| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 Filed as: SILVERSTONE GROUP, INC | 11516 MIRACLE HILLS DR OMAHA, NE 68154 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $11K | $5K | $16K | 12.20% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: SILVERSTONE GROUP, INC | 11516 MIRACLE HILLS DR OMAHA, NE 68154 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $4K | $2K | $6K | 16.06% |
| MARK FRIEHE3 | 4611 S 96TH ST STE 101 OMAHA, NE 68127 | CONTINENTAL AMERICAN INSURANCE COMPANY | $468 | — | $468 | 5.75% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: SILVERSTONE GROUP INC | 11516 MIRACLE HILLS DR STE 100 OMAHA, NE 68154 | CONTINENTAL AMERICAN INSURANCE COMPANY | $382 | — | $382 | 4.69% |
| NP DODGE INSURANCE AGENCY INC3 Filed as: NP DODGE INSURANCE AGENCY, INC | 8701 W DODGE RD STE 100 OMAHA, NE 68114 | CONTINENTAL AMERICAN INSURANCE COMPANY | $321 | — | $321 | 3.94% |
| THE WICHMANN GROUP INC3 | 1135 RIDGE CREEK CIR UNIT 102 WAUKESHA, WI 53186 | CONTINENTAL AMERICAN INSURANCE COMPANY | $139 | — | $139 | 1.71% |
| TODD H BURRER3 | 17445 ARBOR ST SUITE 300 OMAHA, NE 68130 | CONTINENTAL AMERICAN INSURANCE COMPANY | $138 | — | $138 | 1.70% |
| MARK ANSON3 | 17830 BAYWOOD DR OMAHA, NE 68130 | CONTINENTAL AMERICAN INSURANCE COMPANY | $90 | — | $90 | 1.11% |
| DAVID J MCCLELLAN3 Filed as: DAVID J BECK | 16636 FREDERICK CIRCLE OMAHA, NE 68130 | CONTINENTAL AMERICAN INSURANCE COMPANY | $58 | — | $58 | 0.71% |
| KYLE ROTH3 | 5204 N 84 AVE OMAHA, NE 68134 | CONTINENTAL AMERICAN INSURANCE COMPANY | $54 | — | $54 | 0.66% |
| THOMAS EDWARD SHEFFIELD3 Filed as: THOMAS SHEFFIELD | PO BOX 151 MCCOOL JUNCTION, NE 68401 | CONTINENTAL AMERICAN INSURANCE COMPANY | $31 | — | $31 | 0.38% |
| MITCHELL FRIEHE & ASSOCIATES INC3 | 16909 PALISADES DR OMAHA, NE 68136 | CONTINENTAL AMERICAN INSURANCE COMPANY | $29 | — | $29 | 0.36% |
| ECKERT BENEFITS GROUP INC3 | 625 MORRISON DR OMAHA, NE 68154 | CONTINENTAL AMERICAN INSURANCE COMPANY | $22 | — | $22 | 0.27% |
| KIMBERLY DIAN CROCKETT3 Filed as: KIMBERLY D CROCKETT | 732 SILVER SANDS DR CORDOVA, TN 38018 | CONTINENTAL AMERICAN INSURANCE COMPANY | $11 | — | $11 | 0.14% |
| VESTA VOLUNTARY SPECIALISTS INC3 | 4910 DODGE ST STE 107 OMAHA, NE 68132 | CONTINENTAL AMERICAN INSURANCE COMPANY | $10 | — | $10 | 0.12% |
| CYNTHIA D WELKEN-PLACE3 | 601 CODY DR BISMARK, ND 58503 | CONTINENTAL AMERICAN INSURANCE COMPANY | $6 | — | $6 | 0.07% |
| KENNETH R THOMASON3 Filed as: KENNETH R THOMPSON | 14710 WEST DODGE ROAD SUITE 200 OMAHA, NE 68154 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3 | — | $3 | 0.04% |
| MICHAEL S CEJKA3 | 613 CEDAR STREET HICKMAN, NE 68372 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 448 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 9 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 457 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | FIDELITY SECURITY LIFE INSURANCE COMPANY | 577 | $19K |
| Life insurance(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 363 | $164K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 363 | $128K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 363 | $128K |
| Other(3 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 363 | $173K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 577 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.