| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: WILLIAM M. MERCER OF TX, INC. | 701 MARKET STREET SUITE 1100 SAINT LOUIS, MO 63101 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $53 | $53 | 0.00% |
| THE ORIENTATION COMPANY, INC.3 | 5 COWBOYS WAY SUITE 300-I FRISCO, TX 75034 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $12 | $12 | 0.00% |
| THE ORIENTATION COMPANY, INC.3 | 5 COWBOYS WAY SUITE 300-I FRISCO, TX 75034 | METROPOLITAN LIFE INSURANCE COMPANY | $23K | $12 | $23K | 18.98% |
| THE ORIENTATION COMPANY, INC.3 | 5 COWBOYS WAY SUITE 300-I FRISCO, TX 75034 | METROPOLITAN LIFE INSURANCE COMPANY | $40K | $12 | $40K | 52.58% |
| THE ORIENTATION COMPANY, INC.3 | 5 COWBOYS WAY SUITE 300 FRISCO, TX 75034 | METLIFE LEGAL PLANS | $8K | $0 | $8K | 10.74% |
| MERCER HEALTH AND BENEFITS, LLC3 | PO BOX 100260 PASADENA, CA 91189 | METLIFE LEGAL PLANS | $0 | $263 | $263 | 0.38% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | METLIFE LEGAL PLANS | $7 | $0 | $7 | 0.01% |
| THE ORIENTATION COMPANY, INC.3 | 5 COWBOYS WAY SUITE 300-I FRISCO, TX 75034 | METROPOLITAN LIFE INSURANCE COMPANY | $9K | $12 | $9K | 18.90% |
| THE ORIENTATION COMPANY, INC.3 | 5 COWBOYS WAY SUITE 300-I FRISCO, TX 75034 | METROPOLITAN LIFE INSURANCE COMPANY | $9K | $12 | $9K | 18.90% |
| THE ORIENTATION COMPANY, INC.3 | 5 COWBOYS WAY SUITE 300-I FRISCO, TX 75034 | METROPOLITAN LIFE INSURANCE COMPANY | $22K | $12 | $22K | 52.76% |
| THE ORIENTATION COMPANY, INC.3 | 5 COWBOYS WAY SUITE 300-I FRISCO, TX 75034 | METROPOLITAN LIFE INSURANCE COMPANY | $15K | $12 | $15K | 52.61% |
| THE ORIENTATION COMPANY, INC.3 Filed as: THE ORIENTATION COMPANY | 5 COWBOYS WAY SUITE 300-I FRISCO, TX 75034 | METROPOLITAN LIFE INSURANCE COMPANY | $6K | $12 | $6K | 194.97% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | METROPOLITAN LIFE INSURANCE COMPANY | $95 | $10 | $105 | 3.30% |
| THE ORIENTATION COMPANY, INC.3 Filed as: THE ORIENTATION COMPANY | 5 COWBOYS WAY SUITE 300-I FRISCO, TX 75034 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $12 | $3K | 338.78% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | METROPOLITAN LIFE INSURANCE COMPANY | $57 | $0 | $57 | 7.39% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON INS SVCS | PO BOX 101162 PASADENA, CA 91189 | METROPOLITAN LIFE INSURANCE COMPANY | $51 | $0 | $51 | 6.61% |
| THE ORIENTATION COMPANY, INC.3 Filed as: THE ORIENTATION COMPANY | 5 COWBOYS WAY SUITE 300-I FRISCO, TX 75034 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $12 | $3K | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,366 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 28 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 147 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,541 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(8 contracts, 6 carriers) | KAISER FOUNDATION HEALTH PLAN, INC. | 289 | $4.7M |
| Dental | AETNA LIFE INSURANCE CO. | 669 | $191K |
| Vision | VISION SERVICE PLAN | 3,111 | $703K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 7,588 | $1.2M |
| Short-term disability(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 6,077 | $2.6M |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 6,077 | $2.5M |
| Prescription drug(8 contracts, 6 carriers) | KAISER FOUNDATION HEALTH PLAN, INC. | 289 | $4.7M |
| Other(12 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 13,579 | $1.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 13,579 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.