No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BENESYS, INC. EIN 38-2383171 NONE KNOWN | Contract Administrator; Copying and duplicating; Direct payment from the plan; Plan Administrator; Recordkeeping fees; Other fees; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 13 | — | $315K |
| MILLIMAN, INC. EIN 91-0675641 NONE KNOWN | Consulting fees; Actuarial; Consulting (general); Direct payment from the plan Service code 11 | — | $228K |
| BLUE CROSS BLUE SHIELD OF MICHIGAN EIN 38-2069753 NONE KNOWN | Consulting (general); Recordkeeping and information management (computing, tabulating, data processing, etc.); Contract Administrator; Direct payment from the plan; Insurance services; Float revenue; Claims processing; Other fees Service code 12 | — | $195K |
| MORGAN STANLEY SMITH BARNEY LLC EIN 26-4310632 NONE KNOWN | Securities brokerage; Other investment fees and expenses; Direct payment from the plan; Other services; Other commissions; Investment advisory (plan) Service code 27 | — | $90K |
| COMERICA BANK EIN 42-1741646 NONE KNOWN | Custodial (securities); Float revenue; Direct payment from the plan; Custodial (other than securities); Shareholder servicing fees; Other investment fees and expenses; Other services Service code 18 | — | $83K |
| SACHS WALDMAN, P.C. EIN 38-1905521 NONE KNOWN | Legal; Direct payment from the plan Service code 29 | — | $72K |
| EXPRESS SCRIPTS, INC. EIN 43-1420563 NONE KNOWN | Direct payment from the plan; Insurance services; Claims processing Service code 12 | — | $62K |
| REINHART PARTNERS, INC. EIN 39-1711628 NONE KNOWN | Direct payment from the plan; Investment management; Soft dollars commissions; Investment management fees paid directly by plan Service code 28 | — | $34K |
| CLARKSTON CAPITAL PARTNERS, LLC EIN 83-0473650 NONE KNOWN | Soft dollars commissions; Investment management fees paid directly by plan; Direct payment from the plan; Investment management Service code 28 | — | $33K |
| LOOMIS SAYLES & COMPANY L.P. EIN 04-3200030 NONE KNOWN | Soft dollars commissions; Direct payment from the plan; Investment management; Investment management fees paid directly by plan Service code 28 | — | $32K |
| STIFEL NICOLAUS AND COMPANY NONE KNOWN | Securities brokerage commissions and fees; Direct payment from the plan Service code 50 | 501 N. BROADWAY ST. LOUIS, ME 63102 | $27K |
| DEUTSCHE BANC SECURITIES NONE KNOWN | Securities brokerage commissions and fees; Direct payment from the plan Service code 50 | 60 WALL STREET 4TH FLOOR NEW YORK, NY 10005 | $26K |
| HAMLIN CAPITAL MANAGEMENT, LLC EIN 52-2344187 NONE KNOWN | Investment management; Investment management fees paid directly by plan; Soft dollars commissions; Direct payment from the plan Service code 28 | — | $26K |
| SUZANNE DANIELS TRUSTEE | Trustee (individual); Direct payment from the plan Service code 20 | 700 TOWER DRIVE SUITE 300 TROY, MI 48089 | $26K |
| GILBERT ALLEN PENLEY TRUSTEE | Trustee (individual); Direct payment from the plan Service code 20 | 700 TOWER DRIVE SUITE 300 TROY, MI 48089 | $25K |
| GARY PETRONI TRUSTEE | Direct payment from the plan; Trustee (individual) Service code 20 | 700 TOWER DRIVE SUITE 300 TROY, MI 48089 | $21K |
| JACK MARTIN TRUSTEE | Trustee (individual); Direct payment from the plan Service code 20 | 700 TOWER DRIVE SUITE 300 TROY, MI 48089 | $21K |
| FRANCINE PARKER TRUSTEE | Direct payment from the plan; Trustee (individual) Service code 20 | 700 TOWER DRIVE SUITE 300 TROY, ME 48089 | $17K |
| SAGE ADVISORY SERVICES, LTD. CO. EIN 74-2798841 NONE KNOWN | Investment management fees paid directly by plan; Investment management; Direct payment from the plan Service code 28 | — | $14K |
| DIRECTPATH LLC EIN 02-0677999 NONE KNOWN | Copying and duplicating; Direct payment from the plan; Consulting (general) Service code 16 | — | $14K |
| CITIGROUP GLOBAL MARKETS INC NONE KNOWN | Securities brokerage commissions and fees; Direct payment from the plan Service code 50 | 390 GREENWICH ST NEW YORK, NY 10013 | $12K |
| PLANTE & MORAN, PLLC EIN 38-1357951 NONE KNOWN | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $9K |
| GRAND FUNDS INVESTMENT GROUP LLC NONE KNOWN | Finders' fees / placement fees Service code 61 | 1809 FREMONT DRIVE ALAMEDA, CA 94501 | $0 |
| SEGAL SELECT INSURANCE SERVICES EIN 46-0619194 NONE KNOWN | Insurance brokerage commissions and fees Service code 53 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 904 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 904 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF MICHIGAN | 603 | $1.1M |
| Dental | OREGON DENTAL SERVICE DBA DELTA DENTAL PLAN OF OREGON | 494 | $12K |
| Vision | BLUE CROSS BLUE SHIELD OF MICHIGAN | 603 | $1.1M |
| Prescription drug | BLUE CROSS BLUE SHIELD OF MICHIGAN | 603 | $1.1M |
| Stop-loss / reinsurancereinsurance | BLUE CROSS BLUE SHIELD OF MICHIGAN | 904 | $139K |
| Other | BLUE CROSS BLUE SHIELD OF MICHIGAN | 603 | $1.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 904 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.