No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ENVISION PHARMACEUTICAL SERVICES EIN 05-0570786 NONE | Claims processing Service code 12 | — | $3.4M |
| ZENITH AMERICAN SOLUTIONS, INC EIN 52-1590516 NONE | Contract Administrator Service code 13 | — | $839K |
| ANTHEM - BLUE CROSS EIN 95-4331852 NONE | Other services; Contract Administrator; Recordkeeping and information management (computing, tabulating, data processing, etc.); Float revenue; Claims processing Service code 12 | — | $151K |
| RENALOGIC EIN 22-3857341 NONE | Claims processing Service code 12 | — | $130K |
| SEGAL COMPANY (WESTERN STATES), INC EIN 94-1503999 NONE | Consulting (general) Service code 16 | — | $126K |
| BEECH STREET EIN 95-3778850 NONE | Consulting (general) Service code 16 | — | $124K |
| CECILIA B. BACERO EMPLOYEE | Employee (plan) Service code 30 | 2250 S. RANCHO DRIVE, SUITE 295 LAS VEGAS, NV 89102 | $123K |
| INNOVATIVE CARE MANAGEMENT, INC EIN 93-1087669 NONE | Consulting (general) Service code 16 | — | $115K |
| BROWNSTEIN HYATT FARBER SCHRECK EIN 26-1367865 NONE | Legal Service code 29 | — | $79K |
| STEWART, ARCHIBALD & BARNEY, LLP EIN 88-0382649 NONE | Accounting (including auditing) Service code 10 | — | $70K |
| PDQ PRINTING OF LAS VEGAS, INC EIN 20-3649287 NONE | Other services Service code 49 | — | $58K |
| WELLS CAPITAL MANAGEMENT EIN 95-3692822 NONE | Custodial (securities); Investment management Service code 19 | — | $47K |
| A&B PRINTING & MAILING EIN 88-0474575 NONE | Other services Service code 49 | — | $44K |
| BARNEY & BARNEY EIN 36-1436000 NONE | Insurance services Service code 23 | — | $43K |
| HARMONY HEALTHCARE EIN 04-3290453 NONE | Consulting (general) Service code 16 | — | $42K |
| HEALTH SERVICES COALITION EIN 88-0492643 NONE | Consulting (general) Service code 16 | — | $33K |
| DIVERSIFIED DENTAL SERVICES, INC EIN 88-0346054 NONE | Consulting (general) Service code 16 | — | $15K |
| HEALTH STRATEGIES, INC EIN 86-0851201 NONE | Consulting (general) Service code 16 | — | $11K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,070 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 50 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 2,120 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HEALTH PLAN OF NEVADA/SIERRA HEALTH & LIFE | 1,128 | $3.3M |
| Dental | LIBERTY DENTAL PLAN OF NEVADA, INC. | 468 | $132K |
| Vision(2 contracts, 2 carriers) | HEALTH PLAN OF NEVADA/SIERRA HEALTH & LIFE | 2,125 | $3.6M |
| Life insurance | PRUDENTIAL INSURANCE | 1,965 | $71K |
| Prescription drug | HEALTH PLAN OF NEVADA/SIERRA HEALTH & LIFE | 1,128 | $3.3M |
| Other | PRUDENTIAL INSURANCE | 47 | $2K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,125 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.