| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LAWRENCE PAUL SLAFF3 | 3621 OAKDALE FOREST RD EDMOND, OK 73013 | UNITEDHEALTHCARE INSURANCE COMPANY | $3K | $41K | $44K | 4.89% |
| BENEFIT PLANNING SERVICES INC3 Filed as: BENEFIT PLANNING INC | PO BOX 6905 EDMOND, OK 73083 | SUN LIFE ASSURANCE COMPANY OF CANADA | $8K | $0 | $8K | 15.00% |
| BENEFIT PLANNING SERVICES INC3 Filed as: BENEFIT PLANNING | PO BOX 6905 EDMOND, OK 730836905 | VISION SERVICE PLAN | $908 | $0 | $908 | 6.29% |
| HEALTHSMART BENEFIT SOLUTIONS3 Filed as: HEALTHSMART BFT SOLUTION INC | PO BOX 847205 DALLAS, TX 75284 | ALLSTATE BENEFITS | $1K | $0 | $1K | 9.52% |
| LARRY P SLAFF3 Filed as: LARRY SLAFF | PO BOX 6905 EDMOND, OK 73083 | ALLSTATE BENEFITS | $133 | $0 | $133 | 1.09% |
| BOBBY R THOMPSON JR3 | 3233 E MEMORIAL RD STE 106C EDMOND, OK 73130 | ALLSTATE BENEFITS | $74 | $0 | $74 | 0.60% |
| OK ENROLL3 Filed as: OK ENROLL LLC | 9055 HARMONY DRIVE MIDWEST CITY, OK 73130 | ALLSTATE BENEFITS | $44 | $0 | $44 | 0.36% |
| REGGIE OZEROGLU3 | 2600 VAN BUREN STE 2632 NORMON, OK 73072 | ALLSTATE BENEFITS | $31 | $0 | $31 | 0.25% |
| JASON L HUGHS3 | 9055 HARMONY DRIVE MIDWEST CITY, OK 73130 | ALLSTATE BENEFITS | $15 | $0 | $15 | 0.12% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 148 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 149 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 302 | $910K |
| Dental | UNITEDHEALTHCARE INSURANCE COMPANY | 302 | $898K |
| Vision | VISION SERVICE PLAN | 87 | $14K |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 53 | $55K |
| Short-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 53 | $55K |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 53 | $55K |
| Other | SUN LIFE ASSURANCE COMPANY OF CANADA | 53 | $55K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 302 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.