No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BENESYS, INC. EIN 38-2383171 NONE KNOWN | Recordkeeping fees; Other fees; Plan Administrator; Contract Administrator; Recordkeeping and information management (computing, tabulating, data processing, etc.); Copying and duplicating; Direct payment from the plan Service code 13 | — | $448K |
| AETNA LIFE INSURANCE COMPNAY EIN 06-6033492 NONE KNOWN | Contract Administrator; Insurance services; Direct payment from the plan; Claims processing Service code 12 | — | $286K |
| LAZARD ASSET MANAGEMENT, LLC EIN 05-0530199 NONE KNOWN | Soft dollars commissions; Investment management fees paid directly by plan; Investment management fees paid indirectly by plan; Direct payment from the plan; Investment management Service code 28 | — | $202K |
| SEGAL ROGERSCASEY EIN 13-2646110 NONE KNOWN | Investment advisory (plan); Direct payment from the plan Service code 27 | — | $180K |
| LOOMIS, SAYLES & COMPANY, L.P EIN 04-0320003 NONE KNOWN | Investment management; Direct payment from the plan; Investment management fees paid directly by plan Service code 28 | — | $166K |
| STATE STREET GLOBAL ADVISORS EIN 04-1867445 NONE KNOWN | Custodial (other than securities); Soft dollars commissions; Custodial (securities); Investment management fees paid directly by plan; Direct payment from the plan Service code 18 | — | $156K |
| MILLIMAN, INC. EIN 91-0675641 NONE KNOWN | Consulting fees; Actuarial; Direct payment from the plan; Consulting (general) Service code 11 | — | $123K |
| PIMCO EIN 33-0629048 NONE KNOWN | Investment management fees paid indirectly by plan; Investment management; Investment management fees paid directly by plan; Soft dollars commissions; Direct payment from the plan Service code 28 | — | $75K |
| SUZANNE DANIELS TRUSTEE | Direct payment from the plan; Trustee (individual) Service code 20 | 700 TOWER DRIVE SUITE 300 TROY, ME 48089 | $35K |
| GARY PETRONI TRUSTEE | Trustee (individual); Direct payment from the plan Service code 20 | 700 TOWER DRIVE SUITE 300 TROY, MI 48089 | $34K |
| JACK MARTIN TRUSTEE | Direct payment from the plan; Trustee (individual) Service code 20 | 700 TOWER DRIVE SUITE 300 TROY, MI 48089 | $32K |
| PLANTE & MORAN, PLLC EIN 38-1357951 NONE KNOWN | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $31K |
| FRANCINE PARKER TRUSTEE | Direct payment from the plan; Trustee (individual) Service code 20 | 700 TOWER DRIV SUITE 300 TROY, ME 48089 | $29K |
| COMERICA BANK EIN 42-1741646 NONE KNOWN | Custodial (securities); Shareholder servicing fees; Direct payment from the plan; Other services; Other fees; Float revenue Service code 19 | — | $26K |
| SACHS WALDMAN EIN 38-1905521 NONE KNOWN | Legal; Direct payment from the plan Service code 29 | — | $14K |
| AMERICAN GRAPHICS PRINTING NONE KNOWN | Copying and duplicating; Direct payment from the plan Service code 36 | 34895 GROESBECK HWY CLINTON TOWNSHIP, MI 48035 | $6K |
| SEGAL SELECT INSURANCE SERVICES EIN 46-0619194 NONE KNOWN | Insurance brokerage commissions and fees Service code 53 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3,231 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,231 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA LIFE INSURANCE CO. | 6,127 | $19.2M |
| Prescription drug | AETNA LIFE INSURANCE CO. | 6,127 | $19.2M |
| Other | AETNA LIFE INSURANCE CO. | 6,127 | $19.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 6,127 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.