| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| FONTAINE MCLAREN INC3 Filed as: FONTAINE MCLAREN, INC. | — | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $43K | — | $43K | 12.63% |
| FONTAINE MCLAREN INC3 Filed as: FONTAINE MCLAREN, INC. | 21241 VENTURA BLVD, SUITE 153 WOODLAND HILLS, CA 91364 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES(CIGNA) | $12K | — | $12K | 9.89% |
| FONTAINE MCLAREN INC3 Filed as: FONTAINE MCCLAREN, INC. | 21241 VENTURA BLVD STE 153 WOODLAND HILLS, CA 913642121 | UNITEDHEALTHCARE INSURANCE COMPANY | $5K | — | $5K | 5.63% |
| FONTAINE MCLAREN INC3 | STE 153 21241 VENTURA BLVD WOODLAND HILLS, CA 91364 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $4K | $258 | $4K | 11.00% |
| FONTAINE MCLAREN INC3 Filed as: FONTAINE MCLAREN, INC | 21241 VENTURA BLVD STE 153 WOODLAND HILLS, CA 913642151 | VISION SERVICE PLAN | $1K | — | $1K | 4.87% |
| FONTAINE MCLAREN INC3 | STE 153 21241 VENTURA BLVD WOODLAND HILLS, CA 91364 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $4K | $14 | $4K | 15.96% |
| FONTAINE MCLAREN INC3 | STE 153 21241 VENTURA BLVD WOODLAND HILLS, CA 91364 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $6K | — | $6K | 26.32% |
| ENROLLEASE3 Filed as: ENROLLEASE LLC | EASECENTRAL 1980 FESTIVAL PLAZA DR STE 330 LAS VEGAS, NV 89135 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $357 | — | $357 | 1.62% |
| FONTAINE MCLAREN INC3 | STE 153 21241 VENTURA BLVD WOODLAND HILLS, CA 91364 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | $121 | $3K | 16.93% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES | 195 SCOTT SWAMP ROAD, SUITE 201 FARMINGTON, CT 06032 | LEGAL ACCESS CONSULTING, LLC | — | $563 | $563 | 10.00% |
| FONTAINE MCLAREN INC3 | STE 153 21241 VENTURA BLVD WOODLAND HILLS, CA 91364 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $426 | $30 | $456 | 11.51% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 199 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 4 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 207 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 350 | $427K |
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES(CIGNA) | 185 | $117K |
| Vision | VISION SERVICE PLAN | 193 | $27K |
| Life insurance(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 199 | $51K |
| Short-term disability(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 199 | $38K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 51 | $22K |
| Other(5 contracts, 3 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 199 | $83K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 350 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.