| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUTHWEST INC | PO BOX 61187 VIRGINIA BEACH, VA 23466 | BLUECROSS BLUESHIELD OF TEXAS | $70K | — | $70K | 4.14% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL TEXAS, INC. | 201 E. MAIN DRIVE, SUITE 800 EL PASO, TX 79901 | BLUECROSS BLUESHIELD OF TEXAS | $20K | — | $20K | 1.20% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL TEXAS, INC. | 421 W THIRD ST, SUITE 800 FORT WORTH, TX 76102 | THE STANDARD INSURANCE COMPANY | $11K | — | $11K | 7.40% |
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUTHWEST INC | PO BOX 61187 VIRGINIA BEACH, VA 23466 | THE STANDARD INSURANCE COMPANY | $9K | — | $9K | 6.53% |
| USI INSURANCE SERVICES LLC3 Filed as: USI NORTHEAST INC | 555 PLEASANTVILLE RD BRIARCLIFF MANOR, NY 10510 | THE STANDARD INSURANCE COMPANY | $5K | — | $5K | 3.21% |
| USI INSURANCE SERVICES LLC3 | 2505 E MISSOURI AVE EL PASO, TX 79903 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | — | $3K | 2.69% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL TEXAS, INC. | 421 W THIRD ST, SUITE 800 FORT WORTH, TX 76102 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 2.20% |
| LOUIE ALMANZA3 | 5959 GATEWAY BLVD W, STE 655 EL PASO, TX 79925 | AFLAC | $7K | $339 | $7K | 12.22% |
| LISA A ALMANZA3 | 5959 GATEWAY BLVD W, STE 655 EL PASO, TX 79925 | AFLAC | $4K | $114 | $4K | 7.43% |
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUTHWEST INC | 2505 E MISSOURI AVE EL PASO, TX 79903 | AFLAC | $4K | $0 | $4K | 6.26% |
| JOSH MURILLO3 | 5959 GATEWAY BLVD W, STE 620 EL PASO, TX 79925 | AFLAC | $2K | $75 | $2K | 3.24% |
| BRANDON D WASHINGTON3 | 9806 SHETLAND PASS CONVERSE, TX 78109 | AFLAC | $546 | $0 | $546 | 0.93% |
| ARON S ROBERTSON3 | 11230 WEST AVE, STE 3201 SAN ANTONIO, TX 78213 | AFLAC | $420 | $0 | $420 | 0.72% |
| JOSE A VELA3 | 2517 WRIGHT CARPENTER SAN ANTONIO, TX 78221 | AFLAC | $176 | $0 | $176 | 0.30% |
| JEREMY CONGO3 | 10400 ACADEMY RD NE, STE 345 ALBUQUERQUE, NM 87111 | AFLAC | $77 | $73 | $150 | 0.26% |
| JOHN DAVID BODKER3 Filed as: JOHN DAVID BODKER II | 11230 WEST AVE, STE 2107 SAN ANTONIO, TX 78213 | AFLAC | $121 | $0 | $121 | 0.21% |
| STEVE WHITTEN3 | 7606 UNIVERSITY AVE, STE F LUBBOCK, TX 79423 | AFLAC | $54 | $0 | $54 | 0.09% |
| CYNTHIA A MELENDEZ3 | 11049 WHITEHALL DRIVE EL PASO, TX 79934 | AFLAC | $20 | $0 | $20 | 0.03% |
| ERIC J LEGER3 | 10400 ACADEMY RD NE, STE 345 ALBUQUERQUE, NM 87111 | AFLAC | $15 | $2 | $17 | 0.03% |
| AMANDA MCCANN POTTER3 | 911 N MIDKIFF RD MIDLAND, TX 79701 | AFLAC | $9 | $0 | $9 | 0.02% |
| JEROME JEFFREY PESEK3 | 330 TORRINGTON DR AUSTIN, TX 78737 | AFLAC | $9 | $0 | $9 | 0.02% |
| ANGELA R DAVIS3 | 2505 PUMPKIN RIDGE CT PFLUGERVILLE, TX 78660 | AFLAC | $9 | $0 | $9 | 0.02% |
| JASON MARONEY3 | 315 ROCKRIDGE ST KERRVILLE, TX 78028 | AFLAC | $9 | $0 | $9 | 0.02% |
| BARBARA BAROS3 | 5301 GOSHEN CT CORPUS CHRISTI, TX 78413 | AFLAC | $4 | $0 | $4 | 0.01% |
| TRACY L MURILLO3 | 5959 GATEWAY BLVD W, STE 620 EL PASO, TX 79925 | AFLAC | $2 | $0 | $2 | 0.00% |
| USI INSURANCE SERVICES LLC3 | 2505 E MISSOURI AVE EL PASO, TX 79903 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | — | $3K | 5.21% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL TEXAS, INC. | 421 W THIRD ST, SUITE 800 FORT WORTH, TX 76102 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 3.85% |
| USI INSURANCE SERVICES LLC3 | 2505 E MISSOURI AVE EL PASO, TX 79903 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 5.69% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL TEXAS, INC. | 421 W THIRD ST, SUITE 800 FORT WORTH, TX 76102 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 3.93% |
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUTHWEST INC | PO BOX 61187 VIRGINIA BEACH, VA 23466 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $1K | — | $1K | 5.70% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL TEXAS, INC. | 201 E. MAIN DRIVE, SUITE 800 EL PASO, TX 79901 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $172 | — | $172 | 0.80% |
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUTHWEST INC | 2505 E MISSOURI AVE EL PASO, TX 79903 | NATIONAL UNION FIRE INS. CO., OF PITTSBURG | $167 | — | $167 | 15.03% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 236 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 236 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF TEXAS | 296 | $1.7M |
| Dental | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 223 | $108K |
| Vision | FIDELITY SECURITY LIFE INSURANCE COMPANY | 452 | $21K |
| Life insurance | THE STANDARD INSURANCE COMPANY | 519 | $144K |
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 93 | $26K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 231 | $48K |
| Other(2 contracts, 2 carriers) | AFLAC | 102 | $60K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 519 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.