| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 | 300 CHERAPA PL STE 601 SIOUX FALLS, SD 57103 | SANFORD HEALTH PLAN | $31K | — | $31K | 1.31% |
| KANDY JAMISON3 | 300 N CHERAPA PLACE STE 601 SIOUX FALLS, SD 57103 | DELTA DENTAL OF SOUTH DAKOTA | $4K | — | $4K | 1.32% |
| MARSH & MCLENNAN AGENCY LLC3 | PO BOX 412703 BOSTON, MA 02241 | STANDARD INSURANCE COMPANY | $3K | $2K | $6K | 7.21% |
| MARSH & MCLENNAN AGENCY LLC3 | 33213 COLLECTION CENTER DR CHICAGO, IL 60693 | VISION SERVICE PLAN | $2K | — | $2K | 3.88% |
| MARSH & MCLENNAN AGENCY LLC3 | PO BOX 412703 BOSTON, MA 02241 | STANDARD INSURANCE COMPANY | $2K | $1K | $4K | 8.56% |
| MARSH & MCLENNAN AGENCY LLC3 | PO BOX 412703 BOSTON, MA 02241 | STANDARD INSURANCE COMPANY | $4K | $996 | $5K | 12.04% |
| MARSH & MCLENNAN AGENCY LLC3 | 300 CHERAPA PL STE 601 SIOUX FALLS, SD 57103 | ALLSTATE | $643 | — | $643 | 7.88% |
| KEELER & ASSOCIATES3 | 211 SOUTH 23RD ST SIOUX FALLS, SD 57117 | ALLSTATE | $318 | — | $318 | 3.89% |
| RALPH H KEELER3 | 10114 SYDNEY LANE PLATTSMOUTH, NE 68048 | ALLSTATE | $171 | — | $171 | 2.09% |
| AMY L MCKINNEY3 | 211 SOUTH 23RD ST PLATTSMOUTH, NE 68048 | ALLSTATE | $14 | — | $14 | 0.17% |
| MARSH & MCLENNAN AGENCY LLC2 Filed as: TRION GROUP, MARSH&MCLENNAN AGENCY | 2300 RENAISSANCE BOULEVARD KING OF PRUSSIA, PA 19406 | ALLSTATE | — | $11 | $11 | 0.13% |
| WORKPLACE BENEFITS CONSULTANTS3 | PO BOX 540874 OMAHA, NE 68154 | ALLSTATE | $7 | — | $7 | 0.09% |
| KEELER & ASSOCIATES3 | 211 SOUTH 23RD ST PLATTSMOUTH, NE 68048 | ALLSTATE | $251 | — | $251 | 6.91% |
| MARSH & MCLENNAN AGENCY LLC3 | 300 CHERAPA PL STE 601 SIOUX FALLS, SD 57103 | ALLSTATE | $208 | — | $208 | 5.72% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: TRION GROUP, MARSH&MCLENNAN AGENCY | 2300 RENAISSANCE BOULEVARD KING OF PRUSSIA, PA 19406 | ALLSTATE | — | $23 | $23 | 0.63% |
| WORKPLACE BENEFITS CONSULTANTS3 | PO BOX 540874 OMAHA, NE 68154 | ALLSTATE | $4 | — | $4 | 0.11% |
| RALPH H KEELER3 | 10114 SYDNEY LANE PLATTSMOUTH, NE 68048 | ALLSTATE | $3 | — | $3 | 0.08% |
| KEELER & ASSOCIATES3 | 211 SOUTH 23RD ST PLATTSMOUTH, NE 68048 | ALLSTATE | $117 | — | $117 | 5.97% |
| MARSH & MCLENNAN AGENCY LLC3 | 300 CHERAPA PL STE 601 SIOUX FALLS, SD 57103 | ALLSTATE | $63 | — | $63 | 3.21% |
| RALPH H KEELER3 | 10114 SYDNEY LANE PLATTSMOUTH, NE 68148 | ALLSTATE | $10 | — | $10 | 0.51% |
| WORKPLACE BENEFITS CONSULTANTS3 | PO BOX 540874 OMAHA, NE 68154 | ALLSTATE | $5 | — | $5 | 0.26% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 283 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 288 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | SANFORD HEALTH PLAN | 411 | $2.4M |
| Dental | DELTA DENTAL OF SOUTH DAKOTA | 585 | $327K |
| Vision | VISION SERVICE PLAN | 224 | $45K |
| Life insurance(2 contracts, 2 carriers) | STANDARD INSURANCE COMPANY | 267 | $45K |
| Short-term disability | STANDARD INSURANCE COMPANY | 268 | $80K |
| Long-term disability | STANDARD INSURANCE COMPANY | 269 | $40K |
| Other(2 contracts) | ALLSTATE | 41 | $10K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 585 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.