| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF MISSOURI LLC | 12645 OLIVE BLVD. SUITE 300 ST. LOUIS, MO 63141 | HEALTHY ALLIANCE LIFE INSURANCE COMPANY | $251K | — | $251K | 3.17% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS CORNERSTONE LLC | 12645 OLIVE BLVD. SUITE 300 ST. LOUIS, MO 63141 | HEALTHY ALLIANCE LIFE INSURANCE COMPANY | $42K | — | $42K | 0.53% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS NL LLC | 4500 TOWN CENTER BLVD SUITE 200 JEFFERSONVILLE, IN 47130 | HEALTHY ALLIANCE LIFE INSURANCE COMPANY | $0 | $11K | $11K | 0.14% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS CORNERSTONE LLC | 12645 OLIVE BLVD SUITE 300 ST. LOUIS, MO 63141 | METROPOLITAN LIFE INSURANCE COMPANY | $92K | $423 | $93K | 5.83% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF MISSOURI LLC | 12645 OLIVE BLVD SUITE 300 ST. LOUIS, MO 63141 | METROPOLITAN LIFE INSURANCE COMPANY | $52K | — | $52K | 3.25% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF MISSOURI LLC | 4435 MAIN ST 4TH FLOOR KANSAS CITY, MO 64111 | METROPOLITAN LIFE INSURANCE COMPANY | $6K | — | $6K | 0.39% |
| ASSUREDPARTNERS3 Filed as: ASSURED NL INSURANCE AGENCY INC. | 1925 FREDERICA ST. OWENSBORO, KY 42301 | HUMANA INSURANCE COMPANY OF KENTUCKY | $45K | — | $45K | 3.87% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS NL LLC | 2305 RIVER RD. LOUISVILLE, KY 40206 | HUMANA INSURANCE COMPANY OF KENTUCKY | $0 | $8K | $8K | 0.66% |
| SYNCHRONY INSURANCE SERVICES LLC3 | 19217 BROOKHOLLOW DR. WILDWOOD, MO 63038 | HUMANA INSURANCE COMPANY OF KENTUCKY | $5K | — | $5K | 0.39% |
| SYNCHRONY INSURANCE SERVICES LLC3 | 19217 BROOKHOLLOW DR WILDWOOD, MO 63038 | HUMANA INSURANCE COMPANY | $11K | $500 | $12K | 1.50% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS CORNERSTONE LLC | 12645 OLIVE BLVD SUITE 300 ST. LOUIS, MO 63141 | METROPOLITAN LIFE INSURANCE COMPANY | $6K | $44 | $6K | 7.95% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF MISSOURI LLC | 12645 OLIVE BLVD SUITE 300 ST. LOUIS, MO 63141 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | — | $3K | 4.38% |
| SYNCHRONY INSURANCE SERVICES LLC3 | 19217 BROOKHOLLOW DR WILDWOOD, MO 63038 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $1K | $1K | 1.84% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS CORNERSTONE LLC | 12645 OLIVE BLVD SUITE 300 ST. LOUIS, MO 63141 | METROPOLITAN LIFE INSURANCE COMPANY | $5K | $38 | $5K | 8.08% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF MISSOURI LLC | 12645 OLIVE BLVD SUITE 300 ST. LOUIS, MO 63141 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | — | $3K | 4.81% |
| SYNCHRONY INSURANCE SERVICES LLC3 | 19217 BROOKHOLLOW DR WILDWOOD, MO 63038 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $1K | $1K | 1.92% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,769 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,769 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(5 contracts, 4 carriers) | HEALTHY ALLIANCE LIFE INSURANCE COMPANY | 1,007 | $10.0M |
| Dental(3 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 3,272 | $3.6M |
| Vision(4 contracts, 4 carriers) | HEALTHY ALLIANCE LIFE INSURANCE COMPANY | 3,272 | $11.5M |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 3,272 | $1.6M |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 3,272 | $1.6M |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 3,272 | $1.6M |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 3,272 | $1.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,272 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.