| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| FONTAINE MCLAREN INC3 Filed as: FONTAINE MCLAREN, INC. | — | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $42K | — | $42K | 13.60% |
| FONTAINE MCLAREN INC3 Filed as: FONTAINE MCLAREN, INC. | 21241 VENTURA BLVD, SUITE 153 WOODLAND HILLS, CA 913640000 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $10K | — | $10K | 9.88% |
| FONTAINE MCLAREN INC3 | STE 153 21241 VENTURA BLVD WOODLAND HILLS, CA 91364 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | — | $3K | 9.78% |
| FONTAINE MCLAREN INC3 Filed as: FONTAINE MCLAREN, INC. | — | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $4K | — | $4K | 13.31% |
| FONTAINE MCLAREN INC3 Filed as: FONTAINE MCLAREN, INC | 21241 VENTURA BLVD STE 153 WOODLAND HILLS, CA 913642151 | VISION SERVICE PLAN | $1K | — | $1K | 5.26% |
| FONTAINE MCLAREN INC3 Filed as: FONTAINE MCLAREN, INC | STE 153 21241 VENTURA BLVD WOODLAND HILLS, CA 91364 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $6K | — | $6K | 37.09% |
| FONTAINE MCLAREN INC3 Filed as: FONTAINE MCLAREN, INC | STE 153 21241 VENTURA BLVD WOODLAND HILLS, CA 91364 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $6K | — | $6K | 37.32% |
| FONTAINE MCLAREN INC3 | STE 153 21241 VENTURA BLVD WOODLAND HILLS, CA 91364 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | — | $2K | 15.00% |
| FONTAINE MCLAREN INC3 | 21241 VENTURA BLVD STE 153 WOODLAND HILLS, CA 91364 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $1K | — | $1K | 9.89% |
| FONTAINE MCLAREN INC3 Filed as: FONTAINE MCLAREN, INC | STE 153 21241 VENTURA BLVD WOODLAND HILLS, CA 91364 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $454 | — | $454 | 10.00% |
| FONTAINE MCLAREN INC3 Filed as: FONTAINE MCLAREN, INC | 21241 VENTURA BLVD STE 153 WOODLAND HILLS, CA 913642151 | VISION SERVICE PLAN | $101 | — | $101 | 4.44% |
| FONTAINE MCLAREN INC3 | 21241 VENTURA BLVD STE 153 WOODLAND HILLS, CA 91364 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $298 | — | $298 | 15.95% |
| FONTAINE MCLAREN INC3 | STE 153 21241 VENTURA BLVD WOODLAND HILLS, CA 91364 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | — | $2K | 95.08% |
| ENROLLEASE3 Filed as: ENROLLEASE LLC | EASECENTRAL 1980 FESTIVAL PLAZA DR STE 330 LAS VEGAS, NV 89135 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $54 | — | $54 | 3.41% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 162 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 2 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 165 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 148 | $340K |
| Dental(2 contracts) | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 185 | $114K |
| Vision(2 contracts) | VISION SERVICE PLAN | 162 | $26K |
| Life insurance(4 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 178 | $54K |
| Short-term disability(5 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 178 | $46K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 51 | $2K |
| Other(8 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 178 | $91K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 185 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.