See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 2 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 1 broker row. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| APTA HEALTH NONE | Insurance brokerage commissions and fees; Insurance agents and brokers; Insurance services; Consulting (general) Service code 16 | 11755 E PARKVIEW AVE ENGLEWOOD, CO 80111 | $273K |
| MERITAIN HEALTH EIN 16-1264154 NONE | Direct payment from the plan; Other insurance fees and expenses; Insurance services; Account maintenance fees; Recordkeeping fees; Claims processing Service code 12 | — | $218K |
| AMERITAS NONE | Claims processing; Direct payment from the plan; Account maintenance fees; Other insurance fees and expenses; Insurance services; Recordkeeping fees Service code 12 | PO BOX 81889 LINCOLN, NE 68501 | $36K |
| UNICO GROUP NONE | Insurance services; Insurance agents and brokers; Consulting (general); Insurance brokerage commissions and fees Service code 16 | 1128 LINCOLN MALL #200 LINCOLN, NE 68508 | $28K |
| BERGANKDV NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | 16924 FRANCES STREET #210 OMAHA, NE 68130 | $9K |
| UNION BANK & TRUST COMPANY RELATED PARTY | Investment management; Investment advisory (plan); Trustee (bank, trust company, or similar financial institution); Recordkeeping and information management (computing, tabulating, data processing, etc.); Investment management fees paid directly by plan Service code 15 | PO BOX 82535 LINCOLN, NE 685012535 | $7K |
| NOVO BENEFITS NONE | Insurance brokerage commissions and fees; Insurance agents and brokers; Consulting (general); Insurance services Service code 16 | 11755 E PEAKVIEW AVE #250 ENGLEWOOD, CO 80111 | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 593 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 593 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | GERBER LIFE | 593 | $553K |
| Stop-loss / reinsurancereinsurance | GERBER LIFE | 593 | $492K |
| Other | UNITED HEALTHCARE INSURANCE COMPANY | 593 | $61K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 593 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over the prior year. Good candidate for re-shopping the carriers.
The primary carrier changed from the prior filing. The plan is willing to move. Re-pitch on the next cycle.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.