment from the plan; Investment management fees paid directly by plan; Investment management Service code 28 | — | $88K |
| COMERICA BANK EIN 42-1741646 INSTITUTIONAL TRUSTEE | Custodial (other than securities); Trustee (bank, trust company, or similar financial institution); Float revenue; Direct payment from the plan; Other investment fees and expenses; Custodial (securities); Shareholder servicing fees; Other services Service code 18 | — | $54K |
| COWEN AND COMPANY, LLC NONE KNOWN | Direct payment from the plan; Securities brokerage; Securities brokerage commissions and fees Service code 33 | 599 LEXINGTON AVENUE 20TH FLOOR NEW YORK, NY 10022 | $47K |
| PLANTE & MORAN, PLLC EIN 38-1357951 NONE KNOWN | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $40K |
| SACHS WALDMAN, P.C. EIN 38-1905521 NONE KNOWN | Legal; Direct payment from the plan Service code 29 | — | $34K |
| THE CITATION GROUP NONE KNOWN | Securities brokerage; Direct payment from the plan; Securities brokerage commissions and fees Service code 33 | 601 LEXINGTON AVENUE NEW YORK, NY 10022 | $29K |
| SNG CONSULTING TRUSTEE | Trustee (individual); Direct payment from the plan Service code 20 | 1423 EAST TWELVE MILE ROAD MADISON HEIGHTS, MI 48071 | $23K |
| OREGON DENTAL SERVICE EIN 93-0438772 NONE KNOWN | Direct payment from the plan; Claims processing Service code 12 | — | $22K |
| GILBERT ALLEN PENLEY TRUSTEE | Trustee (individual); Direct payment from the plan Service code 20 | 1423 EAST TWELVE MILE ROAD MADISON HEIGHTS, MI 48071 | $22K |
| GARY PETRONI TRUSTEE | Direct payment from the plan; Trustee (individual) Service code 20 | 1423 EAST TWELVE MILE ROAD MADISON HEIGHTS, MI 48071 | $18K |
| JACK MARTIN TRUSTEE | Trustee (individual); Direct payment from the plan Service code 20 | 1423 EAST TWELVE MILE ROAD MADISON HEIGHTS, MI 48071 | $18K |
| DEUTSCHE BANC SECURITIES NONE KNOWN | Securities brokerage; Direct payment from the plan; Securities brokerage commissions and fees Service code 33 | 60 WALL STREET 4TH FLOOR NEW YORK, NY 10005 | $14K |
| PARKER BUSINESS SOLUTIONS TRUSTEE | Direct payment from the plan; Trustee (individual) Service code 20 | 1423 EAST TWELVE MILE ROAD MADISON HEIGHTS, MI 48071 | $14K |
| UBS ASSET MANAGEMENT NONE KNOWN | Direct payment from the plan; Securities brokerage commissions and fees; Securities brokerage Service code 33 | 787 SEVENTH AVENUE NEW YORK, NY 10019 | $12K |
| SEGAL SELECT INSURANCE SERVICES,INC EIN 46-0619194 NONE KNOWN | Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | — | $12K |
| ROBERT W. BAIRD & CO. EIN 39-6037917 NONE KNOWN | Direct payment from the plan; Securities brokerage; Securities brokerage commissions and fees Service code 33 | — | $11K |
| AMERICAN GRAPHICS PRINTING NONE KNOWN | Copying and duplicating; Direct payment from the plan Service code 36 | 34895 GROESBECK HWY CLINTON TOWNSHIP, MI 48035 | $9K |
| BEAR STEARNS AND CO., INC. NONE KNOWN | Securities brokerage; Securities brokerage commissions and fees; Direct payment from the plan Service code 33 | 466 LEXINGTON AVENUE #237 NEW YORK, NY 10017 | $8K |
| CREDIT SUISSE FIRST BOSTON NONE KNOWN | Securities brokerage commissions and fees; Direct payment from the plan; Securities brokerage Service code 33 | 11 MADISON AVENUE NEW YORK, NY 10010 | $8K |
| STIFEL NONE KNOWN | Securities brokerage commissions and fees; Direct payment from the plan; Securities brokerage Service code 33 | 501 NORTH BROADWAY ST. LOUIS, MO 63102 | $8K |
| STEPHENS INC NONE KNOWN | Direct payment from the plan; Securities brokerage; Securities brokerage commissions and fees Service code 33 | 111 CENTER STREET LITTLE ROCK, AR 72201 | $7K |
| D.A. DAVIDSON NONE KNOWN | Securities brokerage; Securities brokerage commissions and fees; Direct payment from the plan Service code 33 | 624 S. GRAND AVENUE 26TH FLOOR LOS ANGELES, CA 90017 | $6K |
| NEEDHAM AND CO. NONE KNOWN | Direct payment from the plan; Securities brokerage; Securities brokerage commissions and fees Service code 33 | 250 PARK AVENUE NEW YORK, NY 10177 | $6K |
| WILLIAM BLAIR INVESTMENT MANAGEMENT NONE KNOWN | Securities brokerage commissions and fees; Direct payment from the plan; Securities brokerage Service code 33 | 150 NORTH RIVERSIDE PLAZA CHICAGO, IL 60606 | $6K |
| BARCLAYS NONE KNOWN | Direct payment from the plan; Securities brokerage commissions and fees; Securities brokerage Service code 33 | 745 SEVENTH AVENUE NEW YORK, NY 10019 | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1,278 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,278 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF MICHIGAN | 1,006 | $2.4M |
| Vision | BLUE CROSS BLUE SHIELD OF MICHIGAN | 1,006 | $2.4M |
| Prescription drug | BLUE CROSS BLUE SHIELD OF MICHIGAN | 1,006 | $2.4M |
| Stop-loss / reinsurancereinsurance | BLUE CROSS BLUE SHIELD OF MICHIGAN | 1,227 | $258K |
| Other | BLUE CROSS BLUE SHIELD OF MICHIGAN | 1,006 | $2.4M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,227 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.