| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA INSURANCE COMPANY | $68K | — | $68K | 5.05% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA INSURANCE COMPANY | $33K | — | $33K | 4.37% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA INSURANCE COMPANY | $11K | — | $11K | 1.91% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA INSURANCE COMPANY | $29K | — | $29K | 5.55% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA INSURANCE COMPANY | $14K | — | $14K | 4.64% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA INSURANCE COMPANY | $14K | — | $14K | 6.90% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA INSURANCE COMPANY | $9K | — | $9K | 5.07% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA INSURANCE COMPANY | $7K | — | $7K | 4.64% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA INSURANCE COMPANY | $6K | — | $6K | 5.16% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA INSURANCE COMPANY | $3K | — | $3K | 2.41% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA HEALTH INSURANCE COMPANY OF FLORIDA, INC | $5K | — | $5K | 4.92% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA HEALTH INSURANCE COMPANY OF FLORIDA, INC | $3K | — | $3K | 4.29% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA INSURANCE COMPANY | $1K | — | $1K | 2.00% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA BENEFIT PLAN OF ILLINOIS, INC. | $0 | — | $0 | 0.00% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA HEALTH INSURANCE COMPANY OF FLORIDA, INC | $1K | — | $1K | 1.91% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA INSURANCE COMPANY | $4K | — | $4K | 7.58% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA INSURANCE COMPANY | $2K | — | $2K | 3.90% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA BENEFIT PLAN OF ILLINOIS, INC. | $0 | — | $0 | 0.00% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA INSURANCE COMPANY | $2K | — | $2K | 3.81% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA BENEFIT PLAN OF ILLINOIS, INC. | $0 | — | $0 | 0.00% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA INSURANCE COMPANY OF NEW YORK | $150 | — | $150 | 0.37% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA BENEFIT PLAN OF ILLINOIS, INC. | $150 | — | $150 | 0.41% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA INSURANCE COMPANY | $1K | — | $1K | 3.88% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA INSURANCE COMPANY | $2K | — | $2K | 5.13% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA HEALTH INSURANCE COMPANY OF FLORIDA, INC | $1K | — | $1K | 6.07% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA INSURANCE COMPANY | $550 | — | $550 | 2.37% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA HEALTH INSURANCE COMPANY OF FLORIDA, INC | $800 | — | $800 | 4.18% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA INSURANCE COMPANY | $900 | — | $900 | 4.99% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA INSURANCE COMPANY | $1K | — | $1K | 7.47% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA HEALTH INSURANCE COMPANY OF FLORIDA, INC | $650 | — | $650 | 5.16% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA INSURANCE COMPANY | $400 | — | $400 | 3.61% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA INSURANCE COMPANY OF NEW YORK | $350 | — | $350 | 4.40% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA HEALTH INSURANCE COMPANY OF FLORIDA, INC | $500 | — | $500 | 6.75% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA HEALTH INSURANCE COMPANY OF FLORIDA, INC | $350 | — | $350 | 5.40% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA BENEFIT PLAN OF ILLINOIS, INC. | $0 | — | $0 | 0.00% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA INSURANCE COMPANY OF NEW YORK | $500 | — | $500 | 8.66% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA BENEFIT PLAN OF ILLINOIS, INC. | $0 | — | $0 | 0.00% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA HEALTH INSURANCE COMPANY OF FLORIDA, INC | $100 | — | $100 | 1.81% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA HEALTH INSURANCE COMPANY OF FLORIDA, INC | $100 | — | $100 | 1.94% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA INSURANCE COMPANY OF NEW YORK | $200 | — | $200 | 3.99% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA BENEFIT PLAN OF ILLINOIS, INC. | $0 | — | $0 | 0.00% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA HEALTH INSURANCE COMPANY OF FLORIDA, INC | $300 | — | $300 | 6.44% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA HEALTH INSURANCE COMPANY OF FLORIDA, INC | $100 | — | $100 | 2.57% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA HEALTH INSURANCE COMPANY OF FLORIDA, INC | $150 | — | $150 | 5.06% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA INSURANCE COMPANY OF NEW YORK | $150 | — | $150 | 5.84% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA INSURANCE COMPANY OF NEW YORK | $50 | — | $50 | 1.98% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA INSURANCE COMPANY OF NEW YORK | $150 | — | $150 | 6.14% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA BENEFIT PLAN OF ILLINOIS, INC. | $0 | — | $0 | 0.00% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA INSURANCE COMPANY OF NEW YORK | $100 | — | $100 | 4.90% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA INSURANCE COMPANY OF FLORIDA, INC. | $100 | — | $100 | 4.98% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA INSURANCE COMPANY OF NEW YORK | $100 | — | $100 | 6.54% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA INSURANCE COMPANY | $100 | — | $100 | 6.54% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA INSURANCE COMPANY | $50 | — | $50 | 3.58% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA INSURANCE COMPANY | $50 | — | $50 | 3.89% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA INSURANCE COMPANY | $50 | — | $50 | 3.99% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| SILVERSCRIPT EIN 20-2833904 NA | Claims processing Service code 12 | — | $653K |
| HIGHMARK EIN 23-1294723 NA | Claims processing Service code 12 | — | $151K |
| HUMANA EIN 39-1263473 NA | Claims processing Service code 12 | — | $89K |
| BUCK CONSULTANTS EIN 13-3954297 NA | Consulting (general) Service code 16 | — | $80K |
| WAGE WORKS EIN 94-3351864 NA | Consulting (general) Service code 16 | — | $57K |
| XEROX EIN 04-3609848 NA | Contract Administrator Service code 13 | — | $30K |
| CAREMARK EIN 95-3382344 NA | Claims processing Service code 12 | — | $19K |
| METLIFE EIN 13-5581829 NA | Claims processing Service code 12 | — | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,252 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 6,221 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 424 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 8,897 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(57 contracts, 6 carriers) | HUMANA INSURANCE COMPANY | 1,230 | $5.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,230 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.