No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ZENITH AMERICAN SOLUTIONS, INC EIN 52-1590516 NONE | Contract Administrator Service code 13 | — | $675K |
| ROCKY MOUTAIN HOSPITAL AND MEDICAL EIN 84-0747736 NONE | Float revenue; Claims processing; Recordkeeping and information management (computing, tabulating, data processing, etc.); Other services Service code 12 | — | $344K |
| INNOVATIVE CARE MANAGEMENT, INC EIN 93-1087669 NONE | Consulting (general) Service code 16 | — | $165K |
| RUBINBROWN LLP EIN 43-0765316 NONE | Accounting (including auditing) Service code 10 | — | $133K |
| CECILIA B. BACERO EMPLOYEE | Employee (plan) Service code 30 | 2250 S. RANCHO DR, SUITE 295 LAS VEGAS, NV 89102 | $131K |
| SEGAL COMPANY (WESTERN STATES), INC EIN 94-1503999 NONE | Consulting (general) Service code 16 | — | $112K |
| ELIXER RX SOLUTIONS, LLC EIN 90-1011712 NONE | Claims processing Service code 12 | — | $81K |
| BROWNSTEIN HYATT FARBER SCHRECK EIN 26-1367865 NONE | Legal Service code 29 | — | $58K |
| HARMONY HEALTHCARE EIN 04-3290453 NONE | Consulting (general) Service code 16 | — | $51K |
| ALLSPRING GLOBAL INVESTMENTS EIN 95-3692822 | Custodial (securities); Investment management Service code 19 | — | $48K |
| HEALTH SERVICES COALITION EIN 88-0492643 NONE | Consulting (general) Service code 16 | — | $16K |
| DIVERSIFIED DENTAL SERVICES, INC EIN 88-0346054 NONE | Consulting (general) Service code 16 | — | $16K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,208 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 27 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 22 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,257 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HEALTH PLAN OF NEVADA/SIERRA HEALTH & LIFE | 757 | $2.6M |
| Dental | LIBERTY DENTAL PLAN OF NEVADA, INC. | 1,068 | $225K |
| Vision(2 contracts, 2 carriers) | HEALTH PLAN OF NEVADA/SIERRA HEALTH & LIFE | 2,174 | $2.9M |
| Life insurance | THE UNION LABOR LIFE INSURANCE COMPANY | 1,735 | $134K |
| Prescription drug | HEALTH PLAN OF NEVADA/SIERRA HEALTH & LIFE | 757 | $2.6M |
| Stop-loss / reinsurancereinsurance | THE UNION LABOR LIFE INSURANCE COMPANY | 1,735 | $134K |
| Other | THE UNION LABOR LIFE INSURANCE COMPANY | 1,735 | $134K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,174 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.