| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SPENCER BARRETT3 | PO BOX 270 OCALA, FL 34478 | CAPITAL HEALTH PLAN | $12K | — | $12K | 2.99% |
| BARRETT, LINER & BUSS, LLC3 | PO BOX 270 OCALA, FL 34478 | BLUE CROSS BLUE SHIELD OF FLORIDA | $15K | — | $15K | 4.00% |
| BARRETT, LINER & BUSS, LLC3 | PO BOX 270 OCALA, FL 34478 | FLORIDA HEALTH CARE PLANS, INC | $18K | — | $18K | 4.93% |
| BARRETT, LINER & BUSS, LLC3 | PO BOX 270 OCALA, FL 34478 | HARTFORD LIFE & ACCIDENT | $32K | — | $32K | 10.00% |
| BARRETT, LINER & BUSS, LLC3 | PO BOX 270 OCALA, FL 34478 | PRINCIPAL LIFE INSURANCE COMPANY | $13K | — | $13K | 5.31% |
| BARRETT, LINER & BUSS, LLC3 | PO BOX 2790 OCALA, FL 34478 | BLUE CROSS BLUE SHIELD OF FLORIDA | $5K | — | $5K | 4.00% |
| WENDI SILVERS PL3 | 2240 DEERWOOD DRIVE NEW SMYRNA BEACH, FL 32168 | AFLAC | $4K | $232 | $4K | 7.34% |
| ERIN L KIRKLAND3 Filed as: ERIN KIRKLAND | 1775 PINE PARK RD CAIRO, GA 39828 | AFLAC | $2K | $14 | $2K | 2.98% |
| SARAH E NUNZIATO3 | 98 GREEN FOREST DR ORMOND BEACH, FL 32174 | AFLAC | $913 | $29 | $942 | 1.54% |
| GLENN L DAYTON3 Filed as: GLENN DAYTON | 6900 ULMERTON RD #211 LARGO, FL 33771 | AFLAC | $723 | $0 | $723 | 1.18% |
| JEFFREY B HAWKINS3 | 244 S WOODLAND BLVD, STE B DELAND, FL 32720 | AFLAC | $624 | $47 | $671 | 1.10% |
| ASSURANCE AGENCY LTD3 Filed as: CROSS ASSURANCE GROUP, INC | 3370 CAPITAL CIRCLE NE STE G TALLAHASSEE, FL 32308 | AFLAC | $596 | $3 | $599 | 0.98% |
| ASSURANCE AGENCY LTD3 Filed as: CHERRY ASSURANCE GROUP, INC | 1425 PIEDMONT DR E STE 101B TALLAHASSEE, FL 32308 | AFLAC | $344 | $3 | $347 | 0.57% |
| DANIEL YAPPEL3 | 100 HAMPTON RD LOT 173 CLEARWATER, FL 33759 | AFLAC | $297 | $0 | $297 | 0.49% |
| SCOTT D HAWKINS INC3 Filed as: SCOTT D HAWKINS, INC | 3216 MEDICI BLVD NEW SMYRNA, FL 32168 | AFLAC | $197 | $0 | $197 | 0.32% |
| JOSEPH D BROCK, JR3 | 1004 N PENINSULA AVE NEW SMYRNA BEACH, FL 32169 | AFLAC | $177 | $17 | $194 | 0.32% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INS SERVICES NATIONAL, INC | 2502 N ROCKY POINT DRIVE 4TH FLOOR TAMPA, FL 33607 | AFLAC | $162 | $0 | $162 | 0.26% |
| DAVID MORRIS3 | 2789 ENTERPRISE RD E APT 24 CLEARWATER, FL 33759 | AFLAC | $123 | $0 | $123 | 0.20% |
| JENNIE MOORE HAWKINS3 Filed as: JENNIE M HAWKINS, INC | 3930 S NOVA ROAD STE 201 PORT ORANGE, FL 32127 | AFLAC | $107 | $0 | $107 | 0.17% |
| ERIN L KIRKLAND3 | 1775 PINE PARK ROAD CAIRO, GA 39828 | AFLAC | $4K | $289 | $4K | 12.00% |
| ASSURANCE AGENCY LTD3 Filed as: CROSS ASSURANCE GROUP, INC | 3370 CAPITAL CIR NE STE G TALLAHASSEE, FL 32308 | AFLAC | $1K | $54 | $1K | 3.34% |
| ASSURANCE AGENCY LTD3 Filed as: CHERRY ASSURANCE GROUP, INC | 1425 E PIEDMONT DR E, SUITE 101-B TALLAHASSEE, FL 32308 | AFLAC | $719 | $54 | $773 | 2.07% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | 1117 THOMASVILLE RD TALLAHASSEE, FL 32303 | AFLAC | $199 | $0 | $199 | 0.53% |
| MEREDITH K SCHAEFER3 | 1011 HARBERT STREET TALLAHASEE, FL 32303 | AFLAC | $151 | $0 | $151 | 0.40% |
| BARRETT, LINER & BUSS, LLC3 | PO BOX 270 OCALA, FL 34478 | HUMANA INSURANCE COMPANY | $3K | — | $3K | 10.00% |
| WENDI SILVERS PL3 | 2240 DEERWOOD DRIVE NEW SMYRNA BEACH, FL 32168 | CONTINENTAL AMERICAN INS CO | $327 | — | $327 | 4.29% |
| JENNIE HAWKINS3 | 5951 PEGGY BARROW CT PORT ORANGE, FL 32127 | CONTINENTAL AMERICAN INS CO | $213 | — | $213 | 2.79% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 515 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 517 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 2 carriers) | AFLAC | 277 | $106K |
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 262 | $235K |
| Vision | HUMANA INSURANCE COMPANY | 211 | $26K |
| Life insurance(2 contracts, 2 carriers) | HARTFORD LIFE & ACCIDENT | 517 | $554K |
| Short-term disability(4 contracts, 3 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 277 | $341K |
| Long-term disability | HARTFORD LIFE & ACCIDENT | 517 | $319K |
| Prescription drug(4 contracts, 3 carriers) | CAPITAL HEALTH PLAN | 74 | $1.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 517 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.