No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BENESYS, INC. EIN 38-2383171 NONE KNOWN | Recordkeeping fees; Other fees; Plan Administrator; Contract Administrator; Recordkeeping and information management (computing, tabulating, data processing, etc.); Copying and duplicating; Direct payment from the plan Service code 13 | — | $455K |
| BAIRD ADVISORS EIN 39-6037917 NONE KNOWN | Investment management fees paid indirectly by plan; Investment management; Direct payment from the plan; Investment management fees paid directly by plan Service code 28 | — | $220K |
| BRANDYWINE GLOBAL INV MGMT LLC EIN 51-0412248 NONE KNOWN | Investment management fees paid indirectly by plan; Direct payment from the plan; Investment management fees paid directly by plan; Investment management Service code 28 | — | $206K |
| AETNA LIFE INSURANCE COMPANY EIN 06-6033492 NONE KNOWN | Direct payment from the plan; Contract Administrator Service code 13 | — | $205K |
| MORGAN STANLEY SMITH BARNEY LLC EIN 20-8764829 NONE KNOWN | Other services; Direct payment from the plan; Other fees; Investment advisory (plan); Other investment fees and expenses Service code 27 | — | $162K |
| LOOMIS SAYLES TRUST COMPANY EIN 20-8080381 NONE KNOWN | Investment management fees paid directly by plan; Investment management; Direct payment from the plan Service code 28 | — | $150K |
| SAGE ADVISORY SERVICES, LTD. CO. EIN 74-2798841 NONE KNOWN | Investment management; Direct payment from the plan; Investment management fees paid directly by plan Service code 28 | — | $111K |
| NORTHPOINTE CAPITAL, LLC EIN 23-3025935 NONE KNOWN | Securities brokerage; Securities brokerage commissions and fees; Investment management fees paid indirectly by plan; Investment management; Investment management fees paid directly by plan; Direct payment from the plan Service code 28 | — | $109K |
| MILLIMAN, INC. EIN 91-0675641 NONE KNOWN | Consulting (general); Actuarial; Direct payment from the plan Service code 11 | — | $102K |
| REINHART PARTNERS, INC. EIN 39-1711628 NONE KNOWN | Investment management fees paid directly by plan; Investment management; Direct payment from the plan Service code 28 | — | $100K |
| COMERICA BANK EIN 42-1741646 INSTITUTIONAL TRUSTEE | Other investment fees and expenses; Shareholder servicing fees; Custodial (securities); Float revenue; Custodial (other than securities); Trustee (bank, trust company, or similar financial institution); Direct payment from the plan; Other services Service code 18 | — | $45K |
| PLANTE & MORAN, PLLC EIN 38-1357951 NONE KNOWN | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $39K |
| GARY PETRONI TRUSTEE | Trustee (individual); Direct payment from the plan Service code 20 | 1423 EAST TWELVE MILE ROAD MADISON HEIGHTS, MI 48071 | $34K |
| SACHS WALDMAN, P.C. EIN 38-1905521 NONE KNOWN | Legal; Direct payment from the plan Service code 29 | — | $32K |
| COWEN AND COMPANY, LLC NONE KNOWN | Securities brokerage; Direct payment from the plan; Securities brokerage commissions and fees Service code 33 | 599 LEXINGTON AVENUE 20TH FLOOR NEW YORK, NY 10022 | $30K |
| JACK MARTIN TRUSTEE | Direct payment from the plan; Trustee (individual) Service code 20 | 1423 EAST TWELVE MILE ROAD MADISON HEIGHTS, MI 48071 | $27K |
| PARKER BUSINESS SOLUTIONS TRUSTEE | Direct payment from the plan; Trustee (individual) Service code 20 | 1423 EAST TWELVE MILE ROAD MADISON HEIGHTS, MI 48071 | $27K |
| SNG CONSULTING TRUSTEE | Trustee (individual); Direct payment from the plan Service code 20 | 1423 EAST TWELVE MILE ROAD MADISON HEIGHTS, MI 48071 | $27K |
| THE CITATION GROUP NONE KNOWN | Direct payment from the plan; Securities brokerage; Securities brokerage commissions and fees Service code 33 | 601 LEXINGTON AVENUE NEW YORK, NY 10022 | $17K |
| SEGAL SELECT INSURANCE SERVICES INC EIN 46-0619194 NONE KNOWN | Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | — | $15K |
| RICHARD SAYLOR TRUSTEE | Direct payment from the plan; Trustee (individual) Service code 20 | 1423 EAST TWELVE MILE ROAD MADISON HEIGHTS, MI 48071 | $6K |
| CREDIT SUISSE NONE KNOWN | Direct payment from the plan; Securities brokerage; Securities brokerage commissions and fees Service code 33 | 11 MADISON AVENUE NEW YORK, NY 10010 | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2,924 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,924 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA LIFE INSURANCE COMPANY | 6,369 | $20.2M |
| Prescription drug | AETNA LIFE INSURANCE COMPANY | 6,369 | $20.2M |
| Other | AETNA LIFE INSURANCE COMPANY | 6,369 | $20.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 6,369 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.