| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL TEXAS, INC | 201 E. MAIN DRIVE, SUITE 800 EL PASO, TX 79901 | BLUECROSS BLUESHIELD OF TEXAS | -$67K | — | -$67K | -2.37% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NE LIMITED | 1065 AVE OF THE AMERICAS NEW YORK, NY 10018 | THE STANDARD INSURANCE COMPANY | $3K | — | $3K | 3.45% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL TX INC | 421 W THIRD ST, SUITE 800 FORT WORTH, TX 76102 | THE STANDARD INSURANCE COMPANY | -$5K | — | -$5K | -6.25% |
| LOUIE ALMANZA3 | 5959 GATEWAY BLVD W, STE 655 EL PASO, TX 79925 | AFLAC | $4K | $51 | $4K | 7.67% |
| LISA A ALMANZA3 | 5959 GATEWAY BLVD W, STE 655 EL PASO, TX 79925 | AFLAC | $2K | $10 | $2K | 4.07% |
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUTHWEST INC | 2505 E MISSOURI AVE EL PASO, TX 79903 | AFLAC | $1K | $0 | $1K | 2.26% |
| JOSH MURILLO3 | 5959 GATEWAY BLVD W, STE 620 EL PASO, TX 79925 | AFLAC | $945 | $10 | $955 | 2.06% |
| TRACY L MURILLO3 | 5959 GATEWAY BLVD W, STE 620 EL PASO, TX 79925 | AFLAC | $377 | $0 | $377 | 0.81% |
| BRANDON D WASHINGTON3 | 9806 SHETLAND PASS CONVERSE, TX 78109 | AFLAC | $79 | $0 | $79 | 0.17% |
| ARON S ROBERTSON3 | 11230 WEST AVE, STE 2209 SAN ANTONIO, TX 78213 | AFLAC | $77 | $0 | $77 | 0.17% |
| ARON S ROBERTSON3 | 12811 WATERLILY WAY SAN ANTONIO, TX 78254 | AFLAC | $48 | $0 | $48 | 0.10% |
| STEVE WHITTEN3 | 7606 UNIVERSITY AVE, STE D LUBBOCK, TX 79423 | AFLAC | $44 | $0 | $44 | 0.09% |
| VERNON P HERRERA3 | PO BOX 310 SANTA FE, NM 87504 | AFLAC | $23 | $0 | $23 | 0.05% |
| JOHN DAVID BODKER3 Filed as: JOHN DAVID BODKER II | 11230 WEST AVE, STE 2107 SAN ANTONIO, TX 78213 | AFLAC | $19 | $0 | $19 | 0.04% |
| JEREMY CONGO3 | 12101 SIGNAL AVE NE ALBUQUERQUE, NM 87122 | AFLAC | $18 | $0 | $18 | 0.04% |
| KAREN LYNN GRACZYK3 | 378 LEE ROAD 2194 PHENIX CITY, AL 36870 | AFLAC | $17 | $0 | $17 | 0.04% |
| JOHN DAVID BODKER3 Filed as: JOHN DAVID BODKER II | 2718 MARLBOROUGH DR SAN ANTONIO, TX 78230 | AFLAC | $17 | $0 | $17 | 0.04% |
| ERIC J LEGER3 | 10400 ACADEMY RD NE, STE 345 ALBUQUERQUE, NM 87111 | AFLAC | $10 | $0 | $10 | 0.02% |
| AMANDA MCCANN POTTER3 | 911 N MIDKIFF RD MIDLAND, TX 79701 | AFLAC | $8 | $0 | $8 | 0.02% |
| JEROME JEFFREY PESEK3 | 330 TORRINGTON DR AUSTIN, TX 78737 | AFLAC | $8 | $0 | $8 | 0.02% |
| ANGELA R DAVIS3 | 2505 PUMPKIN RIDGE CT PFLUGERVILLE, TX 78660 | AFLAC | $7 | $0 | $7 | 0.02% |
| JASON MARONEY3 | PO BOX 841 INGRAM, TX 78025 | AFLAC | $7 | $0 | $7 | 0.02% |
| JOSE A VELA3 | 2517 WRIGHT CARPENTER SAN ANTONIO, TX 78221 | AFLAC | $7 | $0 | $7 | 0.02% |
| BARBARA BAROS3 | 5301 GOSHEN CT CORPUS CHRISTI, TX 78413 | AFLAC | $3 | $0 | $3 | 0.01% |
| ROBERT G. RELPH AGENCY, INC.3 Filed as: ROBERT L CLARK | 7606 UNIVERSITY AVE, STE F LUBBOCK, TX 79423 | AFLAC | $3 | $0 | $3 | 0.01% |
| JOAQUIN M DAVILA3 | 221 N KANSAS ST, SUITE 729 EL PASO, TX 79901 | AFLAC | $2 | $0 | $2 | 0.00% |
| DAVID HANCOCK INC3 | PO BOX 423 LAVON, TX 75166 | AFLAC | $2 | $0 | $2 | 0.00% |
| LARRY W MARONEY3 | 1230 MOUNTAIN BREEZE CANYON LAKE, TX 78133 | AFLAC | $1 | $0 | $1 | 0.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL TEXAS, INC | 201 E. MAIN DRIVE, SUITE 800 EL PASO, TX 79901 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $2K | $2K | 9.63% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL TEXAS, INC | 201 E. MAIN DRIVE, SUITE 800 EL PASO, TX 79901 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $897 | $897 | 9.68% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 278 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 278 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF TEXAS | 476 | $2.8M |
| Dental(2 contracts, 2 carriers) | BLUECROSS BLUESHIELD OF TEXAS | 476 | $2.9M |
| Vision | FIDELITY SECURITY LIFE INSURANCE COMPANY | 462 | $25K |
| Life insurance(2 contracts, 2 carriers) | THE STANDARD INSURANCE COMPANY | 536 | $137K |
| Short-term disability(2 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 93 | $22K |
| Long-term disability(2 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 233 | $51K |
| Other | AFLAC | 89 | $46K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 536 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.