| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF MISSOURI LLC | 12645 OLIVE BLVD SUITE 300 ST. LOUIS, MO 63141 | HEALTHY ALLIANCE LIFE INSURANCE COMPANY | $341K | — | $341K | 3.33% |
| SYNCHRONY INSURANCE SERVICES LLC3 | 19217 BROOKHOLLOW DR WILDWOOD, MO 63038 | HEALTHY ALLIANCE LIFE INSURANCE COMPANY | $55K | — | $55K | 0.53% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS CORNERSTONE LLC | 12645 OLIVE BLVD SUITE 300 ST. LOUIS, MO 63141 | HEALTHY ALLIANCE LIFE INSURANCE COMPANY | $38K | — | $38K | 0.38% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS NL LLC | 100 E RIVERCENTER BLVD SUITE 800 COVINGTON, KY 41011 | HEALTHY ALLIANCE LIFE INSURANCE COMPANY | $0 | $16K | $16K | 0.16% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF MISSOURI LLC | 12645 OLIVE BLVD SUITE 300 ST. LOUIS, MO 63141 | METROPOLITAN LIFE INSURANCE COMPANY | $435K | $21K | $456K | 13.81% |
| GIS BENEFITS INC3 Filed as: GIS BENEFITS INC. | 422 WAUPONSEE ST MORRIS, IL 60450 | METROPOLITAN LIFE INSURANCE COMPANY | $44K | $22K | $65K | 1.98% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS CORNERSTONE LLC | 12645 OLIVE BLVD SUITE 300 ST. LOUIS, MO 63141 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $17 | $17 | 0.00% |
| SYNCHRONY INSURANCE SERVICES LLC3 | 19217 BROOKHOLLOW DR WILDWOOD, MO 63038 | HUMANA HEALTH PLAN, INC. | $55K | — | $55K | 3.95% |
| ASSUREDPARTNERS3 Filed as: ASSURED NL INS AGENCY INC. | 1925 FREDERICA ST OWENSBORO, KY 42301 | HUMANA HEALTH PLAN, INC. | $124 | — | $124 | 0.01% |
| SYNCHRONY INSURANCE SERVICES LLC3 | 19217 BROOKHOLLOW DR WILDWOOD, MO 63038 | HUMANA INSURANCE COMPANY | $54K | $750 | $54K | 4.40% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF MISSOURI LLC | 12645 OLIVE BLVD SUITE 300 ST. LOUIS, MO 63141 | METROPOLITAN LIFE INSURANCE COMPANY | $42K | $2K | $44K | 19.16% |
| SYNCHRONY INSURANCE SERVICES LLC3 | 19217 BROOKHOLLOW DR WILDWOOD, MO 63038 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $6K | $6K | 2.77% |
| GIS BENEFITS INC3 Filed as: GIS BENEFITS INC. | 422 WAUPONSEE ST MORRIS, IL 60450 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $2K | $5K | 2.02% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS CORNERSTONE LLC | 12645 OLIVE BLVD SUITE 300 ST. LOUIS, MO 63141 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $17 | $17 | 0.01% |
| SYNCHRONY INSURANCE SERVICES LLC3 | 1917 BROOKHOLLOW DR WILDWOOD, MO 63038 | HUMANA HEALTH PLAN OF TEXAS, INC. | $8K | — | $8K | 3.96% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF MISSOURI LLC | 12645 OLIVE BLVD SUITE 300 ST. LOUIS, MO 63141 | METROPOLITAN LIFE INSURANCE COMPANY | $27K | $1K | $28K | 19.53% |
| SYNCHRONY INSURANCE SERVICES LLC3 | 19217 BROOKHOLLOW DR WILDWOOD, MO 63038 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $4K | $4K | 2.81% |
| GIS BENEFITS INC3 Filed as: GIS BENEFITS INC. | 422 WAUPONSEE ST MORRIS, IL 60450 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $956 | $3K | 2.02% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS CORNERSTONE LLC | 12645 OLIVE BLVD SUITE 300 ST. LOUIS, MO 63141 | METROPOLITAN LIFE INSURANCE COMPANY | $24 | $17 | $41 | 0.03% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF MISSOURI LLC | 12645 OLIVE BLVD SUITE 300 ST. LOUIS, MO 63141 | METROPOLITAN LIFE INSURANCE COMPANY | $25K | $975 | $26K | 19.21% |
| SYNCHRONY INSURANCE SERVICES LLC3 | 19217 BROOKHOLLOW DR WILDWOOD, MO 63038 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $4K | $4K | 2.78% |
| GIS BENEFITS INC3 Filed as: GIS BENEFITS INC. | 422 WAUPONSEE ST MORRIS, IL 60450 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $903 | $3K | 2.03% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS CORNERSTONE LLC | 12645 OLIVE BLVD SUITE 300 ST. LOUIS, MO 63141 | METROPOLITAN LIFE INSURANCE COMPANY | $49 | $17 | $66 | 0.05% |
| SYNCHRONY INSURANCE SERVICES LLC3 | 19217 BROOKHOLLOW DR WILDWOOD, MO 63038 | THE DENTAL CONCERN, INC. | $5K | — | $5K | 9.84% |
| ASSUREDPARTNERS3 Filed as: ASSURED NL INS AGENCY INC. | 1925 FREDERICA ST OWENSBORO, KY 42301 | THE DENTAL CONCERN, INC. | $33 | — | $33 | 0.06% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF MISSOURI LLC | 12645 OLIVE BLVD SUITE 300 ST. LOUIS, MO 63141 | METROPOLITAN LIFE INSURANCE COMPANY | $237 | $7 | $244 | 15.34% |
| GIS BENEFITS INC3 Filed as: GIS BENEFITS INC. | 422 WAUPONSEE ST MORRIS, IL 60450 | METROPOLITAN LIFE INSURANCE COMPANY | $24 | $12 | $36 | 2.26% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS CORNERSTONE LLC | 12645 OLIVE BLVD SUITE 300 ST. LOUIS, MO 63141 | METROPOLITAN LIFE INSURANCE COMPANY | $10 | — | $10 | 0.63% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,601 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,601 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 4 carriers) | HEALTHY ALLIANCE LIFE INSURANCE COMPANY | 1,202 | $13.1M |
| Dental(3 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 5,194 | $4.6M |
| Vision(4 contracts, 4 carriers) | HEALTHY ALLIANCE LIFE INSURANCE COMPANY | 5,194 | $14.8M |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 5,194 | $3.3M |
| Short-term disability(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 5,194 | $3.3M |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 5,194 | $3.3M |
| Other(4 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 5,194 | $3.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 5,194 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.