| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC1 Filed as: SILVERSTONE GROUP, INC | 11516 MIRACLE HILLS DR OMAHA, NE 68154 | METROPOLITAN LIFE INSURANCE COMPANY | — | $1 | $1 | 0.00% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: SILVERSTONE GROUP, INC | 11516 MIRACLE HILLS DR OMAHA, NE 68154 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $8K | — | $8K | 8.49% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: SILVERSTONE GROUP, INC | 11516 MIRACLE HILLS DR OMAHA, NE 68154 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $7K | — | $7K | 8.47% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: SILVERSTONE GROUP, INC | 11516 MIRACLE HILLS DR OMAHA, NE 68154 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $4K | — | $4K | 8.71% |
| NP DODGE INSURANCE AGENCY INC3 | 12002 PACIFIC ST OMAHA, NE 681543429 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $642 | — | $642 | 1.29% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: SILVERSTONE GROUP | 11516 MIRACLE HILLS DR OMAHA, NE 68154 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 3.55% |
| MARK FRIEHE3 | 4611 S 96TH ST STE 101 OMAHA, NE 68127 | CONTINENTAL AMERICAN INSURANCE COMPANY | $920 | — | $920 | 2.73% |
| NP DODGE INSURANCE AGENCY INC3 Filed as: NP DODGE INSURANCE AGENCY, INC | 12002 PACIFIC ST OMAHA, NE 68154 | CONTINENTAL AMERICAN INSURANCE COMPANY | $769 | — | $769 | 2.28% |
| TODD H BURRER3 | 17445 ARBOR ST SUITE 300 OMAHA, NE 68130 | CONTINENTAL AMERICAN INSURANCE COMPANY | $681 | — | $681 | 2.02% |
| MARK ANSON3 | 17830 BAYWOOD DR OMAHA, NE 68130 | CONTINENTAL AMERICAN INSURANCE COMPANY | $447 | — | $447 | 1.33% |
| DAVID J MCCLELLAN3 Filed as: DAVID J BECK | 16636 FREDERIC K CIRCLE OMAHA, NE 68130 | CONTINENTAL AMERICAN INSURANCE COMPANY | $290 | — | $290 | 0.86% |
| KYLE ROTH3 | 5204 N 84 AVE OMAHA, NE 63134 | CONTINENTAL AMERICAN INSURANCE COMPANY | $270 | — | $270 | 0.80% |
| ECKERT BENEFITS GROUP INC3 | 625 MORRISON DR OMAHA, NE 68154 | CONTINENTAL AMERICAN INSURANCE COMPANY | $268 | — | $268 | 0.80% |
| THE WICHMANN GROUP INC3 | 17238 BANNER ST OMAHA, NE 68136 | CONTINENTAL AMERICAN INSURANCE COMPANY | $268 | — | $268 | 0.80% |
| MITCHELL FRIEHE & ASSOCIATES INC3 | 16909 PALISADE S DR OMAHA, NE 68136 | CONTINENTAL AMERICAN INSURANCE COMPANY | $205 | — | $205 | 0.61% |
| THOMAS E SHEFFIELD3 | PO BOX 151 MCCOOL JUNCTION, NE 68401 | CONTINENTAL AMERICAN INSURANCE COMPANY | $152 | — | $152 | 0.45% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES | 10050 REGENCY CIRCLE STE 300 OMAHA, NE 68114 | CONTINENTAL AMERICAN INSURANCE COMPANY | $71 | — | $71 | 0.21% |
| VESTA VOLUNTARY SPECIALISTS INC3 | 4910 DODGE ST STE 107 OMAHA, NE 68132 | CONTINENTAL AMERICAN INSURANCE COMPANY | $52 | — | $52 | 0.15% |
| KIMBERLY DIAN CROCKETT3 Filed as: KIMBERLY D CROCKETT | 732 SILVER SANDS DR CORDOVA, TN 38018 | CONTINENTAL AMERICAN INSURANCE COMPANY | $40 | — | $40 | 0.12% |
| CYNTHIA D WELKEN-PLACE3 | 14710 WEST DODGE ROAD STE 200 OMAHA, NE 68154 | CONTINENTAL AMERICAN INSURANCE COMPANY | $30 | — | $30 | 0.09% |
| KENNETH R THOMASON3 Filed as: KENNETH R THOMPSON | 14710 WEST DODGE ROAD SUITE 200 OMAHA, NE 68154 | CONTINENTAL AMERICAN INSURANCE COMPANY | $18 | — | $18 | 0.05% |
| MICHAEL S CEJKA3 | 613 CEDAR STREET HICKMAN, NE 68372 | CONTINENTAL AMERICAN INSURANCE COMPANY | $13 | — | $13 | 0.04% |
| MARK ANSON3 | 17830 BAYWOOD DR OMAHA, NE 68130 | CONTINENTAL AMERICAN INSURANCE COMPANY | — | — | $0 | 0.00% |
| NP DODGE INSURANCE AGENCY INC3 | 12002 PACIFIC ST OMAHA, NE 681543507 | VISION SERVICE PLAN | $763 | — | $763 | 2.44% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: SILVERSTONE GROUP | 11516 MIRACLE HILLS DR OMAHA, NE 68154 | VISION SERVICE PLAN | $672 | — | $672 | 2.15% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: SILVERSTONE GROUP, INC | 11516 MIRACLE HILLS DR OMAHA, NE 68154 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 8.74% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 349 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 352 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 969 | $195K |
| Vision | VISION SERVICE PLAN | 480 | $31K |
| Life insurance(2 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 348 | $76K |
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 347 | $81K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 349 | $89K |
| Other(3 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 348 | $110K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 969 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.