No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ZENITH AMERICAN SOLUTIONS, INC EIN 52-1590516 NONE | Contract Administrator Service code 13 | — | $702K |
| ANTHEM - BLUE CROSS EIN 95-4331852 NONE | Contract Administrator; Recordkeeping and information management (computing, tabulating, data processing, etc.); Other services; Claims processing; Float revenue Service code 12 | — | $321K |
| SEGAL COMPANY (WESTERN STATES), INC EIN 94-1503999 NONE | Consulting (general) Service code 16 | — | $120K |
| INNOVATIVE CARE MANAGEMENT, INC EIN 93-1087669 NONE | Consulting (general) Service code 16 | — | $107K |
| RENALOGIC EIN 22-3857341 NONE | Claims processing Service code 12 | — | $104K |
| ENVISION PHARMACEUTICAL SERVICES EIN 05-0570786 NONE | Claims processing Service code 12 | — | $98K |
| A&B PRINTING & MAILING EIN 88-0474575 NONE | Other services Service code 49 | — | $63K |
| CECILIA B. BACERO EMPLOYEE | Employee (plan) Service code 30 | 2250 S. RANCHO DR, SUITE 295 LAS VEGAS, NV 89102 | $61K |
| RUBINBROWN LLP EIN 43-0765316 NONE | Accounting (including auditing) Service code 10 | — | $61K |
| BROWNSTEIN HYATT FARBER SCHRECK EIN 26-1367865 NONE | Legal Service code 29 | — | $60K |
| HARMONY HEALTHCARE EIN 04-3290453 NONE | Consulting (general) Service code 16 | — | $42K |
| HEALTH SERVICES COALITION EIN 88-0492643 NONE | Consulting (general) Service code 16 | — | $32K |
| WELLS CAPITAL MANAGEMENT EIN 95-3692822 NONE | Custodial (securities); Investment management Service code 19 | — | $20K |
| DIVERSIFIED DENTAL SERVICES, INC EIN 88-0346054 NONE | Consulting (general) Service code 16 | — | $15K |
| HEALTH STRATEGIES, INC EIN 86-0851201 NONE | Consulting (general) Service code 16 | — | $11K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,274 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 48 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 2,322 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HEALTH PLAN OF NEVADA/SIERRA HEALTH & LIFE | 1,069 | $3.6M |
| Dental | LIBERTY DENTAL PLAN OF NEVADA, INC. | 568 | $174K |
| Vision(2 contracts, 2 carriers) | HEALTH PLAN OF NEVADA/SIERRA HEALTH & LIFE | 2,157 | $3.9M |
| Life insurance | THE UNION LABOR LIFE INSURANCE COMPANY | 1,825 | $90K |
| Prescription drug | HEALTH PLAN OF NEVADA/SIERRA HEALTH & LIFE | 1,069 | $3.6M |
| Stop-loss / reinsurancereinsurance | THE UNION LABOR LIFE INSURANCE COMPANY | 1,825 | $90K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,157 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.