| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| RICK L CURTIS3 | 6940 O ST STE 314 LINCOLN, NE 68510 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 1.72% |
| CARSON JOSEPH HEMMANN3 | 570 FALBROOK BLVD STE 101 LINCOLN, NE 68521 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $754 | — | $754 | 1.07% |
| COLLYN LEE CURTIS3 | 6940 O ST STE 314 LINCOLN, NE 68510 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $754 | — | $754 | 1.07% |
| BECKY J BROCKMAN3 | 6940 O ST STE 314 LINCOLN, NE 68510 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $301 | — | $301 | 0.43% |
| RICK L CURTIS3 | 6940 O ST STE 314 LINCOLN, NE 68510 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 3.12% |
| CARSON JOSEPH HEMMANN3 | 570 FALBROOK BLVD STE 101 LINCOLN, NE 68521 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 1.95% |
| COLLYN LEE CURTIS3 | 6940 O ST STE 314 LINCOLN, NE 68510 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 1.95% |
| BECKY J BROCKMAN3 | 6940 O ST STE 314 LINCOLN, NE 68510 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $404 | — | $404 | 0.78% |
| RICK L CURTIS3 | 6940 O ST STE 314 LINCOLN, NE 68510 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 3.98% |
| CARSON JOSEPH HEMMANN3 | 570 FALBROOK BLVD STE 101 LINCOLN, NE 68521 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 2.49% |
| COLLYN LEE CURTIS3 | 6940 O ST STE 314 LINCOLN, NE 68510 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 2.49% |
| BECKY J BROCKMAN3 | 6940 O ST STE 314 LINCOLN, NE 68510 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $401 | — | $401 | 0.99% |
| SHAWN J KEELER3 | 2209 1ST AVE PLATTSMOUTH, NE 68048 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $9K | — | $9K | 27.18% |
| OCI INSURANCE AND FINL SVCS INC3 | 17445 ARBOR STREET SUITE 310 OMAHA, NE 68048 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $6K | — | $6K | 17.48% |
| ANTHONY C BUECHLER3 | 1203 COLONIAL CIRCLE OMAHA, NE 68046 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $802 | — | $802 | 2.46% |
| KEELER & ASSOCIATES3 | 2209 1ST AVE PLATTSMOUTH, NE 68048 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $773 | — | $773 | 2.37% |
| SHAWN J KEELER3 | 2209 1ST AVE PLATTSMOUTH, NE 68048 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $7K | — | $7K | 37.32% |
| OCI INSURANCE AND FINL SVCS INC3 | 17445 ARBOR STREET STE 310 OMAHA, NE 68130 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $5K | — | $5K | 24.39% |
| ANTHONY C BUECHLER3 | 1203 COLONIAL CIRCLE OMAHA, NE 68046 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $983 | — | $983 | 5.12% |
| KEELER & ASSOCIATES3 | 2209 1ST AVE PLATTSMOUTH, NE 68048 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $449 | — | $449 | 2.34% |
| PATRICIA A BUECHLER3 | 1203 COLONIAL CIRCLE OMAHA, NE 68046 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $64 | — | $64 | 0.33% |
| KEELER & ASSOCIATES3 Filed as: KEELER AND ASSOCIATES | 2209 1ST AVE PLATTSMOUTH, NE 68048 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $5 | — | $5 | 0.03% |
| RICK L CURTIS3 | 6940 O ST STE 314 LINCOLN, NE 68510 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 6.00% |
| CARSON JOSEPH HEMMANN3 | 570 FALBROOK BLVD STE 101 LINCOLN, NE 68510 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $670 | — | $670 | 3.75% |
| COLLYN LEE CURTIS3 | 6940 O ST STE 314 LINCOLN, NE 68510 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $670 | — | $670 | 3.75% |
| BECKY J BROCKMAN3 | 6940 O ST STE 314 LINCOLN, NE 68516 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $268 | — | $268 | 1.50% |
| OCI INSURANCE & FINANCIAL SERVICES3 | 17445 ARBOR ST STE 300 OMAHA, NE 68130 | EYEMED VISION CARE | $2K | — | $2K | 9.76% |
| SHAWN J KEELER3 | 22019 1ST AVE PLATTSMOUTH, NE 68048 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $5K | — | $5K | 37.51% |
| OCI INSURANCE AND FINL SVCS INC3 | 17445 ARBOR STREET STE 310 OMAHA, NE 68130 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $3K | — | $3K | 24.35% |
| ANTHONY C BUECHLER3 | 1203 COLONIAL CIRCLE OMAHA, NE 68046 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $737 | — | $737 | 5.35% |
| KEELER & ASSOCIATES3 | 2209 1ST AVE PLATTSMOUTH, NE 68048 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $339 | — | $339 | 2.46% |
| RICK L CURTIS3 | 6490 O ST STE 314 LINCOLN, NE 68510 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $432 | — | $432 | 4.00% |
| CARSON JOSEPH HEMMANN3 | 570 FALLBROOK BLVD STE 101 LINCOLN, NE 68521 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $270 | — | $270 | 2.50% |
| COLLYN LEE CURTIS3 | 6940 O ST STE 314 LINCOLN, NE 68510 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $270 | — | $270 | 2.50% |
| BECKY J BROCKMAN3 | 6940 O ST STE 314 LINCOLN, NE 68510 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $108 | — | $108 | 1.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 171 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 173 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD NEBRASKA | 208 | $1.3M |
| Dental | UNITED OF OMAHA LIFE INSURANCE COMPANY | 196 | $70K |
| Vision | EYEMED VISION CARE | 283 | $18K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 294 | $29K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 294 | $52K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 294 | $40K |
| Other(5 contracts, 2 carriers) | AMERICAN HERITAGE LIFE INSURANCE COMPANY | 294 | $94K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 294 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.