| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA INSURANCE COMPANY | $63K | — | $63K | 3.64% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA INSURANCE COMPANY | $26K | — | $26K | 4.03% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA INSURANCE COMPANY | $10K | — | $10K | 1.85% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA INSURANCE COMPANY | $26K | — | $26K | 5.27% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA INSURANCE COMPANY | $10K | — | $10K | 4.26% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA INSURANCE COMPANY | $13K | — | $13K | 6.57% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA INSURANCE COMPANY | $9K | — | $9K | 5.47% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA INSURANCE COMPANY | $4K | — | $4K | 2.73% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA INSURANCE COMPANY | $2K | — | $2K | 1.83% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA INSURANCE COMPANY | $5K | — | $5K | 4.86% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA HEALTH INSURANCE COMPANY OF FLORIDA, INC | $4K | — | $4K | 5.04% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA BENEFIT PLAN OF ILLINOIS, INC. | $3K | — | $3K | 4.16% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA HEALTH INSURANCE COMPANY OF FLORIDA, INC | $3K | — | $3K | 4.04% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA BENEFIT PLAN OF ILLINOIS, INC. | $1K | — | $1K | 1.59% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA HEALTH INSURANCE COMPANY OF FLORIDA, INC | $900 | — | $900 | 1.63% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA BENEFIT PLAN OF ILLINOIS, INC. | $3K | — | $3K | 5.43% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA INSURANCE COMPANY | $2K | — | $2K | 3.95% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA INSURANCE COMPANY | $4K | — | $4K | 7.37% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA INSURANCE COMPANY | $2K | — | $2K | 3.76% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA INSURANCE COMPANY | $1K | — | $1K | 2.48% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA BENEFIT PLAN OF ILLINOIS, INC. | $1K | — | $1K | 2.49% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA INSURANCE COMPANY OF NEW YORK | $2K | — | $2K | 4.90% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA INSURANCE COMPANY | $1K | — | $1K | 5.14% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA INSURANCE COMPANY | $950 | — | $950 | 3.69% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA INSURANCE COMPANY | $400 | — | $400 | 1.95% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA HEALTH INSURANCE COMPANY OF FLORIDA, INC | $1K | — | $1K | 5.28% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA INSURANCE COMPANY | $450 | — | $450 | 2.52% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA INSURANCE COMPANY | $700 | — | $700 | 5.24% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA HEALTH INSURANCE COMPANY OF FLORIDA, INC | $600 | — | $600 | 4.65% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA INSURANCE COMPANY | $350 | — | $350 | 3.18% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA HEALTH INSURANCE COMPANY OF FLORIDA, INC | $550 | — | $550 | 5.06% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA INSURANCE COMPANY OF NEW YORK | $350 | — | $350 | 4.20% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA BENEFIT PLAN OF ILLINOIS, INC. | $550 | — | $550 | 6.88% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA HEALTH INSURANCE COMPANY OF FLORIDA, INC | $500 | — | $500 | 6.87% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA BENEFIT PLAN OF ILLINOIS, INC. | $350 | — | $350 | 5.31% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA BENEFIT PLAN OF ILLINOIS, INC. | $200 | — | $200 | 3.18% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA HEALTH INSURANCE COMPANY OF FLORIDA, INC | $300 | — | $300 | 4.95% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA HEALTH INSURANCE COMPANY OF FLORIDA, INC | $100 | — | $100 | 1.77% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA HEALTH INSURANCE COMPANY OF FLORIDA, INC | $100 | — | $100 | 1.90% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA INSURANCE COMPANY OF NEW YORK | $200 | — | $200 | 4.55% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA HEALTH INSURANCE COMPANY OF FLORIDA, INC | $300 | — | $300 | 7.07% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA HEALTH INSURANCE COMPANY OF FLORIDA, INC | $100 | — | $100 | 2.52% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA HEALTH INSURANCE COMPANY OF FLORIDA, INC | $150 | — | $150 | 4.96% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA BENEFIT PLAN OF ILLINOIS, INC. | $50 | — | $50 | 1.90% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA INSURANCE COMPANY OF NEW YORK | $100 | — | $100 | 3.91% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA INSURANCE COMPANY | $200 | — | $200 | 8.01% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA INSURANCE COMPANY OF NEW YORK | $150 | — | $150 | 6.41% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA INSURANCE COMPANY OF NEW YORK | $100 | — | $100 | 4.81% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA INSURANCE COMPANY OF NEW YORK | $100 | — | $100 | 4.96% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA INSURANCE COMPANY OF NEW YORK | $100 | — | $100 | 6.41% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA INSURANCE COMPANY | $100 | — | $100 | 6.41% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA INSURANCE COMPANY | $50 | — | $50 | 3.81% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA INSURANCE COMPANY | $50 | — | $50 | 3.91% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | HUMANA HEALTH INSURANCE COMPANY OF FLORIDA, INC. | $0 | — | $0 | — |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| SILVERSCRIPT EIN 20-2833904 NA | Claims processing Service code 12 | — | $452K |
| BUCK CONSULTANTS EIN 13-3954297 NA | Consulting (general) Service code 16 | — | $307K |
| HIGHMARK EIN 23-1294723 NA | Claims processing Service code 12 | — | $131K |
| HUMANA EIN 39-1263473 NA | Claims processing Service code 12 | — | $82K |
| XEROX EIN 04-3609848 NA | Contract Administrator Service code 13 | — | $68K |
| WAGE WORKS EIN 94-3351864 NA | Consulting (general) Service code 16 | — | $57K |
| CAREMARK EIN 95-3382344 NA | Claims processing Service code 12 | — | $29K |
| METLIFE EIN 13-5581829 NA | Claims processing Service code 12 | — | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,307 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5,921 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 115 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 7,343 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(54 contracts, 4 carriers) | HUMANA INSURANCE COMPANY | 1,174 | $5.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,174 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.