| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASCENDE, INC.3 | 2700 POST OAK BLVD 25TH FL HOUSTON, TX 77056 | BLUECROSS BLUESHIELD OF OKLAHOMA | $46K | — | $46K | 2.25% |
| LAWRENCE PAUL SLAFF3 | 3621 OAKDALE FOREST RD EDMOND, OK 73013 | BLUECROSS BLUESHIELD OF OKLAHOMA | — | $41K | $41K | 2.01% |
| ASCENDE, INC.3 | 2700 POST OAK BLVD FL 25 HOUSTON, TX 77056 | SUN LIFE ASSURANCE COMPANY OF CANADA | $5K | — | $5K | 7.78% |
| BENEFIT PLANNING SERVICES INC3 Filed as: BENEFIT PLANNING INC | PO BOX 6905 EDMOND, OK 73083 | SUN LIFE ASSURANCE COMPANY OF CANADA | $5K | — | $5K | 7.22% |
| BENEFIT PLANNING SERVICES INC3 Filed as: BENEFIT PLANNING | PO BOX 6905 EDMOND, OK 730836905 | VISION SERVICE PLAN | $860 | — | $860 | 3.07% |
| ASCENDE, INC.3 | 2700 POST OAK BLVD FL 25TH HOUSTON, TX 77056 | VISION SERVICE PLAN | $487 | — | $487 | 1.74% |
| HEALTHSMART BENEFIT SOLUTIONS3 Filed as: HEALTHSMART BFT SOLUTION INC | 222 W LAS COLINAS BLVD #600N IRVING, TX 75039 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $859 | — | $859 | 8.51% |
| LARRY P SLAFF3 Filed as: LARRY SLAFF | P.O BOX 6905 EDMOND, OK 73083 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $245 | — | $245 | 2.43% |
| OK ENROLL3 | 9055 HARMONY DRIVE MIDWEST CITY, OK 73130 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $216 | — | $216 | 2.14% |
| BOBBY R THOMPSON JR3 | 3233 E MEMORIAL RD STE 106C EDMOND, OK 73013 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $161 | — | $161 | 1.59% |
| JASON L HUGHS3 | 9055 HARMONY DRIVE MIDWEST CITY, OK 73130 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $32 | — | $32 | 0.32% |
| REGGIE OZEROGLU3 | 2600 VAN BUREN STE 2632 NORMAN, OK 73072 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $5 | — | $5 | 0.05% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 0 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUECROSS BLUESHIELD OF OKLAHOMA | 451 | $2.1M |
| Dental | BLUECROSS BLUESHIELD OF OKLAHOMA | 451 | $2.0M |
| Vision | VISION SERVICE PLAN | 128 | $28K |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 86 | $69K |
| Short-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 86 | $69K |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 86 | $69K |
| Other | SUN LIFE ASSURANCE COMPANY OF CANADA | 86 | $69K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 451 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Final-filing indicator set. Plan is winding down; don't waste sales effort here.