| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LOCKTON COMPANIES, LLC3 | 777 SOUTH FIGUEROA STREET SUITE 5200 LOS ANGELES, CA 90017 | METROPOLITAN LIFE INSURANCE COMPANY | $105K | $52 | $105K | 5.48% |
| LOCKTON COMPANIES, LLC3 | 444 WEST 47TH STREET, SUITE 900 KANSAS CITY, MO 64112 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $27K | $27K | 1.39% |
| LOCKTON COMPANIES, LLC3 | 777 SOUTH FIGUEROA STREET SUITE 5200 LOS ANGELES, CA 90017 | UNITEDHEALTHCARE INSURANCE COMPANY | $7K | $0 | $7K | 4.66% |
| CBIZ BENEFITS & INSURANCE SERVICES3 Filed as: CBIZ BENEFITS AND INSURANCE SVCS. | PO BOX 632886 CINCINNATI, OH 45263 | UNITEDHEALTHCARE INSURANCE COMPANY | -$1 | $0 | -$1 | -0.00% |
| CBIZ BENEFITS & INSURANCE SERVICES3 Filed as: CBIZ BENEFITS AND INSURANCE SVCS. | 700 WEST 47TH STREET KANSAS CITY, MO 64112 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $9K | $0 | $9K | 6.25% |
| BST COMPANIES INC3 Filed as: BST COMPANIES INC. | 425 SOUTH FREMONT AVENUE TUCSON, AZ 85719 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $4K | $15 | $4K | 2.82% |
| EC BENEFITS INC3 Filed as: EC BENEFITS INC. | 8038 SOUTH 38TH PLACE PHOENIX, AZ 85042 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $2K | $137 | $3K | 1.83% |
| JB & H LLC3 Filed as: JB AND H LLC | 8707 EAST SAGUARDO VIEW PLACE VAIL, AZ 85641 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $991 | $12 | $1K | 0.72% |
| MARQUEZ BENEFIT GROUP LLC3 | 8601 NORTH BLACK CANYON HIGHWAY PHOENIX, AZ 85021 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $633 | $154 | $787 | 0.56% |
| VINCENT TAYLOR ECHOLS3 | PO BOX 594 THATCHER, AZ 85552 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $674 | $0 | $674 | 0.48% |
| GRACE V NEAD3 Filed as: GRACE V. NEAD | 1015 STATE PARK ROAD GREENVILLE, SC 29609 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $421 | $0 | $421 | 0.30% |
| LOCKTON COMPANIES, LLC3 | 777 SOUTH FIGUEROA STREET SUITE 5200 LOS ANGELES, CA 90017 | LEGALZOOM | $5K | $0 | $5K | 15.00% |
| CBIZ BENEFITS & INSURANCE SERVICES3 Filed as: CBIZ BENEFITS AND INSURANCE SVCS. | 700 WEST 47TH STREET KANSAS CITY, MO 64112 | THE PAUL REVERE LIFE INSURANCE COMPANY | $132 | $0 | $132 | 6.46% |
| BST COMPANIES INC3 Filed as: BST COMPANIES INC. | 425 SOUTH FREMONT AVENUE TUCSON, AZ 85719 | THE PAUL REVERE LIFE INSURANCE COMPANY | $33 | $0 | $33 | 1.61% |
| MARQUEZ BENEFIT GROUP LLC3 | 8601 NORTH BLACK CANYON HIGHWAY PHOENIX, AZ 85021 | THE PAUL REVERE LIFE INSURANCE COMPANY | $17 | $0 | $17 | 0.83% |
| JB & H LLC3 Filed as: JB AND H LLC | 8707 EAST SAGUARDO VIEW PLACE VAIL, AZ 85641 | THE PAUL REVERE LIFE INSURANCE COMPANY | $16 | $0 | $16 | 0.78% |
| EC BENEFITS INC3 Filed as: EC BENEFITS INC. | 8038 SOUTH 38TH PLACE PHOENIX, AZ 85042 | THE PAUL REVERE LIFE INSURANCE COMPANY | $9 | $0 | $9 | 0.44% |
| VINCENT TAYLOR ECHOLS3 | PO BOX 594 THATCHER, AZ 85552 | THE PAUL REVERE LIFE INSURANCE COMPANY | $5 | $0 | $5 | 0.24% |
| MJ INSURANCE3 Filed as: PAULETTE V. WALKER & VARIOUS AGENTS | 1425 PARK PLACE BROOKLYN, NY 11213 | THE PAUL REVERE LIFE INSURANCE COMPANY | $5 | $0 | $5 | 0.24% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,479 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 24 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 108 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,611 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 8,164 | $1.9M |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 2,740 | $146K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 8,164 | $1.9M |
| Short-term disability(2 contracts, 2 carriers) | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | 211 | $141K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 8,164 | $1.9M |
| Other(3 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 8,164 | $2.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 8,164 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.