| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| OCI INSURANCE & FINANCIAL SERVICES3 Filed as: OCI INS & FINANCIAL SERV, INC. | 17445 ARBOR ST STE 310 OMAHA, NE 68130 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $3K | $3K | 3.79% |
| OCI INSURANCE & FINANCIAL SERVICES3 Filed as: OCI INS & FINANCIAL SERV, INC. | 17445 ARBOR ST STE 310 OMAHA, NE 68130 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | — | $3K | 3.14% |
| RICK L CURTIS3 | 6940 O ST STE 314 LINCOLN, NE 68510 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $235 | — | $235 | 0.27% |
| COLLYN LEE CURTIS3 | 6940 O ST STE 314 LINCOLN, NE 68510 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $147 | — | $147 | 0.17% |
| CARSON JOSEPH HEMMANN3 | 570 FALLBROOK BLVD STE 101 LINCOLN, NE 68521 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $147 | — | $147 | 0.17% |
| BECKY J BROCKMAN3 | 6940 O ST STE 314 LINCOLN, NE 68510 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $59 | — | $59 | 0.07% |
| SHAWN J KEELER3 | 2209 1ST AVE PLATTSMOUTH, NE 68048 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $6K | — | $6K | 18.68% |
| OCI INSURANCE AND FINL SVCS INC3 | 17445 ARBOR STREET SUITE 310 OMAHA, NE 68048 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $4K | — | $4K | 11.52% |
| KEELER & ASSOCIATES3 | 2209 1ST AVE PLATTSMOUTH, NE 68048 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $470 | — | $470 | 1.52% |
| ANTHONY C BUECHLER3 | 1203 COLONIAL CIRCLE OMAHA, NE 68046 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $300 | — | $300 | 0.97% |
| OCI INSURANCE & FINANCIAL SERVICES3 Filed as: OCI INS & FINANCIAL SERV, INC. | 17445 ARBOR ST STE 310 OMAHA, NE 68130 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | — | $3K | 10.00% |
| OCI INSURANCE & FINANCIAL SERVICES3 Filed as: OCI INS & FINANCIAL SERV, INC. | 17445 ARBOR ST STE 310 OMAHA, NE 68130 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $1K | $1K | 5.00% |
| OCI INSURANCE & FINANCIAL SERVICES3 Filed as: OCI INS & FINANCIAL SERV, INC | 17445 ARBOR ST STE 310 OMAHA, NE 68130 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $660 | $660 | 2.50% |
| OCI INSURANCE & FINANCIAL SERVICES3 Filed as: OCI INS & FINANCIAL SERV, INC. | 17445 ARBOR ST STE 310 OMAHA, NE 68130 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $606 | — | $606 | 2.29% |
| RICK L CURTIS3 | 6940 O ST STE 314 LINCOLN, NE 68510 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $349 | — | $349 | 1.32% |
| CARSON JOSEPH HEMMANN3 | 570 FALLBROOK BLVD STE 101 LINCOLN, NE 68521 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $218 | — | $218 | 0.83% |
| COLLYN LEE CURTIS3 | 6940 O ST STE 314 LINCOLN, NE 68510 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $218 | — | $218 | 0.83% |
| BECKY J BROCKMAN3 | 6940 O ST STE 314 LINCOLN, NE 68510 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $87 | — | $87 | 0.33% |
| OCI INSURANCE & FINANCIAL SERVICES3 Filed as: OCI INS & FINANCIAL SERV, INC. | 17445 ARBOR ST STE 310 OMAHA, NE 68130 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | — | $3K | 12.82% |
| OCI INSURANCE & FINANCIAL SERVICES3 Filed as: OCI INS & FINANCIAL SERV, INC. | 17445 ARBOR ST STE 310 OMAHA, NE 68130 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $1K | $1K | 5.00% |
| OCI INSURANCE & FINANCIAL SERVICES3 Filed as: OCI INS & FINANCIAL SERV, INC. | 17445 ARBOR ST STE 310 OMAHA, NE 68130 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $565 | — | $565 | 2.56% |
| OCI INSURANCE & FINANCIAL SERVICES3 Filed as: OCI INS & FINANCIAL SERV, INC. | 17445 ARBOR ST STE 310 OMAHA, NE 68130 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $565 | $565 | 2.56% |
| RICK L CURTIS3 | 6940 O ST STE 314 LINCOLN, NE 68510 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $295 | — | $295 | 1.34% |
| CARSON JOSEPH HEMMANN3 | 570 FALLBROOK BLVD STE 101 LINCOLN, NE 68521 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $184 | — | $184 | 0.83% |
| COLLYN LEE CURTIS3 | 6940 O ST STE 314 LINCOLN, NE 68510 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $184 | — | $184 | 0.83% |
| BECKY J BROCKMAN3 | 6940 O ST STE 314 LINCOLN, NE 68510 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $74 | — | $74 | 0.34% |
| OCI INSURANCE & FINANCIAL SERVICES3 Filed as: OCI INSURANCE & FINANCIAL SERV | 17445 ARBOR ST. #300 OMAHA, NE 68130 | EYEMED VISION CARE | $2K | — | $2K | 8.56% |
| DANIEL DAVID NELSON3 | 8753 E BELL RD STE #110 SCOTTSDALE, AZ 852601306 | EYEMED VISION CARE | $775 | — | $775 | 3.57% |
| OCI INSURANCE & FINANCIAL SERVICES3 Filed as: OCI INSURANCE & FINANCIAL SERV | 17445 ARBOR ST. #300 OMAHA, NE 68130 | EYEMED VISION CARE | — | $559 | $559 | 2.58% |
| SHAWN J KEELER3 | 2209 1ST AVE PLATTSMOUTH, NE 68048 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $3K | — | $3K | 20.71% |
| OCI INSURANCE AND FINL SVCS INC3 | 17445 ARBOR STREET STE 310 OMAHA, NE 68130 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | — | $2K | 13.11% |
| ANTHONY C BUECHLER3 | 1203 COLONIAL CIRCLE OMAHA, NE 68046 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $333 | — | $333 | 2.05% |
| KEELER & ASSOCIATES3 Filed as: KEELER AND ASSOCIATES | 2209 1ST AVE PLATTSMOUTH, NE 68048 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $208 | — | $208 | 1.28% |
| PATRICIA A BUECHLER3 | 1203 COLONIAL CIRCLE OMAHA, NE 68046 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $42 | — | $42 | 0.26% |
| KEELER & ASSOCIATES3 | 2209 1ST AVE PLATTSMOUTH, NE 68048 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $3 | — | $3 | 0.02% |
| OCI INSURANCE & FINANCIAL SERVICES3 Filed as: OCI INS & FINANCIAL SERV, INC. | 17445 ARBOR ST STE 310 OMAHA, NE 68130 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 15.00% |
| OCI INSURANCE & FINANCIAL SERVICES3 Filed as: OCI INS & FINANCIAL SERV, INC. | 17445 ARBOR ST STE 310 OMAHA, NE 68130 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $753 | $753 | 5.00% |
| SHAWN J KEELER3 | 22019 1ST AVE PLATTSMOUTH, NE 68048 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $3K | — | $3K | 24.52% |
| OCI INSURANCE AND FINL SVCS INC3 | 17445 ARBOR STREET STE 310 OMAHA, NE 68130 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | — | $2K | 14.77% |
| KEELER & ASSOCIATES3 | 2209 1ST AVE PLATTSMOUTH, NE 68048 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $199 | — | $199 | 1.41% |
| ANTHONY C BUECHLER3 | 1203 COLONIAL CIRCLE OMAHA, NE 68046 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $195 | — | $195 | 1.38% |
| OCI INSURANCE AND FINANCIAL SERVICE3 | 4221 N 203RD ST STE 200 ELKHORN, NE 680223474 | UNITEDHEALTHCARE INSURANCE COMPANY | $791 | — | $791 | 10.01% |
| OCI INSURANCE & FINANCIAL SERVICES3 Filed as: OCI INS & FINANCIAL SERV, INC. | 17445 ARBOR ST STE 310 OMAHA, NE 68130 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $424 | — | $424 | 6.18% |
| RICK L CURTIS3 | 6940 O ST STE 314 LINCOLN, NE 68510 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $242 | — | $242 | 3.53% |
| CARSON JOSEPH HEMMANN3 | 570 FALLBROOK BLVD STE 101 LINCOLN, NE 68521 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $151 | — | $151 | 2.20% |
| COLLYN LEE CURTIS3 | 6940 O ST STE 314 LINCOLN, NE 68510 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $151 | — | $151 | 2.20% |
| OCI INSURANCE & FINANCIAL SERVICES3 Filed as: OCI INS & FINANCIAL SERV, INC. | 17445 ARBOR ST STE 310 OMAHA, NE 68130 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $141 | $141 | 2.06% |
| BECKY J BROCKMAN3 | 6940 O ST STE 314 LINCOLN, NE 68510 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $61 | — | $61 | 0.89% |
| OCI INSURANCE & FINANCIAL SERVICES3 Filed as: OCI INS & FINANCIAL SERV, INC. | 17445 ARBOR ST STE 310 OMAHA, NE 68130 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $614 | — | $614 | 10.00% |
| OCI INSURANCE & FINANCIAL SERVICES3 Filed as: OCI INS & FINANCIAL SERV, INC. | 17445 ARBOR ST STE 310 OMAHA, NE 68130 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $307 | $307 | 5.00% |
| OCI INSURANCE & FINANCIAL SERVICES3 Filed as: OCI INS & FINANCIAL SERV, INC. | 17445 ARBOR ST STE 310 OMAHA, NE 68130 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $279 | — | $279 | 5.01% |
| OCI INSURANCE & FINANCIAL SERVICES3 Filed as: OCI INS & FINANCIAL SERV, INC. | 17445 ARBOR ST STE 310 OMAHA, NE 68130 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $139 | $139 | 2.50% |
| RICK L CURTIS3 | 6940 O ST STE 314 LINCOLN, NE 68510 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $111 | — | $111 | 1.99% |
| CARSON JOSEPH HEMMANN3 | 570 FALLBROOK BLVD STE 101 LINCOLN, NE 68521 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $70 | — | $70 | 1.26% |
| COLLYN LEE CURTIS3 | 6940 O ST STE 314 LINCOLN, NE 68510 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $70 | — | $70 | 1.26% |
| BECKY J BROCKMAN3 | 6940 O ST STE 314 LINCOLN, NE 68510 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $28 | — | $28 | 0.50% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 325 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 325 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | UNITED OF OMAHA LIFE INSURANCE COMPANY | 193 | $87K |
| Vision(2 contracts, 2 carriers) | EYEMED VISION CARE | 406 | $30K |
| Life insurance(4 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 325 | $34K |
| Short-term disability(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 325 | $56K |
| Long-term disability(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 325 | $48K |
| Other(7 contracts, 2 carriers) | AMERICAN HERITAGE LIFE INSURANCE COMPANY | 325 | $95K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 406 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.