No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ANTHEM INSURANCE COMPANIES, INC. EIN 35-0781558 SERVICE PROVIDER | Other services; Contract Administrator; Other fees; Float revenue; Claims processing; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 12 | — | $827K |
| IDA INSURANCE SERVICE EIN 35-1976087 ADMIN & MARKETING SERVICE | Other investment fees and expenses; Plan Administrator; Contract Administrator Service code 13 | — | $207K |
| NYHART EIN 35-0966414 ACTUARIAL & BILLING SERVI | Actuarial Service code 11 | — | $90K |
| HAYS EIN 41-1784898 PLAN CONSULTANT | Consulting fees Service code 70 | — | $76K |
| BOSE MCKINNEY & EVANS LLP EIN 35-0957980 LEGAL | Legal Service code 29 | — | $55K |
| CLIFTONLARSONALLEN LLP EIN 41-0746749 ACCOUNTING SERVICES | Accounting (including auditing) Service code 10 | — | $37K |
| BRADY WARE & SCHOENFELD INC EIN 35-1476702 AUDIT/TAX SERVICES | Accounting (including auditing) Service code 10 | — | $12K |
| EXPRESS SCRIPTS, INC. EIN 31-1714795 SERVICE PROVIDER | Recordkeeping and information management (computing, tabulating, data processing, etc.); Claims processing; Contract Administrator; Float revenue Service code 12 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,097 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,097 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Stop-loss / reinsurancereinsurance | ANTHEM INSURANCE COMPANIES INC. | 3,097 | $811K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,097 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.