| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SPENCER BARRETT3 | PO BOX 270 OCALA, FL 34478 | CAPITAL HEALTH PLAN | $11K | — | $11K | 3.19% |
| BARRETT, LINER & BUSS, LLC3 | PO BOX 270 OCALA, FL 34478 | FLORIDA HEALTH CARE PLANS, INC | $17K | — | $17K | 5.01% |
| BARRETT, LINER & BUSS, LLC3 | PO BOX 270 OCALA, FL 34478 | BLUE CROSS BLUE SHIELD OF FLORIDA | $13K | — | $13K | 4.00% |
| BARRETT, LINER & BUSS, LLC3 | PO BOX 270 OCALA, FL 34478 | HARTFORD LIFE AND ACCIDENT | $28K | — | $28K | 9.98% |
| BARRETT, LINER & BUSS, LLC3 | PO BOX 270 OCALA, FL 34478 | PRINCIPAL LIFE INSURANCE COMPANY | $12K | — | $12K | 5.28% |
| BARRETT, LINER & BUSS, LLC3 | PO BOX 270 OCALA, FL 34478 | BLUE CROSS BLUE SHIELD OF FLORIDA | $6K | — | $6K | 4.00% |
| ERIN L KIRKLAND3 | 1775 PINE PARK ROAD CAIRO, GA 39828 | AFLAC | $4K | $70 | $4K | 10.09% |
| ASSURANCE AGENCY LTD3 Filed as: CROSS ASSURANCE GROUP, INC | 3370 CAPITAL CIR NE STE G TALLAHASSEE, FL 32308 | AFLAC | $1K | $14 | $1K | 2.99% |
| ASSURANCE AGENCY LTD3 Filed as: CHERRY ASSURANCE GROUP, INC | 1425 E PIEDMONT DR E, SUITE 101-B TALLAHASSEE, FL 32308 | AFLAC | $774 | $14 | $788 | 1.78% |
| ROGER-GUNTER-VAUGHN INSURANCE, INC3 | 1117 THOMASVILLE RD TALLAHASSEE, FL 32303 | AFLAC | $251 | — | $251 | 0.57% |
| MEREDITH K SCHAEFER3 | 1011 HARBERT STREET TALLAHASSEE, FL 32303 | AFLAC | $175 | — | $175 | 0.40% |
| BARRETT, LINER & BUSS, LLC3 | PO BOX 270 OCALA, FL 34478 | HUMANA INSURANCE COMPANY | $3K | — | $3K | 11.44% |
| BARRETT, LINER & BUSS, LLC3 Filed as: S BARRETT & SONS, INC | PO BOX 270 OCALA, FL 34478 | HUMANA INSURANCE COMPANY | $3 | — | $3 | 0.01% |
| WENDI SILVERS PL3 | 2240 DEERWOOD DRIVE NEW SMYRNA BEACH, FL 32168 | AFLAC | $3K | $138 | $4K | 15.90% |
| JOSEPH D BROCK, JR3 | 1004 N PENINSULA AVE NEW SMYRNA BEACH, FL 32169 | AFLAC | $471 | $28 | $499 | 2.18% |
| JEFFREY B HAWKINS3 | 3930 S NOVA RD STE 201 PORT ORANGE, FL 32127 | AFLAC | $381 | — | $381 | 1.67% |
| SARAH E NUNZIATO3 | 98 GREEN FOREST DR ORMOND BEACH, FL 32174 | AFLAC | $332 | — | $332 | 1.45% |
| SCOTT D HAWKINS INC3 Filed as: SCOTT D HAWKINS, INC | 3930 NOVA RD STE 201 PORT ORANGE, FL 32127 | AFLAC | $226 | — | $226 | 0.99% |
| ASHLEY CROOK3 | 111 DAUPHIN ST MOBILE, AL 36602 | AFLAC | $130 | $28 | $158 | 0.69% |
| JENNIE MOORE HAWKINS3 Filed as: JENNIE M HAWKINS, INC | 3930 S NOVA ROAD STE 201 PORT ORANGE, FL 32127 | AFLAC | $134 | $0 | $134 | 0.59% |
| WENDI SILVERS PL3 | 2240 DEERWOOD DRIVE NEW SMYRNA BEACH, FL 32168 | CONTINENTAL AMERICAN INS CO | $453 | — | $453 | 4.75% |
| JENNIE HAWKINS3 | 5951 PEGGY BARROW CT PORT ORANGE, FL 32127 | CONTINENTAL AMERICAN INS CO | $268 | — | $268 | 2.81% |
| MATTHEW SHANE STRONG3 Filed as: MATTHEW STRONG | 4437 SOUNDSIDE DRIVE GULF BREEZE, FL 32563 | CONTINENTAL AMERICAN INS CO | $117 | — | $117 | 1.23% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 353 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 6 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 359 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 2 carriers) | AFLAC | 56 | $77K |
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 247 | $231K |
| Vision | HUMANA INSURANCE COMPANY | 192 | $24K |
| Life insurance(2 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 359 | $513K |
| Short-term disability(4 contracts, 3 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 247 | $307K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 359 | $282K |
| Prescription drug(4 contracts, 3 carriers) | CAPITAL HEALTH PLAN | 75 | $1.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 359 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.