| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| RICK L CURTIS3 | 6940 O ST STE 314 LINCOLN, NE 68510 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $730 | — | $730 | 1.56% |
| CARSON JOSEPH HEMMANN3 | 570 FALBROOK BLVD STE 101 LINCOLN, NE 68521 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $608 | — | $608 | 1.30% |
| COLLYN LEE CURTIS3 | 6940 O ST STE 314 LINCOLN, NE 68510 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $608 | — | $608 | 1.30% |
| BECKY J BROCKMAN3 Filed as: BECKY J ALLEN | 6940 O ST STE 314 LINCOLN, NE 68510 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $243 | — | $243 | 0.52% |
| TOMMIE DEAN THOMPSON3 | 5900 S 58TH ST STE R LINCOLN, NE 68516 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $232 | — | $232 | 0.49% |
| DOUGLAS STEVEN RIGGERT3 | 11837 MIRACLE HILLS DR OMAHA, NE 68154 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $11 | — | $11 | 0.02% |
| RICK L CURTIS3 | 6940 O ST STE 314 LINCOLN, NE 68510 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 2.58% |
| CARSON JOSEPH HEMMANN3 | 570 FALBROOK BLVD STE 101 LINCOLN, NE 68521 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $894 | — | $894 | 2.15% |
| COLLYN LEE CURTIS3 | 6940 O ST STE 314 LINCOLN, NE 68510 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $894 | — | $894 | 2.15% |
| BECKY J BROCKMAN3 Filed as: BECKY J ALLEN | 6940 O ST STE 314 LINCOLN, NE 68510 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $357 | — | $357 | 0.86% |
| TOMMIE DEAN THOMPSON3 | 5900 S 58TH ST STE R LINCOLN, NE 68516 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $336 | — | $336 | 0.81% |
| DOUGLAS STEVEN RIGGERT3 | 11837 MIRACLE HILLS DR OMAHA, NE 68154 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $21 | — | $21 | 0.05% |
| RICK L CURTIS3 | 6940 O ST STE 314 LINCOLN, NE 68510 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 3.27% |
| CARSON JOSEPH HEMMANN3 | 570 FALBROOK BLVD STE 101 LINCOLN, NE 68521 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $925 | — | $925 | 2.72% |
| COLLYN LEE CURTIS3 | 6940 O ST STE 314 LINCOLN, NE 68510 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $925 | — | $925 | 2.72% |
| BECKY J BROCKMAN3 Filed as: BECKY J ALLEN | 6949 O ST STE 314 LINCOLN, NE 68510 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $370 | — | $370 | 1.09% |
| TOMMIE DEAN THOMPSON3 | 5900 S 58TH ST STE R LINCOLN, NE 68516 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $353 | — | $353 | 1.04% |
| DOUGLAS STEVEN RIGGERT3 | 11837 MIRACLE HILLS DR OMAHA, NE 68154 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $17 | — | $17 | 0.05% |
| RICK L CURTIS3 | 6940 O ST STE 314 LINCOLN, NE 68510 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $538 | — | $538 | 4.50% |
| CARSON JOSEPH HEMMANN3 | 570 FALBROOK BLVD STE 101 LINCOLN, NE 68510 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $448 | — | $448 | 3.75% |
| COLLYN LEE CURTIS3 | 6940 O ST STE 314 LINCOLN, NE 68510 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $448 | — | $448 | 3.75% |
| BECKY J BROCKMAN3 Filed as: BECKY J ALLEN | 6940 O ST STE 314 LINCOLN, NE 68510 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $179 | — | $179 | 1.50% |
| TOMMIE DEAN THOMPSON3 | 5900 S 58TH ST STE R LINCOLN, NE 68516 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $165 | — | $165 | 1.38% |
| DOUGLAS STEVEN RIGGERT3 | 11837 MIRACLE HILLS DR OMAHA, NE 68154 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $14 | — | $14 | 0.12% |
| OCI INSURANCE & FINANCIAL SERVICES3 Filed as: OCI INSURANCE & FINANCIALS SERVICES | 17445 ARBOR ST STE 300 OMAHA, NE 68130 | EYEMED VISION CARE | $793 | — | $793 | 8.53% |
| OCI INSURANCE AND FNCL SVCS INC3 Filed as: OCI GENERAL AGENCY - OMAHA | 17445 ARBOR ST STE 300 OMAHA, NE 68130 | EYEMED VISION CARE | $264 | — | $264 | 2.84% |
| RICK L CURTIS3 | 6940 O ST STE 314 LINCOLN, NE 68510 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $260 | — | $260 | 3.00% |
| CARSON JOSEPH HEMMANN3 | 570 FALBROOK BLVD STE 101 LINCOLN, NE 68521 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $216 | — | $216 | 2.49% |
| COLLYN LEE CURTIS3 | 6940 O ST STE 314 LINCOLN, NE 68510 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $216 | — | $216 | 2.49% |
| BECKY J BROCKMAN3 Filed as: BECKY J ALLEN | 6940 O ST STE 314 LINCOLN, NE 68510 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $87 | — | $87 | 1.00% |
| TOMMIE DEAN THOMPSON3 | 5900 S 58TH ST STE R LINCOLN, NE 68516 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $78 | — | $78 | 0.90% |
| DOUGLAS STEVEN RIGGERT3 | 11837 MIRACLE HILLS DR OMAHA, NE 68154 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $9 | — | $9 | 0.10% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 170 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 170 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD NEBRASKA | 209 | $1.0M |
| Dental | UNITED OF OMAHA LIFE INSURANCE COMPANY | 129 | $47K |
| Vision | EYEMED VISION CARE | 244 | $9K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 253 | $21K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 251 | $41K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 252 | $34K |
| Other(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 253 | $21K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 253 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.