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Sponsor portfolioWelfare / HealthEIN 47-0321480

UNION BANK AND TRUST COMPANY

P.O. BOX 82535 · LINCOLN, NE 685012535
4023231213
Plans filed
2
Years active
2015–2025
Industry
NAICS 52
Latest filing
2025
Total premiums (latest)
$2.0M
No prior year
Persons covered
2,898
No prior year
Total participants
1,830
No prior year
Plans filed
2
No prior year

Plans under this sponsor

2 plans
Plan #505$1.3M
UNION BANK AND TRUST COMPANY WELFARE BENEFITS PLAN
Mixed1,508 covered·2 carriers
Primary: GRANULAR INSURANCE COMPANY
Plan #504$737K
UNION BANK AND TRUST HEALTH BENEFIT PLAN
Fully insured1,390 covered·4 carriers
Primary: ASSURITY LIFE INSURANCE COMPANY

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$1.3M29.6%
Stop-loss$1.2M27.1%
Other$727K16.7%
Long-term disability$533K12.2%
Life$521K12.0%
Vision$108K2.5%

Carrier overview

6 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
GRANULAR INSURANCE COMPANY
EIN 953670351
HSL
$1.2M58.2%11740
ASSURITY LIFE INSURANCE COMPANY
EIN 470293990
LLTDOth
$521K25.7%111,079
UNITED HEALTHCARE INSURANCE COMPANY
EIN 362739571
HOth
$110K5.4%111,508
AMERITAS LIFE INSURANCE CORP.
EIN 470098400
V
$108K5.3%111,390
PRUDENTIAL INSURANCE COMPANY OF AMERICA
EIN 221211670
Oth
$96K4.7%1145
MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY
EIN 041590850
LTD
$13K0.6%1114

Broker overview

5 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
UNICO GROUP INCLINCOLN, NEASSURITY LIFE INSURANCE COMPANY, PRUDENTIAL INSURANCE COMPANY OF AMERICA, AMERITAS LIFE INSURANCE COMPANY$112K$0$112K90.9%1
NOVO BENEFITS, LLCENGLEWOOD, COUNITED HEALTHCARE INSURANCE COMPANY$11K$0$11K8.9%1
FREDRICK NICHOLAS KELLEYOMAHA, NEMASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY$127$0$1270.1%1
DAVID J MEANSMINNEAPOLIS, MNMASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY$0$123$1230.1%1
CORBIN L. LAMBERTOMAHA, NEMASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY$35$0$350.0%1

History & trajectory

11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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