| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 2850 GOLF RD ROLLING MEADOWS, IL 60008 | BLUECROSS BLUESHIELD OF TEXAS | $5K | — | $5K | 0.13% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 2850 GOLF RD ROLLING MEADOWS, IL 60008 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $4K | $4K | 3.64% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 2850 GOLF RD ROLLING MEADOWS, IL 60008 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $2K | $2K | 2.44% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL TEXAS INC FT WORT | 201 E MAIN DR STE 800 EL PASO, TX 79901 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $4K | $4K | 6.09% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 2850 GOLF RD ROLLING MEADOWS, IL 60008 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $1K | $1K | 2.18% |
| LOUIE ALMANZA3 | 4171 N. MESA ST., SUITE A102 EL PASO, TX 79902 | AFLAC | $1K | — | $1K | 3.81% |
| LISA A ALMANZA3 | 4171 N. MESA ST., SUITE A102 EL PASO, TX 79902 | AFLAC | $1K | — | $1K | 3.53% |
| JOSH MURILLO3 | 5959 GATEWAY BLVD W, STE 620 EL PASO, TX 79925 | AFLAC | $564 | — | $564 | 1.56% |
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUTHWEST INC | 2505 E MISSOURI AVE EL PASO, TX 79903 | AFLAC | $550 | — | $550 | 1.52% |
| TRACY L MURILLO3 | 5959 GATEWAY BLVD W, STE 620 EL PASO, TX 79925 | AFLAC | $220 | — | $220 | 0.61% |
| STEVE WHITTEN3 | 7606 UNIVERSITY AVE, STE D LUBBOCK, TX 79423 | AFLAC | $49 | — | $49 | 0.14% |
| ARON S ROBERTSON3 | 12811 WATERLILY WAY SAN ANTONIO, TX 78254 | AFLAC | $20 | — | $20 | 0.06% |
| VERNON P HERRERA3 | PO BOX 310 SANTA FE, NM 87504 | AFLAC | $20 | — | $20 | 0.06% |
| BRANDON D WASHINGTON3 | 9806 SHETLAND PASS CONVERSE, TX 78109 | AFLAC | $19 | — | $19 | 0.05% |
| KAREN LYNN GRACZYK3 | 378 LEE ROAD 2194 PHENIX CITY, AL 36870 | AFLAC | $17 | — | $17 | 0.05% |
| JOHN DAVID BODKER3 Filed as: JOHN DAVID BODKER II | 2718 MARLBOROUGH DR. SAN ANTONIO, TX 78230 | AFLAC | $12 | — | $12 | 0.03% |
| JEREMY CONGO3 | 12101 SIGNAL AVE NE ALBUQUERQUE, NM 87122 | AFLAC | $12 | — | $12 | 0.03% |
| ERIC J LEGER3 | 623 E. 7TH 1/2 ST HOUSTON, TX 77007 | AFLAC | $8 | — | $8 | 0.02% |
| AMANDA MCCANN POTTER3 | 911 N MIDKIFF RD MIDLAND, TX 79701 | AFLAC | $8 | — | $8 | 0.02% |
| JEROME JEFFREY PESEK3 | 330 TORRINGTON DR AUSTIN, TX 78737 | AFLAC | $8 | — | $8 | 0.02% |
| ANGELA R DAVIS3 | 2608 ROUGH BERRY RD PFLUGERVILLE, TX 78660 | AFLAC | $8 | — | $8 | 0.02% |
| JASON MARONEY3 | PO BOX 841 INGRAM, TX 78025 | AFLAC | $8 | — | $8 | 0.02% |
| ROBERT G. RELPH AGENCY, INC.3 Filed as: ROBERT L CLARK | 5601 COUNTY ROAD LUBBOCK, TX 79407 | AFLAC | $5 | — | $5 | 0.01% |
| BARBARA BAROS3 | 5301 GOSHEN CT CORPUS CHRISTI, TX 78413 | AFLAC | $4 | — | $4 | 0.01% |
| DAVID HANCOCK INC3 | PO BOX 423 LAVON, TX 75166 | AFLAC | $3 | — | $3 | 0.01% |
| JOAQUIN M DAVILA3 | 1505 GEORGE DIETER DR., SUITE 109 EL PASO, TX 79936 | AFLAC | $1 | — | $1 | 0.00% |
| LARRY W MARONEY3 | 1230 MOUNTAIN BREEZE CANYON LAKE, TX 78133 | AFLAC | $1 | — | $1 | 0.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 2850 GOLF RD ROLLING MEADOWS, IL 60008 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $933 | $933 | 3.05% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 306 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 306 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF TEXAS | 620 | $3.5M |
| Dental | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 345 | $158K |
| Vision | EYEMED VISION CARE | 600 | $28K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 715 | $197K |
| Short-term disability(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 208 | $140K |
| Long-term disability(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 294 | $177K |
| Other(3 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 715 | $233K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 715 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.