| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CONDUENT HR CONSULTING LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA INSURANCE COMPANY | $60K | — | $60K | 5.81% |
| CONDUENT HR CONSULTING LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA INSURANCE COMPANY | $9K | — | $9K | 1.48% |
| CONDUENT HR CONSULTING LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA INSURANCE COMPANY | $22K | — | $22K | 3.55% |
| CONDUENT HR CONSULTING LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA INSURANCE COMPANY | $22K | — | $22K | 3.93% |
| CONDUENT HR CONSULTING LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA INSURANCE COMPANY | $8K | — | $8K | 3.07% |
| CONDUENT HR CONSULTING LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA INSURANCE COMPANY | $11K | — | $11K | 5.43% |
| CONDUENT HR CONSULTING LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA INSURANCE COMPANY | $8K | — | $8K | 4.23% |
| CONDUENT HR CONSULTING LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA INSURANCE COMPANY | $4K | — | $4K | 2.19% |
| CONDUENT HR CONSULTING LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA INSURANCE COMPANY | $2K | — | $2K | 1.46% |
| CONDUENT HR CONSULTING LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA INSURANCE COMPANY | $4K | — | $4K | 4.24% |
| CONDUENT HR CONSULTING LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA HEALTH INSURANCE COMPANY OF FLORIDA, INC | $1K | — | $1K | 1.04% |
| CONDUENT HR CONSULTING LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA BENEFIT PLAN OF ILLINOIS, INC. | $1K | — | $1K | 1.62% |
| CONDUENT HR CONSULTING LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA BENEFIT PLAN OF ILLINOIS, INC. | $3K | — | $3K | 3.69% |
| CONDUENT HR CONSULTING LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA HEALTH INSURANCE COMPANY OF FLORIDA, INC | $400 | — | $400 | 0.66% |
| CONDUENT HR CONSULTING LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA INSURANCE COMPANY | $2K | — | $2K | 3.08% |
| CONDUENT HR CONSULTING LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA BENEFIT PLAN OF ILLINOIS, INC. | $1K | — | $1K | 2.04% |
| CONDUENT HR CONSULTING LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA BENEFIT PLAN OF ILLINOIS, INC. | $2K | — | $2K | 4.20% |
| CONDUENT HR CONSULTING LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA INSURANCE COMPANY | $2K | — | $2K | 3.18% |
| CONDUENT HR CONSULTING LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA HEALTH INSURANCE COMPANY OF FLORIDA, INC | $150 | — | $150 | 0.27% |
| CONDUENT HR CONSULTING LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA INSURANCE COMPANY | $3K | — | $3K | 5.47% |
| CONDUENT HR CONSULTING LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA INSURANCE COMPANY | $800 | — | $800 | 1.63% |
| CONDUENT HR CONSULTING LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA INSURANCE COMPANY OF NEW YORK | $2K | — | $2K | 4.10% |
| CONDUENT HR CONSULTING LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA INSURANCE COMPANY | $1K | — | $1K | 3.45% |
| CONDUENT HR CONSULTING LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA INSURANCE COMPANY | $750 | — | $750 | 2.91% |
| CONDUENT HR CONSULTING LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA HEALTH INSURANCE COMPANY OF FLORIDA, INC | $4K | — | $4K | 16.58% |
| CONDUENT HR CONSULTING LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA INSURANCE COMPANY | $600 | — | $600 | 2.75% |
| CONDUENT HR CONSULTING LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA HEALTH INSURANCE COMPANY OF FLORIDA, INC | $2K | — | $2K | 12.91% |
| CONDUENT HR CONSULTING LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA INSURANCE COMPANY | $300 | — | $300 | 1.76% |
| CONDUENT HR CONSULTING LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA INSURANCE COMPANY | $600 | — | $600 | 4.04% |
| CONDUENT HR CONSULTING LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA INSURANCE COMPANY | $350 | — | $350 | 2.61% |
| CONDUENT HR CONSULTING LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA HEALTH INSURANCE COMPANY OF FLORIDA, INC. | $200 | — | $200 | 1.78% |
| CONDUENT HR CONSULTING LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA HEALTH INSURANCE COMPANY OF FLORIDA, INC | $850 | — | $850 | 7.72% |
| CONDUENT HR CONSULTING LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA HEALTH INSURANCE COMPANY OF FLORIDA, INC | $250 | — | $250 | 2.32% |
| CONDUENT HR CONSULTING LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA HEALTH INSURANCE COMPANY OF FLORIDA, INC | $150 | — | $150 | 1.60% |
| CONDUENT HR CONSULTING LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA BENEFIT PLAN OF ILLINOIS, INC. | $200 | — | $200 | 2.61% |
| CONDUENT HR CONSULTING LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA BENEFIT PLAN OF ILLINOIS, INC. | $400 | — | $400 | 5.31% |
| CONDUENT HR CONSULTING LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA INSURANCE COMPANY OF NEW YORK | $250 | — | $250 | 3.54% |
| CONDUENT HR CONSULTING LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA BENEFIT PLAN OF ILLINOIS, INC. | $250 | — | $250 | 3.88% |
| CONDUENT HR CONSULTING LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA INSURANCE COMPANY OF NEW YORK | $150 | — | $150 | 2.60% |
| CONDUENT HR CONSULTING LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA INSURANCE COMPANY | $100 | — | $100 | 2.88% |
| CONDUENT HR CONSULTING LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA HEALTH INSURANCE COMPANY OF FLORIDA, INC | $600 | — | $600 | 17.72% |
| CONDUENT HR CONSULTING LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA BENEFIT PLAN OF ILLINOIS, INC. | $50 | — | $50 | 1.56% |
| CONDUENT HR CONSULTING LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA INSURANCE COMPANY | $550 | — | $550 | 17.89% |
| CONDUENT HR CONSULTING LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA INSURANCE COMPANY OF NEW YORK | $150 | — | $150 | 5.26% |
| CONDUENT HR CONSULTING LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA INSURANCE COMPANY OF NEW YORK | $100 | — | $100 | 4.89% |
| CONDUENT HR CONSULTING LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA HEALTH INSURANCE COMPANY OF FLORIDA, INC | $450 | — | $450 | 22.98% |
| CONDUENT HR CONSULTING LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA INSURANCE COMPANY OF NEW YORK | $100 | — | $100 | 5.26% |
| CONDUENT HR CONSULTING LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA INSURANCE COMPANY | $100 | — | $100 | 5.26% |
| CONDUENT HR CONSULTING LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA INSURANCE COMPANY OF NEW YORK | $100 | — | $100 | 5.88% |
| CONDUENT HR CONSULTING LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA HEALTH INSURANCE COMPANY OF FLORIDA, INC | $300 | — | $300 | 17.77% |
| CONDUENT HR CONSULTING LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA INSURANCE COMPANY | $50 | — | $50 | 3.21% |
| CONDUENT HR CONSULTING LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA HEALTH INSURANCE COMPANY OF FLORIDA, INC | $100 | — | $100 | 9.03% |
| CONDUENT HR CONSULTING LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA HEALTH INSURANCE COMPANY OF FLORIDA, INC | $50 | — | $50 | 5.13% |
| CONDUENT HR CONSULTING LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA INSURANCE COMPANY OF NEW YORK | $100 | — | $100 | 14.01% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| SILVERSCRIPT EIN 20-2833904 NA | Claims processing Service code 12 | — | $435K |
| CONDUENT EIN 81-2983623 NA | Consulting (general) Service code 16 | — | $421K |
| HIGHMARK EIN 23-1294723 NA | Claims processing Service code 12 | — | $74K |
| HUMANA EIN 39-1263473 NA | Claims processing Service code 12 | — | $64K |
| WAGE WORKS EIN 94-3351864 NA | Consulting (general) Service code 16 | — | $55K |
| CAREMARK EIN 95-3382344 NA | Claims processing Service code 12 | — | $21K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 852 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 6,184 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 67 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 7,103 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(54 contracts, 4 carriers) | HUMANA INSURANCE COMPANY | 1,090 | $4.9M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,090 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.