| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF MISSOURI LLC | 12645 OLIVE BLVD SUITE 300 ST. LOUIS, MO 63141 | HEALTHY ALLIANCE LIFE INSURANCE COMPANY | $286K | — | $286K | 2.30% |
| SYNCHRONY INSURANCE SERVICES LLC3 | 19217 BROOKHOLLOW DR WILDWOOD, MO 63038 | HEALTHY ALLIANCE LIFE INSURANCE COMPANY | $162K | — | $162K | 1.31% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS NL LLC | 435 WHITTINGTON PKWY SUITE 300 LOUISVILLE, KY 40222 | HEALTHY ALLIANCE LIFE INSURANCE COMPANY | $0 | $19K | $19K | 0.15% |
| SYNCHRONY INSURANCE SERVICES LLC3 | 19217 BROOKHOLLOW DR WILDWOOD, MO 63038 | METROPOLITAN LIFE INSURANCE COMPANY | $172K | $289 | $172K | 9.03% |
| GIS BENEFITS INC3 Filed as: GIS BENEFITS INC. | 422 WAUPONSEE ST MORRIS, IL 60450 | METROPOLITAN LIFE INSURANCE COMPANY | $46K | $24K | $69K | 3.61% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF MISSOURI LLC | 12645 OLIVE BLVD SUITE 300 ST. LOUIS, MO 63141 | METROPOLITAN LIFE INSURANCE COMPANY | $271K | $67K | $338K | 22.40% |
| GIS BENEFITS INC3 Filed as: GIS BENEFITS INC. | 422 WAUPONSEE ST MORRIS, IL 60450 | METROPOLITAN LIFE INSURANCE COMPANY | $67K | $36K | $103K | 6.84% |
| SYNCHRONY INSURANCE SERVICES LLC3 | 19217 BROOKHOLLOW DR WILDWOOD, MO 63038 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $4 | $4 | 0.00% |
| SYNCHRONY INSURANCE SERVICES LLC3 | 19217 BROOKHOLLOW DR WILDWOOD, MO 63038 | HUMANA HEALTH PLAN, INC. | $36K | — | $36K | 3.98% |
| SYNCHRONY INSURANCE SERVICES LLC3 Filed as: SYNCHRONY INSURANCE SERVICES | 19217 BROOKHOLLOW DR WILDWOOD, MO 63038 | UNITEDHEALTHCARE INSURANCE COMPANY | $35K | — | $35K | 3.94% |
| SYNCHRONY INSURANCE SERVICES LLC3 | 19217 BROOKHOLLOW DR WILDWOOD, MO 63038 | HUMANA INSURANCE COMPANY | $23K | — | $23K | 3.98% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF MISSOURI LLC | 12645 OLIVE BLVD SUITE 300 ST. LOUIS, MO 63141 | METROPOLITAN LIFE INSURANCE COMPANY | $35K | $3K | $38K | 26.03% |
| GIS BENEFITS INC3 Filed as: GIS BENEFITS INC. | 422 WAUPONSEE ST MORRIS, IL 60450 | METROPOLITAN LIFE INSURANCE COMPANY | $5K | $2K | $7K | 5.06% |
| SYNCHRONY INSURANCE SERVICES LLC3 | 19217 BROOKHOLLOW DR WILDWOOD, MO 63038 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $6K | $6K | 4.08% |
| MARK METTILLE3 | 422 WAUPONSEE ST MORRIS, IL 60450 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | $1K | $5K | 3.69% |
| SYNCHRONY INSURANCE SERVICES LLC3 | 19217 BROOKHOLLOW DR WILDWOOD, MO 63038 | METROPOLITAN LIFE INSURANCE COMPANY | $16K | $17 | $16K | 12.80% |
| GIS BENEFITS INC3 Filed as: GIS BENEFITS INC. | 422 WAUPONSEE ST MORRIS, IL 60450 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $2K | $5K | 3.88% |
| MARK METTILLE3 | 422 WAUPONSEE ST MORRIS, IL 60450 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $62 | $62 | 0.05% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF MISSOURI LLC | 12645 OLIVE BLVD SUITE 300 ST. LOUIS, MO 63141 | METROPOLITAN LIFE INSURANCE COMPANY | $22K | $2K | $24K | 25.42% |
| GIS BENEFITS INC3 Filed as: GIS BENEFITS INC. | 422 WAUPONSEE ST MORRIS, IL 60450 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $1K | $5K | 4.97% |
| SYNCHRONY INSURANCE SERVICES LLC3 | 19217 BROOKHOLLOW DR WILDWOOD, MO 63038 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $4K | $4K | 3.96% |
| MARK METTILLE3 | 422 WAUPONSEE ST MORRIS, IL 60450 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $724 | $3K | 2.68% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF MISSOURI LLC | 12645 OLIVE BLVD SUITE 300 ST. LOUIS, MO 63141 | METROPOLITAN LIFE INSURANCE COMPANY | $21K | $2K | $22K | 25.59% |
| GIS BENEFITS INC3 Filed as: GIS BENEFITS INC. | 422 WAUPONSEE ST MORRIS, IL 60450 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $1K | $4K | 5.00% |
| SYNCHRONY INSURANCE SERVICES LLC3 | 19217 BROOKHOLLOW DR WILDWOOD, MO 63038 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $3K | $3K | 3.98% |
| MARK METTILLE3 | 422 WAUPONSEE ST MORRIS, IL 60450 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $673 | $3K | 3.11% |
| SYNCHRONY INSURANCE SERVICES LLC3 | 19217 BROOKHOLLOW DR WILDWOOD, MO 63038 | METROPOLITAN LIFE INSURANCE COMPANY | $9K | $9 | $9K | 12.38% |
| GIS BENEFITS INC3 Filed as: GIS BENEFITS INC. | 422 WAUPONSEE ST MORRIS, IL 60450 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $1K | $3K | 3.76% |
| MARK METTILLE3 | 422 WAUPONSEE ST MORRIS, IL 60450 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $31 | $31 | 0.04% |
| SYNCHRONY INSURANCE SERVICES LLC3 | 19217 BROOKHOLLOW DR WILDWOOD, MO 63038 | METROPOLITAN LIFE INSURANCE COMPANY | $9K | $4 | $9K | 12.75% |
| GIS BENEFITS INC3 Filed as: GIS BENEFITS INC. | 422 WAUPONSEE ST MORRIS, IL 60450 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $1K | $3K | 3.89% |
| MARK METTILLE3 | 422 WAUPONSEE ST MORRIS, IL 60450 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $31 | $31 | 0.04% |
| SYNCHRONY INSURANCE SERVICES LLC3 | 19217 BROOKHOLLOW DR WILDWOOD, MO 63038 | THE DENTAL CONCERN, INC. | $46 | — | $46 | 43.81% |
| SYNCHRONY INSURANCE SERVICES LLC3 | 19217 BROOKHOLLOW DR WILDWOOD, MO 63038 | HUMANA INSURANCE COMPANY | $101 | — | $101 | — |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF MISSOURI LLC | 12645 OLIVE BLVD SUITE 300 ST. LOUIS, MO 63141 | METROPOLITAN LIFE INSURANCE COMPANY | $44 | $39 | $83 | — |
| GIS BENEFITS INC3 Filed as: GIS BENEFITS INC. | 422 WAUPONSEE ST MORRIS, IL 60450 | METROPOLITAN LIFE INSURANCE COMPANY | $6 | $6 | $12 | — |
| SYNCHRONY INSURANCE SERVICES LLC3 | 1917 BROOKHOLLOW DR WILDWOOD, MO 63038 | HUMANA HEALTH PLAN OF TEXAS, INC. | -$101 | — | -$101 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 4,150 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 4,150 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(6 contracts, 5 carriers) | HEALTHY ALLIANCE LIFE INSURANCE COMPANY | 1,326 | $14.8M |
| Dental(3 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 2,881 | $3.4M |
| Vision(3 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 2,881 | $3.4M |
| Life insurance(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 2,881 | $3.4M |
| Short-term disability(4 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 2,881 | $3.4M |
| Long-term disability(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 2,881 | $3.4M |
| Other(8 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 2,881 | $4.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,881 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.