| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| UNKNOWN3 | UNKNOWN FREDERICKSBURG, VA 22408 | METROPOLITAN LIFE INSURANCE COMPANY | $98K | $19K | $117K | 5.75% |
| CBIZ BENEFITS & INSURANCE SERVICES3 | 700 WEST 47TH STREET KANSAS CITY, MO 64112 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $12K | $251 | $12K | 5.09% |
| BST COMPANIES INC3 Filed as: BST COMPANIES, LLC | 425 SOUTH FREMONT AVENUE TUCSON, AZ 85719 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $6K | $168 | $6K | 2.74% |
| LVI BENEFITS SERVICES LLC3 Filed as: LVI BNFTS SVCS LLC AND OTHER AGENTS | 2985 SURREY RIDGE ROAD CLARKSVILLE, TN 37043 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $3K | $350 | $3K | 1.48% |
| EC BENEFITS INC3 Filed as: EC BENEFITS, INC. | 8038 SOUTH 38TH PLACE PHOENIX, AZ 85042 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $813 | $0 | $813 | 0.34% |
| TIMOTHY J REED3 Filed as: TIMOTHY J. REED | 21 AZALEA DRIVE LUMBERTON, NJ 08048 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $633 | $123 | $756 | 0.32% |
| JB & H LLC3 Filed as: JB AND H LLC | 8707 EAST SAGUARDO VIEW PLACE VAIL, AZ 85641 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $567 | $51 | $618 | 0.26% |
| MARGARET M GRAHAM3 Filed as: MARGARET M. GRAHAM | 200 CROOKED CREEK DRIVE ONEIDA, TN 37841 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $541 | $3 | $544 | 0.23% |
| CBIZ BENEFITS & INSURANCE SERVICES3 | 700 WEST 47TH STREET KANSAS CITY, MO 64112 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $17K | $575 | $18K | 9.20% |
| MARQUEZ BENEFIT GROUP LLC3 Filed as: MARQUEZ BNFT GRP AND OTHER AGENTS | 8611 NORTH BLACK CANYON HIGHWAY PHOENIX, AZ 85021 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $7K | $2K | $9K | 4.58% |
| BST COMPANIES INC3 Filed as: BST COMPANIES, LLC | 425 SOUTH FREMONT AVENUE TUCSON, AZ 85719 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $6K | $341 | $6K | 3.06% |
| JB & H LLC3 Filed as: JB AND H LLC | 8707 EAST SAGUARDO VIEW PLACE VAIL, AZ 85641 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $2K | $262 | $2K | 0.98% |
| GRACE V NEAD3 Filed as: GRACE V. NEAD | 1015 STATE PARK ROAD GREENVILLE, SC 29609 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $2K | $8 | $2K | 0.90% |
| GAIL D GOODEN CORP3 Filed as: GAIL D. GOODEN CORP | 60 SPRING TRAIL COURT SAINT CHARLES, MO 63303 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1K | $135 | $1K | 0.73% |
| DOREEN REESE & ASSOCIATES LLC3 Filed as: DOREEN REESE AND ASSOCIATES LLC | 925 MAIN STREET STONE MOUNTAIN, GA 30083 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1K | $23 | $1K | 0.69% |
| CBIZ BENEFITS & INSURANCE SERVICES3 | 700 WEST 47TH STREET, SUITE 110 KANSAS CITY, MO 64112 | UNITEDHEALTHCARE INSURANCE COMPANY | $5K | $0 | $5K | 2.55% |
| LOCKTON COMPANIES, LLC3 | 725 SOUTH FIGUEROA STREET 35TH FLOOR LOS ANGELES, CA 90017 | UNITEDHEALTHCARE INSURANCE COMPANY | $4K | $0 | $4K | 2.05% |
| CBIZ BENEFITS & INSURANCE SERVICES3 | PO BOX 632886 CINCINNATI, OH 45263 | METLIFE LEGAL PLANS | $2K | $190 | $2K | 5.69% |
| LOCKTON COMPANIES, LLC3 | 3 EMBARCADERO CENTER, SUITE 609 SAN FRANCISCO, CA 94111 | METLIFE LEGAL PLANS | $2K | $0 | $2K | 5.03% |
| LOCKTON COMPANIES, LLC3 | PO BOX 173850 DENVER, CO 80217 | METLIFE LEGAL PLANS | $0 | $99 | $99 | 0.31% |
| LOCKTON COMPANIES, LLC3 | 111 EAST KILBOURN AVENUE, SUITE 825 MILWAUKEE, WI 53202 | METLIFE LEGAL PLANS | $0 | $66 | $66 | 0.21% |
| CBIZ BENEFITS & INSURANCE SERVICES3 | 700 WEST 47TH STREET KANSAS CITY, MO 64112 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1K | $13 | $1K | 3.94% |
| BST COMPANIES INC3 Filed as: BST COMPANIES, LLC | 425 SOUTH FREMONT AVENUE TUCSON, AZ 85719 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $700 | $10 | $710 | 2.67% |
| DAVID J MCCLELLAN3 Filed as: DAVID J. MCCLELLAN AND OTHER AGENTS | 114 ROYAL HORSE WAY REINHOLDS, PA 17569 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $239 | $24 | $263 | 0.99% |
| MARGARET M GRAHAM3 Filed as: MARGARET M. GRAHAM | 200 CROOKED CREEK DRIVE ONEIDA, TN 37841 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $113 | $1 | $114 | 0.43% |
| RONALD OLIANO3 | 9 LONDON COURT NEWTON, PA 18940 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $107 | $0 | $107 | 0.40% |
| EC BENEFITS INC3 Filed as: EC BENEFITS, INC. | 8038 SOUTH 38TH PLACE PHOENIX, AZ 85042 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $102 | $0 | $102 | 0.38% |
| TANYA WISHARD3 | PO BOX 307 CODORUS, PA 17311 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $70 | $0 | $70 | 0.26% |
| CBIZ BENEFITS & INSURANCE SERVICES3 | 700 WEST 47TH STREET KANSAS CITY, MO 64112 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1K | $46 | $1K | 9.70% |
| BST COMPANIES INC3 Filed as: BST COMPANIES, LLC | 425 SOUTH FREMONT AVENUE TUCSON, AZ 85719 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $577 | $35 | $612 | 4.22% |
| TIMOTHY J REED3 Filed as: TIMOTHY J. REED | 21 AZALEA DRIVE LUMBERTON, NJ 08048 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $228 | $48 | $276 | 1.90% |
| JB & H, LLC AND OTHER AGENTS3 | 8707 EAST SAGUARDO VIEW PLACE VAIL, AZ 85641 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $234 | $12 | $246 | 1.69% |
| MARQUEZ BENEFIT GROUP LLC3 Filed as: MARQUEZ BENEFIT GROUP, LLC | 8611 NORTH BLACK CANYON HIGHWAY PHOENIX, AZ 85021 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $75 | $59 | $134 | 0.92% |
| RONALD OLIANO3 | 9 LONDON COURT NEWTON, PA 18940 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $96 | $0 | $96 | 0.66% |
| DAVID W OTTINGER3 Filed as: DAVID W. OTTINGER | 111 CURY HILL ROAD LEMONT FURNACE, PA 15456 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $82 | $6 | $88 | 0.61% |
| CBIZ BENEFITS & INSURANCE SERVICES3 | 700 WEST 47TH STREET KANSAS CITY, MO 64112 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $453 | $4 | $457 | 3.22% |
| BST COMPANIES INC3 Filed as: BST COMPANIES, LLC | 425 SOUTH FREMONT AVENUE TUCSON, AZ 85719 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $315 | $2 | $317 | 2.23% |
| RICHARD F DURR Filed as: RICHARD F. DURR | 159 COOK ROAD DUBOIS, PA 15801 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $100 | $0 | $100 | 0.70% |
| EC BENEFITS INC3 Filed as: EC BENEFITS, INC. | 8038 SOUTH 38TH PLACE PHOENIX, AZ 85042 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $52 | $0 | $52 | 0.37% |
| JB & H LLC3 Filed as: JB AND H LLC | 8707 EAST SAGUARDO VIEW PLACE VAIL, AZ 85641 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $18 | $1 | $19 | 0.13% |
| MARQUEZ BENEFIT GROUP LLC3 Filed as: MARQUEZ BENEFIT GROUP, LLC | 8611 NORTH BLACK CANYON HIGHWAY PHOENIX, AZ 85021 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $8 | $5 | $13 | 0.09% |
| HOWARD HOROWITZ3 Filed as: HOWARD HOROWITZ AND OTHER AGENTS | 2610 ALCOTT STREET CARMEL, IN 46032 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $13 | $0 | $13 | 0.09% |
| CBIZ BENEFITS & INSURANCE SERVICES3 | 700 WEST 47TH STREET KANSAS CITY, MO 64112 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $933 | $16 | $949 | 7.90% |
| BST COMPANIES INC3 Filed as: BST COMPANIES, LLC | 425 SOUTH FREMONT AVENUE TUCSON, AZ 85719 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $357 | $9 | $366 | 3.05% |
| EC BENEFITS INC3 Filed as: EC BENEFITS, INC. | 8038 SOUTH 38TH PLACE PHOENIX, AZ 85042 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $69 | $0 | $69 | 0.57% |
| JB & H LLC3 Filed as: JB AND H LLC | 8707 EAST SAGUARDO VIEW PLACE VAIL, AZ 85641 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $52 | $5 | $57 | 0.47% |
| GREGORY THOMPSON3 Filed as: GREGORY THOMPSON AND OTHER AGENTS | 118 ELAM DRIVE MCCORMICK, SC 29835 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $52 | $0 | $52 | 0.43% |
| MARQUEZ BENEFIT GROUP LLC3 Filed as: MARQUEZ BENEFIT GROUP, LLC | 8611 NORTH BLACK CANYON HIGHWAY PHOENIX, AZ 85021 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $25 | $21 | $46 | 0.38% |
| VINCENT TAYLOR ECHOLS3 | PO BOX 594 THATCHER, AZ 85552 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $20 | $0 | $20 | 0.17% |
| CBIZ BENEFITS & INSURANCE SERVICES3 | 700 WEST 47TH STREET KANSAS CITY, MO 64112 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $441 | $17 | $458 | 9.94% |
| BST COMPANIES INC3 Filed as: BST COMPANIES, LLC | 425 SOUTH FREMONT AVENUE TUCSON, AZ 85719 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $255 | $23 | $278 | 6.03% |
| MARQUEZ BENEFIT GROUP LLC3 Filed as: MARQUEZ BENEFIT GROUP, LLC | 8611 NORTH BLACK CANYON HIGHWAY PHOENIX, AZ 85021 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $42 | $34 | $76 | 1.65% |
| MARGARET M GRAHAM3 Filed as: MARGARET M. GRAHAM | 200 CROOKED CREEK DRIVE ONEIDA, TN 37841 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $73 | $0 | $73 | 1.58% |
| TIMOTHY J REED3 Filed as: TIMOTHY J. REED | 21 AZALIEA DRIVE LUMBERTON, NJ 08048 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $41 | $8 | $49 | 1.06% |
| MJ INSURANCE3 Filed as: EC BENEFITS, INC. AND OTHER AGENTS | 8038 SOUTH 38TH PLACE PHOENIX, AZ 85042 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $40 | $2 | $42 | 0.91% |
| JB & H LLC3 Filed as: JB AND H LLC | 8707 EAST SAGUARDO VIEW PLACE VAIL, AZ 85641 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $24 | $5 | $29 | 0.63% |
| CBIZ BENEFITS & INSURANCE SERVICES3 | 700 WEST 47TH STREET KANSAS CITY, MO 64112 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $218 | $4 | $222 | 5.47% |
| BST COMPANIES INC3 Filed as: BST COMPANIES, LLC | 425 SOUTH FREMONT AVENUE TUCSON, AZ 85719 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $126 | $4 | $130 | 3.20% |
| JB & H, LLC AND OTHER AGENTS3 Filed as: JB AND H LLC AND OTHER AGENTS | 8707 EAST SAGUARDO VIEW PLACE VAIL, AZ 85641 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $42 | $1 | $43 | 1.06% |
| TIMOTHY J REED3 Filed as: TIMOTHY J. REED | 21 AZALEA DRIVE LUMBERTON, NJ 08048 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $14 | $3 | $17 | 0.42% |
| MARQUEZ BENEFIT GROUP LLC3 Filed as: MARQUEZ BENEFIT GROUP, LLC | 8611 NORTH BLACK CANYON HIGHWAY PHOENIX, AZ 85021 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $10 | $7 | $17 | 0.42% |
| MARGARET M GRAHAM3 Filed as: MARGARET M. GRAHAM | 200 CROOKED CREEK DRIVE ONEIDA, TN 37841 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $15 | $0 | $15 | 0.37% |
| EC BENEFITS INC3 Filed as: EC BENEFITS, INC. | 8038 SOUTH 38TH PLACE PHOENIX, AZ 85042 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $12 | $0 | $12 | 0.30% |
| RONNY ANN WARNER3 | 470 EAST WHITBECK STREET KUNA, ID 83634 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $26 | $0 | $26 | 0.66% |
| DENISE A MAXWELL3 Filed as: DENISE A. MAXWELL | 3501 WEST TORANA DRIVE MERIDIAN, ID 83646 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $15 | $1 | $16 | 0.41% |
| CBIZ BENEFITS & INSURANCE SERVICES3 | 700 WEST 47TH STREET KANSAS CITY, MO 64112 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $13 | $0 | $13 | 0.33% |
| MARY BROOK FORD-PRITCHETT3 | 5475 NORTH MITCHUM AVENUE MERIDIAN, ID 83646 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $13 | $0 | $13 | 0.33% |
| BST COMPANIES INC3 Filed as: BST COMPANIES, LLC AND OTHER AGENTS | 425 SOUTH FREMONT AVENUE TUCSON, AZ 85719 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $7 | $0 | $7 | 0.18% |
| JB & H LLC3 Filed as: JB & H, LLC | 8707 EAST SAGUARDO VIEW PLACE VAIL, AZ 85641 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1 | $0 | $1 | 0.03% |
| VINCENT TAYLOR ECHOLS3 | PO BOX 594 THATCHER, AZ 85552 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1 | $0 | $1 | 0.03% |
| CBIZ BENEFITS & INSURANCE SERVICES3 | PO BOX 632886 CINCINNATI, OH 45263 | THE PAUL REVERE LIFE INSURANCE COMPANY | $220 | $0 | $220 | 7.00% |
| BST COMPANIES INC3 Filed as: BST COMPANIES, LLC | 425 SOUTH FREMONT AVENUE TUCSON, AZ 85719 | THE PAUL REVERE LIFE INSURANCE COMPANY | $54 | $0 | $54 | 1.72% |
| MARQUEZ BENEFIT GROUP LLC3 Filed as: MARQUEZ BENEFIT GROUP, LLC | 8611 NORTH BLACK CANYON HIGHWAY PHOENIX, AZ 85021 | THE PAUL REVERE LIFE INSURANCE COMPANY | $25 | $4 | $29 | 0.92% |
| JB & H LLC3 Filed as: JB AND H LLC | 8707 EAST SAGUARDO VIEW PLACE VAIL, AZ 85641 | THE PAUL REVERE LIFE INSURANCE COMPANY | $23 | $0 | $23 | 0.73% |
| PAULETTE VICTORIA WALKER3 | 1425 PARK PLACE BROOKLYN, NY 11213 | THE PAUL REVERE LIFE INSURANCE COMPANY | $15 | $0 | $15 | 0.48% |
| EC BENEFITS INC3 Filed as: EC BENEFITS, INC. | 8038 SOUTH 38TH PLACE PHOENIX, AZ 85042 | THE PAUL REVERE LIFE INSURANCE COMPANY | $15 | $0 | $15 | 0.48% |
| VINCENT TAYLOR ECHOLS3 Filed as: VINCENT T. ECHOLS AND OTHER AGENTS | PO BOX 594 THATCHER, AZ 85552 | THE PAUL REVERE LIFE INSURANCE COMPANY | $10 | $0 | $10 | 0.32% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,844 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 29 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,873 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 8,792 | $2.0M |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 2,186 | $181K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 8,792 | $2.0M |
| Short-term disability(10 contracts, 2 carriers) | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | 259 | $512K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 8,792 | $2.0M |
| Other(13 contracts, 5 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 8,792 | $2.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 8,792 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.