| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALL ATLANTIC BENEFITS LLC3 | 200 S PARK ROAD SUITE 475 HOLLYWOOD, FL 33021 | BLUE CROSS BLUE SHIELD OF RHODE ISLAND | — | $45K | $45K | 1.67% |
| WORLD INSURANCE ASSOCIATES LLC3 | 100 WOOD AVE S FL 4 ISELIN, NJ 08830 | BLUE CROSS BLUE SHIELD OF RHODE ISLAND | — | $15K | $15K | 0.56% |
| ALL ATLANTIC BENEFITS LLC3 | 200 S PARK RD STE 475 HOLLYWOOD, FL 33021 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $100K | $100K | 4.40% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: WORLD INSURANCE ASSOCIATES | 100 WOOD AVE S ISELIN, NJ 08830 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $35K | $35K | 1.52% |
| ALL ATLANTIC BENEFITS LLC3 | 200 S PARK ROAD SUITE 475 HOLLYWOOD, FL 33021 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $10K | $10K | 0.42% |
| ALL ATLANTIC BENEFITS LLC3 | 200 S PARK RD STE 475 HOLLYWOOD, FL 33021 | METROPOLITAN LIFE INSURANCE COMPANY | $34K | $6K | $40K | 8.72% |
| CENTRO BENEFITS RESEARCH LLC3 | 24500 CHAGRIN BLVD STE 365 BEACHWOOD, OH 44122 | METROPOLITAN LIFE INSURANCE COMPANY | $21K | $4K | $25K | 5.57% |
| WORLD INSURANCE ASSOCIATES LLC3 | 100 WOOD AVE S FL 4 ISELIN, NJ 08830 | METROPOLITAN LIFE INSURANCE COMPANY | $9K | $2K | $11K | 2.38% |
| WORLD INSURANCE ASSOCIATES LLC3 | 100 WOOD AVE S FL 4 ISELIN, NJ 08830 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | — | $3K | 0.61% |
| ALL ATLANTIC BENEFITS LLC3 | 200 S PARK RD STE 475 HOLLYWOOD, FL 33021 | KAISER FOUNDATION HEALTH PLAN INC | $5K | — | $5K | 2.15% |
| SAPOZNIK INSURANCE & ASSOCIATES INC3 Filed as: SAPOZNIK INSURANCE & ASSOC. | 1100 NE 163RD ST FL 2 NORTH MIAMI BEACH, FL 33162 | KAISER FOUNDATION HEALTH PLAN INC | $3K | — | $3K | 1.37% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: WORLD INSURANCE ASSOCIATES, LLC | 100 WOOD AVE S FL 4 ISELIN, NJ 08830 | KAISER FOUNDATION HEALTH PLAN INC | $2K | — | $2K | 0.70% |
| WEB TPA5 | 8500 FREEPORT PKWY SOUTH IRVING, TX 75063 | TRANSAMERICA INSURANCE CO. MEDICARE SUPPLEMENT | — | $6K | $6K | 16.65% |
| EXCELSIOR BENEFITS LLC3 | 441 2ND STREET EXCELSIOR, MN 55331 | TRANSAMERICA INSURANCE CO. MEDICARE SUPPLEMENT | $5K | — | $5K | 15.04% |
| LEONAGGEO BENEFITS INC3 Filed as: LEONAGGEO BENEFITS, INC | 1 EAST CHESTERFIELD DR BOYNTON BEACH, FL 33426 | TRANSAMERICA INSURANCE CO. MEDICARE SUPPLEMENT | $3K | — | $3K | 9.01% |
| ALL ATLANTIC BENEFITS LLC3 | 200 S PARK ROAD HOLLYWOOD, FL 33021 | TRANSAMERICA INSURANCE CO. MEDICARE SUPPLEMENT | $2K | — | $2K | 6.76% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: WORLD INSURANCE ASSOCIATES, LLC | 1700 WEST MT PLEASANT ST. WEST BURLINGTON, IA 52655 | TRANSAMERICA INSURANCE CO. MEDICARE SUPPLEMENT | $795 | — | $795 | 2.27% |
| AMWINS5 Filed as: AMWINS GROUP BENEFITS LLC | 50 WHITECAP DRIVE NORTH KINGSTOWN, RI 02852 | TRANSAMERICA INSURANCE CO. MEDICARE SUPPLEMENT | — | $224 | $224 | 0.64% |
| ALL ATLANTIC BENEFITS LLC3 | 200 S PARK RD STE 475 HOLLYWOOD, FL 33021 | MEDICAL AIR SERVICES ASSOCIATION OF FLORIDA, INC. | $2K | — | $2K | 14.62% |
| SAPOZNIK INSURANCE & ASSOCIATES INC3 Filed as: SAPOZNIK INSURANCE & ASSOCIATES LLC | 1100 NE 163RD ST 2ND FLOOR NORTH MIAMI BEACH, FL 33162 | MEDICAL AIR SERVICES ASSOCIATION OF FLORIDA, INC. | $384 | — | $384 | 2.33% |
| ALL ATLANTIC BENEFITS LLC3 | 200 S PARK RD STE 475 HOLLYWOOD, FL 33021 | MEDICAL AIR SERVICES ASSOCIATION | $521 | — | $521 | 16.05% |
| SAPOZNIK INSURANCE & ASSOCIATES INC3 Filed as: SAPOZNIK INSURANCE & ASSOCIATES LLC | 1100 NE 163RD ST 2ND FLOOR NORTH MIAMI BEACH, FL 33162 | MEDICAL AIR SERVICES ASSOCIATION | $82 | — | $82 | 2.53% |
| ALL ATLANTIC BENEFITS LLC3 | 200 S PARK RD STE 475 HOLLYWOOD, FL 33021 | MEDICAL AIR SERVICES ASSOCIATION | $399 | — | $399 | 15.00% |
| SAPOZNIK INSURANCE & ASSOCIATES INC3 Filed as: SAPOZNIK INSURANCE & ASSOCIATES LLC | 1100 NE 163RD ST 2ND FLOOR NORTH MIAMI BEACH, FL 33162 | MEDICAL AIR SERVICES ASSOCIATION | $94 | — | $94 | 3.53% |
| ALL ATLANTIC BENEFITS LLC3 | 200 S PARK RD STE 475 HOLLYWOOD, FL 33021 | MEDICAL AIR SERVICES ASSOCIATION, INC. | $185 | — | $185 | 14.99% |
| SAPOZNIK INSURANCE & ASSOCIATES INC3 Filed as: SAPOZNIK INSURANCE & ASSOCIATES LLC | 1100 NE 163RD ST 2ND FLOOR NORTH MIAMI BEACH, FL 33162 | MEDICAL AIR SERVICES ASSOCIATION, INC. | $54 | — | $54 | 4.38% |
| ALL ATLANTIC BENEFITS LLC3 | 200 S PARK RD STE 475 HOLLYWOOD, FL 33021 | MEDICAL AIR SERVICES ASSOCIATION, INC. | $72 | — | $72 | 14.91% |
| SAPOZNIK INSURANCE & ASSOCIATES INC3 Filed as: SAPOZNIK INSURANCE & ASSOCIATES LLC | 1100 NE 163RD ST 2ND FLOOR NORTH MIAMI BEACH, FL 33162 | MEDICAL AIR SERVICES ASSOCIATION, INC. | $13 | — | $13 | 2.69% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 554 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 554 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 4 carriers) | BLUE CROSS BLUE SHIELD OF RHODE ISLAND | 710 | $5.3M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 1,031 | $458K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 1,031 | $458K |
| Other(6 contracts, 3 carriers) | TRANSAMERICA INSURANCE CO. MEDICARE SUPPLEMENT | 121 | $59K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,031 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.