| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BARRETT, LINER & BUSS, LLC3 | PO BOX 270 OCALA, FL 34478 | FLORIDA HEALTH CARE PLANS, INC | $17K | — | $17K | 5.03% |
| SPENCER BARRETT3 | PO BOX 270 OCALA, FL 34478 | CAPITAL HEALTH PLAN | $8K | — | $8K | 2.73% |
| BARRETT, LINER & BUSS, LLC3 | PO BOX 270 OCALA, FL 34478 | HARTFORD LIFE AND ACCIDENT | $27K | — | $27K | 10.00% |
| BARRETT, LINER & BUSS, LLC3 Filed as: S BARRETT & SONS, INC | PO BOX 270 OCALA, FL 34478 | PRINCIPAL LIFE INSURANCE COMPANY | $10K | — | $10K | 4.56% |
| BARRETT, LINER & BUSS, LLC3 | PO BOX 270 OCALA, FL 34478 | PRINCIPAL LIFE INSURANCE COMPANY | $2K | — | $2K | 0.78% |
| BARRETT, LINER & BUSS, LLC3 Filed as: S BARRETT & SONS, INC | PO BOX 270 OCALA, FL 34478 | BLUE CROSS BLUE SHIELD OF FLORIDA | $6K | — | $6K | 4.00% |
| BARRETT, LINER & BUSS, LLC3 Filed as: S BARRETT & SONS, INC | PO BOX 270 OCALA, FL 34478 | BLUE CROSS BLUE SHIELD OF FLORIDA | $3K | — | $3K | 2.37% |
| BARRETT, LINER & BUSS, LLC3 | PO BOX 270 OCALA, FL 34478 | BLUE CROSS BLUE SHIELD OF FLORIDA | $2K | — | $2K | 1.63% |
| ERIN L KIRKLAND3 | 1775 PINE PARK ROAD CAIRO, GA 39828 | AFLAC | $6K | $154 | $6K | 12.76% |
| ASSURANCE AGENCY LTD3 Filed as: CROSS ASSURANCE GROUP INC | 3370 CAPITAL CIR NE STE G TALLAHASSEE, FL 32308 | AFLAC | $2K | $31 | $2K | 3.36% |
| ASSURANCE AGENCY LTD3 Filed as: CHERRY ASSURANCE GROUP, INC | 1425 E PIEDMONT DR, SUITE 101-B TALLAHASSEE, FL 32308 | AFLAC | $967 | $31 | $998 | 2.07% |
| ROGER-GUNTER-VAUGHN INSURANCE, INC3 Filed as: ROGER-GUNTER-BAUGHN INSURANCE, INC | 1117 THOMASVILLE RD TALLAHASSEE, FL 32303 | AFLAC | $399 | — | $399 | 0.83% |
| MEREDITH K SCHAEFER3 | 1011 HARBERT STREET TALLAHASSEE, FL 32303 | AFLAC | $232 | — | $232 | 0.48% |
| MIRIAM C WATKINS3 | 3456 EXMOUTH LANE TALLAHASSEE, FL 32317 | AFLAC | $182 | — | $182 | 0.38% |
| BETH LUANNE KIMBROUGH3 | 6750 N ANDREWS AVE STE 200 FT LAUDERDALE, FL 33309 | AFLAC | $117 | $31 | $148 | 0.31% |
| BARRETT, LINER & BUSS, LLC3 Filed as: S BARRETT & SONS, INC | PO BOX 270 OCALA, FL 34478 | HUMANA INSURANCE COMPANY | $2K | — | $2K | 7.37% |
| BARRETT, LINER & BUSS, LLC3 | PO BOX 270 OCALA, FL 34478 | HUMANA INSURANCE COMPANY | $182 | — | $182 | 0.88% |
| WENDI SILVERS PL3 | 2240 DEERWOOD DRIVE NEW SMYRNA BEACH, FL 32168 | AFLAC | $2K | $89 | $3K | 13.04% |
| JOSEPH D BROCK, JR3 | 1004 N PENINSULA AVE NEW SMYRNA BEACH, FL 32169 | AFLAC | $398 | — | $398 | 2.01% |
| SCOTT D HAWKINS INC3 Filed as: SCOTT D HAWKINS, INC | 5951 PEGGY BARROW CT PORT ORANGE, FL 32127 | AFLAC | $324 | — | $324 | 1.64% |
| JENNIE MOORE HAWKINS3 Filed as: JENNIE M HAWKINS, INC | 3930 S NOVA ROAD SUITE 201 PORT ORANGE, FL 32127 | AFLAC | $306 | $18 | $324 | 1.64% |
| ASHLEY CROOK3 | 111 DAUPHIN ST MOBILE, AL 36602 | AFLAC | $257 | — | $257 | 1.30% |
| WENDI SILVERS PL3 | 2240 DEERWOOD DRIVE NEW SMYRNA BEACH, FL 32168 | CONTINENTAL AMERICAN INS CO | $592 | — | $592 | 5.36% |
| JENNIE HAWKINS3 | 5951 PEGGY BARROW CT PORT ORANGE, FL 32127 | CONTINENTAL AMERICAN INS CO | $309 | — | $309 | 2.80% |
| MATTHEW SHANE STRONG3 Filed as: MATTHEW STRONG | 4437 SOUNDSIDE DRIVE GULF BREEZE, FL 32563 | CONTINENTAL AMERICAN INS CO | $136 | — | $136 | 1.23% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 326 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 331 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 2 carriers) | AFLAC | 54 | $79K |
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 446 | $215K |
| Vision | HUMANA INSURANCE COMPANY | 171 | $21K |
| Life insurance(2 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 446 | $486K |
| Short-term disability(4 contracts, 3 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 446 | $294K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 326 | $271K |
| Prescription drug(4 contracts, 3 carriers) | FLORIDA HEALTH CARE PLANS, INC | 55 | $922K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 446 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.